In 2026, the USDA loan limit for Edgewater-Park in Burlington, NJ, is $345,000. Meanwhile, the FHA cap for a single-family home is $431,250.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side-by-side, helping you choose the optimal Alabama program for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $345,000 | 0% |
| FHA | $431,250 | 3.5% |
| Conventional | $548,250 | 3% |
Lendersa® aims to quickly secure the best USDA or FHA loan without hassle. Choose from three starting points to match with lenders and USDA loan programs.
A USDA home loan is a government-backed loan through the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans that require a 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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