USDA and FHA Pro and Con in Riverside, Burlington County, NJ

During 2026, the USDA loan limit for Riverside located in Burlington county, NJ is $381,800. Meanwhile, the FHA limit for a single-family home is $529,000.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This tool helps determine the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can simultaneously view USDA, FHA, Conforming, and VA options, helping you select the best program for your financial situation in .

Explore loan offers from 100 different lenders

2026 Loan Limits and Downpayment Details in Riverside, Burlington, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Riverside, NJ

Lendersa® aims to provide you with the best USDA or FHA loan quickly and hassle-free. Choose from one of three starting points to align with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA home loan, backed by the government Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Riverside Lenders

  • Welcome Mortgage Corp
  • 700 Route 130 N, Suite 207, Cinnaminson, NJ, 8077
  • Lends in New Jersey
  • At Welcome Mortgage, we offer custom solutions for your financing needs. Our qualification process is simple and quick, and we guide you from loan application to closing. We provide expertise and education every step of the way in-person and virtually, without any automated systems.

  • ABCO Federal Credit Union
  • 690 Beverly Rancocas Road, Willingboro, NJ, 08046
  • Lends in New Jersey
  • ABCO Federal Credit Union is a member-owned, not-for-profit full-service financial institution headquartered in Willingboro, New Jersey. With over 33, 000 members and over $205, 000, 000.00 in assets, we are one of the largest credit unions in New Jersey. ABCO FCU was founded in 1958 as the Burlington County Teachers Federal Credit Union.

  • Creative Financial Network
  • 300 Campbell Dr, Willingboro, NJ, 08046
  • Lends in New Jersey
  • Creative Financial Network With hundreds of products to choose from, we can help you make the right choice. Whether you are looking to purchase your dream home, or need a loan to buy an investment or commercial property, or refinance a current property, our expert advisers can help you find the right mortgage

  • Garden State Federal Credit Union
  • 144 W Route 38, Moorestown, NJ, 08057
  • Lends in New Jersey
  • Garden State Federal Credit Union was founded in 1960 as The Camden District Telephone Federal Credit Union. We later changed our name to reflect our expanded membership. Today we serve over 4, 400 members from 37 Member Groups and 9 select cities and towns. We currently have a branch located in Moorestown, New Jersey.

  • New Jersey Community Federal Credit Union
  • 144 Route 38., Moorestown, NJ, 8057
  • Lends in New Jersey
  • NJ Community Federal Credit Union has been serving its members since it was founded in 1954 for Government workers who worked in Camden, New Jersey. We now serve over 2, 800 members. Our membership includes members from various towns and cities. We are governed by a member-elected Board of Directors.

  • Almost Home Mortgage
  • 714 E. Main St, Suite 2A, Moorestown, NJ, 08057
  • Lends in New Jersey
  • Almost Home Mortgage LLC was established in 2014 but is certainly not new to this industry. Almost Home Mortgage was created by blending two highly established lending and service entities to create a knowledge and service based Mortgage Company.At Almost Home Mortgage, we operate under the guiding principle do the right thing for your client.

  • Oak Leaf Financial
  • 110 MARTER AVENUE SUITE 103, Moorestown, NJ, 08057
  • Lends in New Jersey
  • Oak Leaf Financial is a direct private lender specializing in commercial and bridge loans to businesses and individuals in need of short-term financing with fast approval. Since 2002, we have been providing hard money loans ranging from $50K to $2M (click here to see some of our recent success stories). At Oak Leaf Financial we understand that ever