USDA Vs. FHA your options comparison in Morris, Morris County, NJ
For 2025, the USDA loan limit in Morris, located in Morris county, NJ, is $776,600. Comparatively, the FHA limit for a single-family home stands at $1,089,300.
Leverage the Lendersa® USDA loan calculator to contrast the best available rates for USDA vs. FHA loans, determining necessary qualifications like income, credit scores, reserves, and required documents. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you to the most suitable program for your financial scenario in .
2025 Loan Ceilings and Down Payment Requirements in Morris, County of Morris, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Choices in Morris, NJ
The primary mission of Lendersa® is to secure the most advantageous USDA or FHA loan options promptly and without complications. Choose one of the three introductory paths to discover lenders matching USDA program criteria.
A USDA home loan is a government-backed loan offered by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, specifically available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages do not require any initial down payment.
"Your Legacy Federal Credit Union has been open since 1952. The credit union has assets totaling $80.09 Million and provides banking services to more than 7, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member"
At Old Fort Bank, we have spent nearly 100 years sharing our knowledge and experience with our clients. By offering personal attention and sound advice, we assist our clients in making informed choices as they set a course to obtain their long-term financial goals and manage their day-to-day finances
Covita Lending offers a wide range of lending options to meet your financial needs and circumstances. With nearly 25 years in combined experience as top producing loan officers, our assurance is that whether you are a first-time buyer, interested in refinancing your mortgage, or a real estate investor, we’re here to guide you through the process.
ATOM Property Group, LLC. is truly committed to helping each individual customer. We focus on fast response, integrity and over-delivering on customer service. By putting the customer’s needs first, whether selling or buying a home, we can help you realize your real estate goals.
The Bally Team, is a team of experts who partner with our realtors to help make sure you get put in the program/home you’ve been dreaming of. We master in all Purchase loans and Refinance loans. We offer the best debt consolidation programs around to make sure you set yourself up for the future
Huntingtonized Federal Credit Union has been open since 1939. It's the 24th largest credit union in West Virginia with assets totaling $43.09 Million and providing banking services to more than 5, 000 members as of March 2022.
The credit union is a community-based financial institution.
Huntington C & O Railway Employees Federal Credit Union
901 Sixth Avenue, Huntington, WV, 25701
Huntington C&O Railway Employees Federal Credit Union has been open since 1986. It's the 25th largest credit union in West Virginia with assets totaling $38.66 Million and providing banking services to more than 5, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services
Cabway Telco Federal Credit Union has been open since 1955. The credit union has assets totaling $5.33 Million and provides banking services to more than 400 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to communications
Appalachian Power Employees Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the Appalachian Power EFCU will continue a sound yet progressive asset management strategy and provide new
649 Lancaster Pike, Suite 100, Circleville, OH, 43113
Direction Mortgage has helped thousands of people navigate their way through the home buying maze and achieve their dream of home ownership...and we’ve done so with pride since 1992. We can help you obtain an FHA (Federal Housing Administration), USDA Rural Development, VA or Conventional loan. Direction Mortgage can help you find the loan
"We believe that getting a great rate on your home loan should be easy. One way we accomplish this is offering to educate our clients about the process up front, so they can avoid many of the common mistakes that occur with other mortgage brokers and lenders.
We take a client first approach. Each client is extremely important to us,"
Our mission is to Simplify a very complex industry...We promise to deliver the best possible advice and the most productive solutions to our clients. We can proudly state that collectively our team has worked together for Twenty Years. We share our ideas and strategies.It is our Privilege and our Obligation to serve You.