USDA and FHA Pro and Con in Cold-Spring-Harbor, Suffolk County, NY
For 2025, the USDA loan limit in Cold-Spring-Harbor, in the county of Suffolk, NY, is $657,900, while the FHA loan limit for a single-family home is set at $822,375.
Leverage the Lendersa® USDA loan calculator to evaluate today's most competitive USDA versus FHA rates and identify the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side-by-side, guiding you to choose the most suitable program in for your specific financial situation.
Examine Loan Limits and Downpayment Requirements for 2025 in Cold-Spring-Harbor, Suffolk, NY
Loan Type
Loan Limit
Downpayment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Explore USDA and FHA Loan Offers in Cold-Spring-Harbor, NY
Lendersa® aims to quickly secure you the best USDA or FHA loan options, free from hassle. You have three initial choices to connect with suitable lenders and USDA loan programs.
The USDA home loan is backed by the government’s Department of Agriculture and is also known as the USDA rural development loan or USDA mortgage. It's exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.
On time, stress free closings. Always. Whether you are purchasing your first home or are a seasoned home buyer, let me handle your transaction with professionalism and timely communication. You deserve it. Home financing simplified. Let my experience guide you. Always available to speak with you.
At Elite Lending Solutions, Incorporated, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
AAAFinancial.com has been helping homeowners with their mortgages since 1989. We find you the right mortgage for the lowest cost! How? We have wholesale agreements with many of the largest lenders ( like those you see everyday on TV!). By keeping our overhead low we can pass the savings on to you!
7401 Wiles Road, Suite 212, Pompano Beach, FL, 33076
At Jet Direct Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
The history of our Bank dates back to April 25, 1914, in the small community of Slifer, Iowa, when a small group of farmers met and decided a bank was needed in the area. As a result, they organized and chartered Slifer Savings Bank. Having survived the depression of the early thirties, the Bank was relocated to Farnhamville on June 1, 1934
19940 State Highway 181, Suite B, Fairhope, AL, 36532
At Homefront Lending LLC, where we are honored to serve you! We are experienced mortgage professionals dedicated to our community. Located in Fairhope, AL, it is absolutely our honor to bring excellent service to south Alabama. We are a veteran-owned business who's passion is serving our nation's heroes who serve us each and every day.
At Bay Mortgage Corporation, we take tremendous pride in providing our clients with an exceptional mortgage financing experience. Since 1988, we have been a locally owned and operated mortgage broker primarily serving Baldwin and Mobile counties but licensed to serve the entire state of Alabama.
The Bank of Richton closed in 1930 and a new bank was organized that year with E.M. Gavin as President and T.W. Milner as vice president. This was the first organization of the Richton Bank and Trust Company. However in 1932 the Richton Bank and Trust Company was reorganized with B. M. Stevens appointed President, C.S. Bentley as Vice President.
3255 NW 94th Ave, Suite 8251, Coral Springs, FL, 33075
ATS Financial, a subsidiary of ATS Investments Group LLC, through its partnership with Fundwise Capital, offers business loans to help you grow your business. Among the products offered are: Equipment Leasing, Accounts Receivables, SBA Loans and Business Lines of Credit. We have expert consultants that will guide you through the process of funding
Mobile Educators Credit Union was established in 1954 to provide financial services to faculty & staff of the Mobile County School System. Since 1954 we have grown to more than 9,000 members & expanded our field of membership to include anyone who lives, works, or attends school in Mobile, Baldwin, Clarke, Escambia, Monroe, or Washington Counties.
