USDA Vs. FHA Pro and Con comparison in Lloyd-Harbor, Suffolk County, NY
In 2025, the USDA loan limit in Lloyd-Harbor, Suffolk county, NY, is set at $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. Determine what income, credit, reserves, and documentation you need to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side-by-side, helping with the decision on which program in is best for your financial situation.
2025 Loan Limits and Down Payment Requirements in Lloyd-Harbor, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Lloyd-Harbor, NY
The objective of Lendersa® is to swiftly secure the best USDA or FHA loan for you, hassle-free. Choose from one of three starting points that match you with lenders and USDA loan programs.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. It is available exclusively in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans require no down payment, offering a major benefit for eligible borrowers.
Community First National Bank of West Plains opened its doors as a national bank on November 13, 1997 with over 45 local investors. Our bank has expanded to three locations across the Ozarks and now serves the communities of West Plains, MO in Howell County, Mountain Grove, MO in Wright County and Thayer, MO in Oregon County.
West Plains Bank and Trust Company is a Bank with operations in two states. West Plains Bank and Trust Company offers numerous mortgage programs including conventional, non-owner occupied, VA, USDA and construction mortgages and West Plains Bank and Trust Company, based in West Plains, Mo., operates four full-service and two drive-through branches
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
200 University Avenue West, Suite 100, Saint Paul, MN, 55103
At Sunrise Banks, our success relies on the success of the communities we serve. We offer financially inclusive products that aim to better the lives of our clients in the Twin Cities Metro and beyond. We don’t see ourselves as bankers – we see ourselves as a social engine for good. The Sunrise family has been serving the urban core of Minneapolis
After more than 100 years in business, FNBC demonstrates that a bank can be much greater than its balance sheet; it can be a powerful catalyst for community and individuals to pursue and achieve their highest aspirations. Chartered in 1912, FNBC’s century-long legacy has been forged through diligence, passion and execution.
1270 Northland Drive, Suite 350, Mendota Heights, MN, 55120
Expedition Credit Union was established in 1957 to benefit Minnesota Education Association members. Originally named MEA Credit Union, we assisted with the specific financial needs of the education community. Throughout the years — from strikes and natural disasters, to times of prosperity — the credit union was there.
Kvikstad Mortgage Solutions the company in 2004 to provide a better and more personalized option for my clients. As an independent, small business I have very little overhead, so I am able to pass those savings on to my clients. I do not have to charge the same high fees and rates as the banks and other big companies.
1171 Northland Drive, Suite 100, Mendota Heights, MN, 55120
Gabriel Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
