USDA VS FHA in Cape-May-Court-House, Cape May County, NJ
In 2025, the USDA loan limit for Cape-May-Court-House, located in Cape May, NJ is $345,000, while the FHA limit for a single-family home is $431,250.
With the Lendersa® USDA loan calculator, you can compare today’s USDA and FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, making it easier to decide which program in suits your financial needs best.
2025 Loan Limits and Down Payment Requirements in Cape-May-Court-House, Cape May, NJ
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Cape-May-Court-House, NJ
Our goal at Lendersa® is to quickly provide the best USDA or FHA loan for you, hassle-free. Choose one of three starting points to connect with suitable lenders and USDA programs.
The USDA home loan is a government-backed mortgage secured through the Department of Agriculture, also known as a USDA rural development loan, exclusively available in rural areas. FHA loans typically require a minimum of 3.5% down payment, unlike USDA loans which require no down payment.
Illinois State Credit Union was founded in 1960 to serve employees of Illinois State University. We now serve more than 12, 000 of your closest friends and neighbors who live or work in McLean, Logan, DeWitt, Livingston, Stephenson, Winnebago, or LaSalle County. We are federally insured.
Decatur Postal Credit Union began in 1928. At that time, it was for postal employees only. In 1949 the board of directors decided to open our field of membership to include postal employees, spouses and immediate family members. This holds true to this day. The Credit Union is located in the downtown post office in the main lobby.
Hickory Point Bank is proud to call Central Illinois home. It’s that pride that shapes us and influences the way we interact with our customers and our communities. What affects you, affects us, and that includes everything from the economy to the weather to the results of last night’s games.
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