USDA VS FHA in El-Cerro-Mission, Valencia County, NM
As of 2025, the USDA loan cap in El-Cerro-Mission, within the county of Valencia, NM, is $285,000. On the other hand, the FHA limit for a single-family home is set at $356,362.
Utilize Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates today. This tool helps you determine the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, enabling you to decide which program in aligns best with your individual financial requirements.
2025 Loan Limits and Down Payment Requirements in El-Cerro-Mission, Valencia County, NM
Loan Type
Maximum Limit
Down Payment Required
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in El-Cerro-Mission, NM
At Lendersa®, our objective is to connect you with the optimal USDA or FHA loan quickly and effortlessly. Choose one of three initial strategies to match with lenders and explore various USDA programs.
A USDA home loan is federally backed by the Department of Agriculture, known as a USDA rural development loan or mortgage, accessible exclusively in rural areas. Unlike FHA loans, requiring a minimal down payment of 3.5%, USDA loans do not demand any down payment upfront.
Southeastern Credit Union is a not-for-profit financial institution. We were founded in 1953 as Moody Air Force Base Federal Credit Union, originally offering credit union membership to base employees and their immediate family.Since then, we've changed our name and our charter to serve our current ten-county area in South Georgia.
Lakeside Advantage Mortgage is focused on helping clients with their home financing needs throughout the state of Michigan. We’re committed to educating the client on the best loan programs available in an ever changing market place. Whether you are looking for a new home, refinancing your existing home or changing the loan term.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Fieldstone 1st Mortgage was grown out of the idea that there needed to be a fundamental change in the way mortgage transactions were done. In a time where phone calls were left unanswered, text messages left unnoticed, and emails left unread, we sought to make sure that client service always remained our number one priority.
Our philosophy is that relationships come first. We get to know you and your goals so we can help you achieve them. Each account comes with a team of Bankers dedicated to providing you personalized service, and our easy-to-use technology gives you all the tools you need to manage your finances - whenever, wherever.
At Best Life Mortgage we believe that eveyone can make a positive impact in the world. We are blessed and committed to donate 10% of our profits to liberate kids from human trafficking and invite you join us in the fight. We customize loans that are right for our clients helping them build a strong financial future.
1200 WOODRUFF ROAD, Suite A3, Greenville, SC, 29607
NextMortgage is what lending should look like. We aren’t just focused on getting the transaction done, but what everyone gains along the way. Products and services matter, but what matters most is our people. The people on our team, the people we do business with, and the people on all sides of the mortgage transaction
128 Millport Circle, Suite 200, Greenville, SC, 29607
At Boykin Home Mortgage, we are committed to providing our clients with the highest level of outstanding home loan services and building long-lasting customer relationships. Our goal is to provide the best mortgage lending solutions every time. Whether you're looking to purchase a new home or refinance your existing mortgage, we've got answers.
