USDA Vs. FHA your options comparison in Upper-Deerfield, Cumberland County, NJ
In 2025, the USDA loan limit for Upper-Deerfield, located within Cumberland County, NJ, is $285,000. For comparison, the FHA loan limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess the most competitive USDA versus FHA rates currently available. This will help you determine the income level, credit score, reserves, and necessary documents required for loan qualification. Through our comprehensive mortgage calculator, you can juxtapose USDA, FHA, Conforming, and VA loans side by side, which aids in deciding the best program for your financial situation, particularly if you are in .
2025 Loan Limits and Downpayment Criteria in Upper-Deerfield, Cumberland County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Upper-Deerfield, NJ
Lendersa® aims to swiftly provide you with the most appropriate USDA or FHA loan options, minimizing inconvenience. You can choose from three starting paths that will connect you with matching lenders, thereby facilitating access to USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, and also referred to as a USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. Unlike FHA loans, which include a minimum 3.5% down payment requirement, USDA mortgages demand no down payment at all, making homeownership more accessible for eligible rural purchasers.
South Central Credit Union was organized as Tri-County State Employees Credit Union on June 16, 1954. At that time it was housed in the accounting department of the prison. In 1986 the name was changed to South Central State Employees Credit Union, when Tri-County merged with Sparton Employees Credit Union.
At TRUE to our members, TRUE to our communities, and TRUE to our team. All are invited to join TRUE Community, and we proudly serve anyone who lives, learns, works, or worships across the State of Michigan.
We work hard to create and protect an inclusive environment where differences are celebrated
Hometown Bank. Here, it’s always been about making you happy. We figure if everyone who walks through our door is greeted with a warm welcome and receives really helpful service, they’ll be back for more. With so many banks these days, we thought service seemed to be getting pushed out.
612 Rembert C Dennis Boulevard, Moncks Corner, SC, 29461
The mission of Santee Cooper Credit Union is to provide financial services to members, to invest prudently, and to operate in the interest of the member while maintaining a safe and sound environment.Santee Cooper Credit Union remains committed to safeguarding the assets of our members.
"At Palmetto Mortgage, we are dedicated to serving our customers with the best service and products for their needs. We provide a wide variety of loan products and by doing so we allow our customers to choose the product that best suits their needs.
On the following pages you will learn briefly about our products and about us."
One of the earliest financial institutions in Jessamine County was the Farmers Exchange Bank, located on the corner of Main and Walnut Streets in Nicholasville. As with many individuals and businesses, they experienced financial hardships during the depression of the late 1920’s early 1930’s.
Sun Lending USA can assist you by providing you with top-notch service, no matter what kind of KY mortgage loan you're looking for or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make & it is important that you have an experienced advisor to help you every step of the way.
County National Bank is deeply committed to the communities we serve. On March 19, 1934, roughly fifty business people put up personal monies to invest and capitalize County National Bank. From that time, we have grown to 12 full-service branches in four counties in south-central Michigan.
Founded in 1937 as Seagrams Employees CU. In 2007 we began serving anyone working or residing in Dearborn, Ripley, Switzerland, and Ohio counties.
Community Spirit offers Savings, Checking, IRA's, Christmas Clubs, and Kid's Club accounts.
We offer Share Certificates (CD's), Auto loans, Personal Loans, Vacation Loans, and Christmas Loans
