USDA Loan Vs. FHA loan pro & con Ventnor-City, Atlantic County, NJ

In 2025, the USDA loan limit for Ventnor-City, found in Atlantic county, NJ, is $285,000, whereas the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates. You can determine the necessary income, credit level, reserves, and documents required to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side to assist in deciding which program in suits your particular financial situation best.

Options for USDA and FHA Loans in Ventnor-City, NJ

Lendersa® aims to connect you with the best USDA or FHA loans quickly and effortlessly. Choose one of three starting strategies that link you with suitable lenders and USDA loan programs.

Explaining the USDA Loan in NJ

The USDA home loan, backed by the government Department of Agriculture, also called the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that demand at least a 3.5% down payment, USDA mortgages require no down payment at all.

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(509) 248-1720 Lender's profile and map Reviews Solarity Credit Union PO Box 2922, Yakima, WA, 98907 Solarity Credit Union’s digitally focused community-centric co-op currently serves more than 50, 000 members and offers a comprehensive range of products and services to meet ever-evolving financial needs. Membership is open to everyone who lives, works, worships, or attends school within a Washington State school district
(509) 249-8287 Lender's profile and map Reviews PFC of Yakima 732 Summitview Ave, Suite 639, Yakima, WA, 98902 PFC of Yakima is a local family-owned company specializing in asset and real estate secured lending. We have been originating, underwriting, and servicing loans in Central Washington since 1992. Michaela Stelzer is the Business Manager and handle accounting and administrative duties for the company.
(509) 248-4308 Lender's profile and map Reviews CALCOE Federal Credit Union 1209 N 16th Ave, Yakima, WA, 98902 CALCOE Federal Credit Union, we are committed to achieving the highest level of member service by offering financial products, services, and education designed to benefit our members while maintaining the safety, soundness and managed growth of our cooperative and also CALCOE has a rich history in helping members improve their quality of life.
(858) 587-1400 Lender's profile and map Reviews Fouts Financial, Inc. 1863 Rams Hill Drive, Borrego Springs, CA, 92004 Fouts Financial, Inc. is a corporation owned by Robert Morgan Fouts, and is licensed to provide real estate financing by the Department of Real Estate of the State of California since 1985. It is also licensed in Hawaii, and Washington Fouts Financial provides mortgage brokerage services for residential, commercial, construction.
(509) 698-3200 Lender's profile and map Reviews N W Mortgage, LLC 115 S 2nd St, Selah, WA, 98942 N.W. Mortgage, LLC, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
951-203-7612 Lender's profile and map Reviews Axiom Lending Group 14175 Erie Rd, Apple Valley, CA, 92307 Joe Schwartz is the President and senior loan officer of Axiom Lending Group, a licensed mortgage firm that provides mortgage and mortgage-related services to its client base located in California. With over 30 years of experience in the industry, Axiom Lending Group and its experienced staff have been providing lending, investing and consulting se
(517) 455-1976 Lender's profile and map Reviews AAI Financial 819 S 72nd Ave, Yakima, WA, 98908 AAI, founded in 2017, is a real estate and financial firm headquartered in Yakima, WA with a focus on secondary and tertiary markets. We specialize in assisting clients with: commercial financing buying, selling, or leasing residential and commercial real estate buying or selling a business underwriting support for financial institutions
(509) 248-5522 Lender's profile and map Reviews State Highway Credit Union 2632 Rudkin Road, Yakima, WA, 98903 State Highway Credit Union ("SHCU") is a state-chartered and member-owned credit union, rooted in the heart of Central Washington State, since 1938. SHCU exists to help our members fulfill their dreams, to live a high quality of life today, and to be financially set for their futures.
(909) 855-4145 Lender's profile and map Reviews US Lender Home Loans Inc 4429 Hillside Drive, Banning, CA, 92220 US Lender is a offer home loan solutions to clients who are looking to either buy or refinance a home. We arrange a variety of mortgages for our clients that suit their particular needs, preferences and requirements. So whether you are just looking for a more competitive interest rate.
(760) 953-5517 Lender's profile and map Reviews CTC Lending 13496 Capella Road, Apple Valley, CA, 92308 At CTC Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(760) 486-4225 Lender's profile and map Reviews Real Estate Loans and Homes 27489 Silver Lakes Parkway, Helendale, CA, 92342 Real Estate Loans and Homes we offer a wide variety of loan programs starting from as low as 500 fico. Also Down Payment and Closing Cost Assistance Programs in CA. The USDA Rural zero down program from a minimum 580 fico in CA. The VA/CalVet are no down payment no closing costs programs. We have conventional home loans from a minimum.