During 2025, the USDA loan limit for Los-Chaves, located in Valencia, NM, is set at $285,000, whereas the FHA cap for a single-family residence is $356,362. This information is crucial for potential homebuyers considering their options in these areas.
To make a well-informed decision, you can use the Lendersa® USDA loan calculator. This tool enables you to compare the most favorable USDA versus FHA rates today, while also allowing you to evaluate the necessary income, credit score, reserves, and documentation you need to qualify for these loans. Our cutting-edge mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, making it easier for you to determine which program in fits your unique financial situation.
Loan Limits and Down Payment Requirements for 2025 in Los-Chaves, Valencia, NM
Type of Loan
Set Loan Limit
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Los-Chaves, NM
The primary goal of Lendersa® is to secure for you the most optimal USDA or FHA loan as efficiently and effortlessly as possible. You have the option to choose from three starting points that align you with lenders offering USDA loan programs tailored to your needs.
The USDA loan, which is guaranteed by the U.S. Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. This government-backed mortgage is exclusively available for properties situated in rural locales. A significant benefit over FHA loans is that, while FHA loans demand a minimum down payment of 3.5%, the USDA loan requires no down payment whatsoever. This advantage makes it a compelling option for eligible buyers in rural communities.
Cherokee Strip Credit Union provides some of the best banking, insurance, investment, and financial empowerment solutions in all of Oklahoma. Simply stop by or join us online, and treat yourself to a better way way of banking where you're not a customer - you're the owner. Cherokee Strip Credit Union (CSCU) Established in October 1933.
2583 N. Palm Canyon Dr, Suite 200, Palm Springs, CA, 92262
KPL Select Property Management, Inc., is a full service property management company with over 20 years of experience managing residential, commercial and vacation properties throughout Southern California. We specialize in the rental and management of Single Family Homes and Multi Unit Residential properties in the greater Los Angeles Area
1111 East Tahquitz Canyon Way, Suite 121, Palm Springs, CA, 92262
Desert Empire Mortgage Clients purchasing and refinancing their real estate and or business, including commercial property and personal residences, second homes, and investment properties. We specialize in SBA, FHA, VA, USDA, Conventional and other types of commercial and residential home loans.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
121 South Palm Canyon Drive, Suite 207, Palm Springs, CA, 92262
Kaiser Financial Services, Inc in Palm Springs, CA received a Paycheck Protection Loan of $2, 083 through Bank of America, National Association, which was approved in May, 2020. Kaiser Financial Services, Inc is a corporation located at 121 S Palm Canyon Dr Ste 207 in Palm Springs, California.
1111 East Tahquitz Canyon Way, Suite 121, Palm Springs, CA, 92262
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
475 E. Tahquitz Canyon Way, Palm Springs, CA, 92262
"Contempo Lending, Inc. We are a locally owned and operated Mortgage Broker located in beautiful Palm Springs, CA.
When you choose Contempo Lending as your mortgage broker you are promised outstanding service and you can have the confidence that you are getting the best rate possible."
Mid-Kansas Credit Union began in 1947 as Moundridge Coop Federal Credit Union. We started with 10 members, and membership dues were only 25¢. We are a full-service credit union, with our main office in Moundridge, and a branch office in Buhler. Mid-Kansas Credit Union expanded it's operation, with the opening of our Buhler branch in 1990.
The Citizens State Bank has maintained family ownership since its beginning. Organized in Moundridge and chartered by the state of Kansas on August 1, 1904, the bank now includes locations in McPherson, Harvey and Marion counties. The Citizens State Bank has acquired several institutions over the years, including Wheatland Bank of Goessel.
Chartered Oct. 5, 1988, we began with 31 banks investing $1.5 million in capital and surplus. Our equity capital now exceeds our first day total assets. Today, as one of 14 bankers’ banks across the country, BBOK has nearly 200 shareholders and provides correspondent services to more than 90% of the banks throughout the state.
Diversified Home Loans has an all-star team, dedicated to the needs of our clients. Collectively we have experience with all types of loans, and can help people in any and all loan situations.Our promise to all our clients is to offer the very best financial advice and to consistently exceed your expectations.
