USDA and FHA Pro and Con in El-Cerro-Mission, Valencia County, NM
As of 2025, the USDA loan cap in El-Cerro-Mission, within the county of Valencia, NM, is $285,000. On the other hand, the FHA limit for a single-family home is set at $356,362.
Utilize Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates today. This tool helps you determine the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, enabling you to decide which program in aligns best with your individual financial requirements.
2025 Loan Limits and Down Payment Requirements in El-Cerro-Mission, Valencia County, NM
Loan Type
Maximum Limit
Down Payment Required
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in El-Cerro-Mission, NM
At Lendersa®, our objective is to connect you with the optimal USDA or FHA loan quickly and effortlessly. Choose one of three initial strategies to match with lenders and explore various USDA programs.
A USDA home loan is federally backed by the Department of Agriculture, known as a USDA rural development loan or mortgage, accessible exclusively in rural areas. Unlike FHA loans, requiring a minimal down payment of 3.5%, USDA loans do not demand any down payment upfront.
Our goal is to provide each of our customers with exceptional service, competitive rates and a personalized banking experience. Community Bank of Oklahoma offers a full range of services to suit your banking needs. We're here to serve you! On behalf of the officers & employees of Community Bank of Oklahoma.
PIONEER COMMUNITY FEDERAL CREDIT UNION is a not-for-profit financial cooperative owned by its members.
Credit Unions were founded on the idea that through a cooperative financial effort individuals sharing common bonds could benefit. Credit Unions promote thrift, and income is passed along to it’s members
10845 Griffith Peak Drive, Suite 2-188, 2nd Floor, Las Vegas, NV, 89135
At Harris Capital Mortgage, we take the time to meet our customers needs and guide them through the application process.
We specialize in FHA, Conventional and VA financing. We have a variety of loan programs that may be beneficial for you or your clients. We have financing down payment assistance and many more options
11700 W. Charleston Blvd, Suite 170, Suite 105, Las Vegas, NV, 89135
The DM3 Group is proud to offer some of the most innovative loan products in the market place today. With over 25+ years of experience in lending, we aim to be your first phone call when considering any loan. We promise to be honest, efficient and courteous to all our clients. There will be no time wasted while working with us.
1980 Festival Plaza Drive, Suite 330, Las Vegas, NV, 89135
Lisa Fleck, Producing Branch Manager and Certified Divorce Lending Professional, has been in the mortgage business for over 20 years. She has been a nationally ranked top 1% loan originator for the past 6 years, and helps over 120 families annually with all facets of residential real estate financing.
10777 W Twain Ave, Suite 220, Las Vegas, NV, 89135
"The Mevorah Team has over 20 years of experience and its loan originators rank consistently in the top 1% nationwide. JASON MEVORAH is the owner and LOAN ORIGINATOR
We strive to provide this level of service all while offering a competitive interest rate that you might not expect from a high-touch community lender."
10100 West Charleston Boulevard, Suite 100, Las Vegas, NV, 89135
Our mission is to make the mortgage approval process as painless as possible. Finding the right home is stressful enough, the financing shouldn’t be! We’ve streamlined the mortgage application process so you can submit all the required documentation without the hassle. Our convenient online application generates an instant pre-approval.
Our credit union is your best place to borrow because you can borrow from the credit union for any worthwhile purpose at low rates. You'll find that loans are easier to obtain and also cost less. You are dealing with people you know. Loans are made to our members to meet a financial emergency, to finance cars, for appliances or home repairs.
