USDA Vs. FHA Pro and Con comparison in Burlington, Burlington County, NJ
In the year 2025, the USDA loan threshold for Burlington, located in the county of Burlington, NJ, stands at $381,800, whereas the FHA limits are set at $529,000 for a single-family house.
Utilize the Lendersa® USDA loan calculator for a comprehensive comparison of today's USDA and FHA rates. This tool helps ascertain the income, credit, reserves, and documentation needed to qualify. The advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding in the selection of the most suitable program for your financial needs in .
2025 Loan Ceilings and Down Payment Requirements in Burlington, Burlington, NJ
Loan Type
Maximum Loan
Minimum Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Burlington, NJ
The primary mission of Lendersa® is to secure you the most advantageous USDA or FHA loan swiftly and effortlessly. Initiate one of three pathways to connect with lenders offering USDA loan solutions.
A USDA home loan is a government-guaranteed mortgage under the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, tailored for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage demands no initial down payment whatsoever.
Everlasting Capital is a national business finance solutions provider, redefining lending and financing by providing outstanding customer experiences and innovative, world-class services with creative financing options.
Everlasting Capital is your number one source for getting any deal done with the highest level of expertise
HRCU is a federally insured community credit union. We serve our members by providing quality financial services, which meet their needs in a professional, personalized and courteous manner. We provide competitive rates on loans, savings and investments, and access to products and services using the latest technology.
The Niagara Falls Air Force Federal Credit Union was chartered in 1955. It is a not-for-profit financial institution that is owned and controlled by its members and is operated for your benefit through a membership elected Board of Directors. The Board of Directors is the policy and governing body of the Niagara Falls Air Force credit union.
Founded in 1954, Greater Niagara FCU is the result of a long list of mutually beneficial mergers between small seg-based credit unions in western Niagara County. In 2003, the Credit Union expanded its charter to serve all of Niagara County, and in 2020, the charter was expanded to include Erie County.
Our Credit Union first opened its doors in 1934 at our location on Buffalo Avenue as Niagara Dupont Employees Credit Union. In 2011, we moved to our new location on Military Road, changed our name to Encompass Niagara Credit Union and became a community charter allowing all who live, work, worship
At North East Welch Federal Credit Union, you are a member-owner of a not-for-profit organization. Money earned is returned to our members in the form of higher savings rates, lower loan rates, and low- or no-cost services. Our goal is to deliver trusted solutions that build and secure financial strength.
At ONE Federal Credit Union, we are ONE team committed to building lifelong relationships with all of our members. Life can be complex, but at ONE, we’re all about making every day better for all of the individuals, businesses and communities we serve. One Federal Credit Union was founded in 1949 for American Viscose Employees.
Lynchburg Municipal Employees Federal Credit Union
3176 Fort Avenue, Lynchburg, VA, 24501
The approval of Federal Credit Union Charter Number 14623 on August 8th, 1961 allowed for Lynchburg Municipal Employees Federal Credit Union (LMEFCU) to help promote financial services and security for its membership. We were originally chartered to serve employees of the City of Lynchburg and their immediate families.
MVSB is a mutual savings bank that operates for the benefit of its depositors, borrowers & surrounding communities. As a result, MVSB has remained steadfast in fostering the economic health and well-being of the community since it was founded in 1869. For over 150 years, Meredith Village Savings Bank (MVSB), has been serving the people, businesses.
Home Federal Credit Union (formerly known as CWV TEL Federal Credit Union) has been open since 1950 with assets totaling $34.47 Million and providing banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
