USDA Vs. FHA your options comparison in Bridgeton, Cumberland County, NJ
In 2025, the USDA loan limit for Bridgeton, located in Cumberland county, NJ, is $336,500, while the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to weigh today's best USDA against FHA rates, helping you determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to decide which program in fits your financial situation best.
2025 Loan Limits and Downpayment Requirements in Bridgeton, Cumberland County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Bridgeton, NJ
Lendersa® aims to secure the best USDA or FHA loan for you quickly and without hassle. Choose one of three initial routes to connect with matching lenders and USDA loan programs.
The USDA home loan is a government-backed mortgage from the Department of Agriculture, also known as the USDA rural development loan. Offered only in rural areas, it requires no down payment, unlike FHA loans, where at least a 3.5% down payment is necessary.
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