USDA Vs. FHA your options comparison in Cold-Spring-Harbor, Suffolk County, NY
For 2025, the USDA loan limit in Cold-Spring-Harbor, in the county of Suffolk, NY, is $657,900, while the FHA loan limit for a single-family home is set at $822,375.
Leverage the Lendersa® USDA loan calculator to evaluate today's most competitive USDA versus FHA rates and identify the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side-by-side, guiding you to choose the most suitable program in for your specific financial situation.
Examine Loan Limits and Downpayment Requirements for 2025 in Cold-Spring-Harbor, Suffolk, NY
Loan Type
Loan Limit
Downpayment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Explore USDA and FHA Loan Offers in Cold-Spring-Harbor, NY
Lendersa® aims to quickly secure you the best USDA or FHA loan options, free from hassle. You have three initial choices to connect with suitable lenders and USDA loan programs.
The USDA home loan is backed by the government’s Department of Agriculture and is also known as the USDA rural development loan or USDA mortgage. It's exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.
1435 Huntington Ave, Suite 102, South San Francisco, CA, 94080
Derek Yeung has been originating loans since 1991. After years of listening to complaints from Borrowers about other mortgage lenders and banks, he decided to form a different kind of mortgage company. Mortgage Connection was founded by Mr. Yeung in 1998 with not only the goals of providing competitive interest rates,
363 El Camino Real, Suite 288, San Francisco, CA, 94080
"Sierra Pacific Mortgage Corp offers Elk Grove, CA Mortgage programs to fit your budget. For practical and knowledgeable advice and options.Our company has 30+ years of experience in the Real Estate and Mortgage Industry. Hemant Prasad started Sierra Pacific Mortgage Corporation.
As my company grew and I relocated to the Sacramento area in 1995,
1435 Huntington Avenue, Suite 100, South San Francisco, CA, 94080
With over 20 years experience as mortgage brokers, we are able to provide competitive advantages in the marketplace with competitive rates with a variety of loan programs. With our thorough knowledge of conventional, FHA, & VA loan programs as well as Outside the Box such as less than perfect credit & alternative income documentation loan programs
If you need money to cover urgent needs, don’t wait another minute to contact us. You don’t have to suffer without the cash you need, and there is no reason for you to run around town trying to find someone who will loan you a quick buck. Start by sending your online inquiry form to National Personal Loans.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. We will always adhere to the highest degree of integrity in all of our business dealings. Our goal is to stay on the leading edge of technology while giving old-fashioned hands on customer service.
Bay Area Housing is a full service brokerage built on strong core values of honesty and integrity towards our customers. We provide a "one-stop" destination service solution which makes the whole process of buying or selling a home more enjoyable and affordable. We emphasized professionalism
On July 1, 1985, we opened our doors at 201 Pine Street in San Francisco with fewer than 10 colleagues and only one office. With an enterprise value of $8.8 million, we were one of the smallest banks in the United States, out of approximately 14, 000.
By our 35th anniversary, in July 2020, we had over 5, 000 colleagues
1900 Noriega Street, Suite 206, San Francisco, CA, 94122
Moneyline Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Lighthouse Bank offers loan products for a variety of personal and business purposes. Our experienced relationship managers provide customized lending options, competitive rates, and responsive personalized service. We are headquartered and managed locally, which allows us to make faster decisions for our clients.
