USDA Vs. FHA Pro and Con comparison in Burlington, Burlington County, NJ

In the year 2025, the USDA loan threshold for Burlington, located in the county of Burlington, NJ, stands at $381,800, whereas the FHA limits are set at $529,000 for a single-family house.

Utilize the Lendersa® USDA loan calculator for a comprehensive comparison of today's USDA and FHA rates. This tool helps ascertain the income, credit, reserves, and documentation needed to qualify. The advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding in the selection of the most suitable program for your financial needs in .

Review loan proposals from over a hundred lenders

2025 Loan Ceilings and Down Payment Requirements in Burlington, Burlington, NJ

Loan Type Maximum Loan Minimum Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Burlington, NJ

The primary mission of Lendersa® is to secure you the most advantageous USDA or FHA loan swiftly and effortlessly. Initiate one of three pathways to connect with lenders offering USDA loan solutions.

Lendersa USDA loan request and corresponding matches

Understanding USDA Loans in NJ

A USDA home loan is a government-guaranteed mortgage under the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, tailored for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage demands no initial down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Meru Lending LLC
  • 7800 Preston Road, Suite 111, Plano, TX, 75024
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lending Star Capital, LLC
  • 2701 Custer Parkway, Suite 706, Richardson, TX, 75080
  • Our team has over 15 years’ professional experience in mortgage and real estate, with extensive product knowledge and client-centered customer service. Our goal is to provide competitive rates, minimum costs, prompt support, and stress-free closing for our clients, making your home loan journey a pleasurable experience!
  • Mercantile Morgage Corporation
  • 1401 North Central Expressway, Suite 100, Richardson, TX, 75080
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Sequoia Residential Lending llc
  • 5700 Granite Parkway, Suite 200, Plano, TX, 75024
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
  • Texas Mortgage Company
  • 6860 North Dallas Parkway, Suite 200, Plano, TX, 75024
  • We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
  • AWay Home Loans LLC
  • 6010 W Spring Creek Parkway, Suite 208, Collin, TX, 75024
  • AWay Home Loans is a Texas-based company that has prospered thanks to a reputation for honesty, integrity, and bringing a sense of fun to the mortgage process. Over 17 years of experience have built relationships and values that inform every decision we make on your behalf, inspiring us to go the extra mile in service of every client.
  • BLUE STAR RESIDENTIAL LENDING, INC.
  • 6833 Coit Road, Suite 103, Plano, TX, 75024
  • At Blue Star Residential Lending, helping you get your dream home is our dream job. We believe buying a home should be a rewarding experience — and we want to make sure it feels that way. That’s why we offer outstanding service, surprisingly affordable rates, and far more options than you’ll find at a bank or credit union.
  • VERITY MORTGAGE
  • 16970 Dallas Parkway, Suite 401, Dallas, TX, 75080
  • Verity Mortgage is a member of the Eustis Mortgage Corporation family of companies is setting a high bar for our competition. Over 60 years ago, Eustis Mortgage Corporation opened its doors with a focus on two things that all great organizations have in common. Low staff turnover and a high percentage of repeat customers.
  • Wedoloans
  • 5700 Granite Parkway, Suite 200, Plano, TX, 75024
  • WeDoLoans we know that you want to get the right mortgage loan to buy or refinance your dream home so you can save time, money, and have peace of mind. In order to do that, you have to spend excessive amounts of time and effort searching for a lender who can find the right mortgage loan that fits your financial needs.
  • Highland HomeLoans, LLC
  • 5700 Granite Parkway, Suite 800, Plano, TX, 75024
  • At Highland HomeLoans, we know how complex and tedious the home buying process can be. We’re here to help make that process as clear and simple as possible so you can land the home you love without all of the hassle. Highland HomeLoans, an affiliated business of Highland Homes and PrimeLending Ventures Management, was established in 2011.