USDA Vs. FHA your options comparison in Edgewater-Park, Burlington County, NJ
In 2026, the USDA loan limit for Edgewater-Park in Burlington, NJ, is $345,000. Meanwhile, the FHA cap for a single-family home is $431,250.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side-by-side, helping you choose the optimal Alabama program for your financial needs.
2026 Loan Limits and Downpayment in Edgewater-Park, Burlington, NJ
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional
$548,250
3%
USDA and FHA Loan Options in Edgewater-Park, NJ
Lendersa® aims to quickly secure the best USDA or FHA loan without hassle. Choose from three starting points to match with lenders and USDA loan programs.
A USDA home loan is a government-backed loan through the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans that require a 3.5% down payment, USDA loans require none.
ABCO Federal Credit Union is a member-owned, not-for-profit full-service financial institution headquartered in Willingboro, New Jersey. With over 33, 000 members and over $205, 000, 000.00 in assets, we are one of the largest credit unions in New Jersey. ABCO FCU was founded in 1958 as the Burlington County Teachers Federal Credit Union.
Creative Financial Network With hundreds of products to choose from, we can help you make the right choice. Whether you are looking to purchase your dream home, or need a loan to buy an investment or commercial property, or refinance a current property, our expert advisers can help you find the right mortgage
Garden State Federal Credit Union was founded in 1960 as The Camden District Telephone Federal Credit Union. We later changed our name to reflect our expanded membership. Today we serve over 4, 400 members from 37 Member Groups and 9 select cities and towns. We currently have a branch located in Moorestown, New Jersey.
NJ Community Federal Credit Union has been serving its members since it was founded in 1954 for Government workers who worked in Camden, New Jersey. We now serve over 2, 800 members. Our membership includes members from various towns and cities. We are governed by a member-elected Board of Directors.
