USDA Vs. FHA your options comparison in Rio-Grande, Cape May County, NJ
During 2025, the USDA loan limit in Rio-Grande, situated in the county of Cape May, NJ, is $345,000. Meanwhile, the FHA loan cap is set at $431,250 for a single-family home.
Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's top USDA versus FHA rates. This will assist you in assessing the required income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, aiding you in determining which program in is optimal for your financial needs.
2025 Loan Caps and Down Payment Requirements in Rio-Grande, Cape May, NJ
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
Various USDA and FHA Loan Alternatives in Rio-Grande, NJ
Lendersa® strives to quickly secure the ideal USDA or FHA loan for you, minimizing any hassle. Choose from three distinct pathways that connect you with matching lenders and USDA loan programs designed to suit your needs.
A USDA home loan, guaranteed by the Department of Agriculture (commonly known as USDA rural development or USDA mortgage), is only available in rural regions. In contrast to FHA loans, which require a minimum downpayment of 3.5%, USDA mortgages require no down payment at all.
Absolute Home Mortgage Corporation headquartered in Fairfield, NJ provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business and providing exceptional lending services to people at every stage of owning a home.
Mortgage Financial Group, Inc. operated in Mount Dora, FL out of a rented space for approximately 5 years before purchasing what is now its main headquarters in Tavares located in the center of FL respectively. Though a local lender, the company is currently licensed in four states
Discover unparalleled financing with PhoneOps Funding, LLC! We specialize in providing real estate investors and borrowers with streamlined, flexible lending through our Hard Money Program, featuring expedited closings in as few as 7 days and no minimum FICO score. Whether acquiring or refinancing, PhoneOps ensures your investment journey is seamle
The Bank of O’Fallon has been proudly serving the needs of O’Fallon, Shiloh and the surrounding areas since 1959. It stands as one of the oldest businesses in O’Fallon and is committed to the future of the metro east as the area continues to grow. Please stop in today or give us a call to see what we can do for you.
1405 N. Green Mount Rd, Suite 250, O Fallon, IL, 62269
Delmar Financial Company is a full-service mortgage company helping new and experienced buyers find their dream homes. Delmar Financial offers a wide range of mortgage products that allow us to fit the best loan to the specific needs of each client. Our products range from conventional, Jumbo, FHA, VA, and more.
UW Credit Union prides itself on being a financial institution that makes a positive difference with our members and within our communities. Because humanity resides at the heart of everything we do, we've dedicated ourselves to putting our members’ best interest first. Our members know they can count on us to do the right thing—each and every day.
At First National Bank of Mount Dora. Here, we build personal relationships with our customers so we can help them through all stages of life. From checking and savings accounts with mobile access, to flexible loans and lines of credit, to investments that build and protect wealth we’re known for exceptional service and commitment to our community.
PARADISE FINANCIAL SERVICES LLC, offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide the right loan for you. PARADISE FINANCIAL SERVICES LLC, is committed to helping you find the right mortgage product for your needs. We offer a variety of products to meet your individual requirements.
Chester National Bank is located approximately 60 miles south of St. Louis, Missouri on the Mississippi River with its Main Office located in Chester, Illinois, "The Home of Popeye". Originally organized in 1919, Chester National Bank conducts business from the main office in Chester, IL with two full service offices.
SIUE Credit Union is a not-for-profit, member-owned credit union, our main goal is not to make money. Instead, we help you save yours with a complete range of financial products and services. You’ll earn high returns on savings, enjoy lower rates on loans and pay lower (and fewer) fees than you would at most banks.
