In 2025, the USDA loan limit in Northfield, within Atlantic county, NJ, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates to determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator lets you assess USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Northfield, Atlantic, NJ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Northfield, NJ
The goal of Lendersa® is to provide you with the best USDA or FHA loan efficiently and without hassle. Choose one of three methods to match with lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans need no down payment at all.
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4630 N Loop 1604 W, Suite 101, San Antonio, TX, 78249
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