For 2025, the USDA loan limit in Morris, located in Morris county, NJ, is $776,600. Comparatively, the FHA limit for a single-family home stands at $1,089,300.
Leverage the Lendersa® USDA loan calculator to contrast the best available rates for USDA vs. FHA loans, determining necessary qualifications like income, credit scores, reserves, and required documents. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you to the most suitable program for your financial scenario in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $776,600 | 0% | |
| FHA | $1,089,300 | 3.5% | |
| Conventional Conforming | $1,089,300 | 3% |
The primary mission of Lendersa® is to secure the most advantageous USDA or FHA loan options promptly and without complications. Choose one of the three introductory paths to discover lenders matching USDA program criteria.
A USDA home loan is a government-backed loan offered by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, specifically available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages do not require any initial down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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