In the year 2026, the USDA loan threshold for Burlington, located in the county of Burlington, NJ, stands at $381,800, whereas the FHA limits are set at $529,000 for a single-family house.
Utilize the Lendersa® USDA loan calculator for a comprehensive comparison of today's USDA and FHA rates. This tool helps ascertain the income, credit, reserves, and documentation needed to qualify. The advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding in the selection of the most suitable program for your financial needs in
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| Loan Type | Maximum Loan | Minimum Down Payment | |
| USDA | $381,800 | 0% | |
| FHA | $529,000 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The primary mission of Lendersa® is to secure you the most advantageous USDA or FHA loan swiftly and effortlessly. Initiate one of three pathways to connect with lenders offering USDA loan solutions.
A USDA home loan is a government-guaranteed mortgage under the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, tailored for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage demands no initial down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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