USDA Vs. FHA your options comparison in Clovis, Curry County, NM
As of 2025, in the city of Clovis, located in the county of Curry, NM, the USDA loan limit stands at $336,500, whereas for an FHA loan for a single-family residence, the limit is set at $472,030.
Employ the Lendersa® USDA loan calculator to compare the best rates available today for both USDA and FHA loans. Determine the required income, credit, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans to guide you in making an informed choice tailored to your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Clovis, Curry, NM
Loan Type
Maximum Loan Amount
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Clovis, NM
Lendersa® aims to quickly secure the best USDA or FHA loan for you with minimal hassle. Initiate the process with one of three options that align with USDA loan programs and leading lenders.
A USDA home loan, sometimes referred to as a USDA mortgage or USDA rural development loan, is backed by the Department of Agriculture. This loan is reserved for rural properties and requires no down payment, unlike FHA loans which require a down payment of at least 3.5%.
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