In 2025, the USDA loan cap for Somerville, situated in Somerset, NJ, is $776,600, while the FHA limit for a single-family residence is $1,089,300.
Utilize Lendersa®'s USDA loan calculator to compare current USDA and FHA rates, assessing required income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options to help you choose the best program in for your financial scenario.
2025 Loan Limits & Down Payment Requirements in Somerville, Somerset, NJ
Loan Type
Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Options in Somerville, NJ
Lendersa®'s aim is to quickly secure optimal USDA or FHA loans without hassle. Start with one of three pathways to find matching lenders and USDA programs.
The USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan, is for rural areas. Unlike FHA loans needing a 3.5% down payment, USDA loans require none at all.
MAC Financial Group LLC. is a full-service Florida mortgage broker. MAC originates loans through various channels and transaction types. Specializing in a variety of loan programs for purchase and refinance such as conforming, jumbo, and government products. MAC is led by a senior management team that consists of mortgage banking professionals.
147 Alhambra Circle, Suite 131, Coral Gables, FL, 33134
At First Quality Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options
1600 Ponce de Leon Blvd, 10th Floor, Coral Gables, FL, 33134
Standard Mortgage is a full service mortgage firm dedicated to providing innovative mortgage products and services. Our focus is customer service, using technology to make the process of obtaining a mortgage fast and easy for our customers.vative mortgage products and services. Our focus is customer service.
2655 South Lejeune Road Penthouse, Suite I-k, Coral Gables, FL, 33134
Capital American Mortgage Company provides conventional and FHA mortgage loan programs for residential and commercial real estate. We are professionally staffed with over 50 years of combined experience to serve the borrower, realtor, developer and investor in taking applications, processing, underwriting and closing loans for sale in the market.
300 Sevilla Ave Suite 307, Coral Gables, FL, 33134
Advanced Mortgage Lenders Corp is a Financial Services company located at 300 Sevilla Ave Suite 307 in Coral Gables, Florida, United States. Since 2003 Advanced Mortgage Lenders has been helping Florida home owners with their various financial needs. Whether you're a first time borrower
Union has been and still is Miami’s premier mortgage lender since 2001, with offices conveniently located in Miami, Coral Gables and Coconut Grove. Through the years we've been recognized by realtors and buyers for offering exceptional customer service and stellar industry knowledge.
Florida United Lending Mortgage Company mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Welcome to McGrover Funding Corporation. We are a commercial real estate mortgage banking firm providing commercial real estate lending and hard money lending nationwide. If you are in need of a commercial loan and are having issues with your banker or lender, then we may be the company you need.
