In 2025, the loan limit for USDA in Florham-Park, situated in Morris county, NJ, is $657,900. Meanwhile, the FHA loan limit for a single-family home is $822,375.
Take advantage of the Lendersa® USDA loan calculator to compare today’s USDA versus FHA rates to determine the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding the most suitable program in
Check out loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
Lendersa® aims to efficiently obtain the optimal USDA or FHA loans for you quickly and without hassle. Choose one of three starting points to connect with matching lenders and USDA loan programs.
The USDA home loan, backed by the government through the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These loans are available only in rural areas and, unlike FHA loans which require a minimum 3.5% down payment, do not need any down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
