USDA Vs. FHA your options comparison in Lloyd-Harbor, Suffolk County, NY
In 2025, the USDA loan limit in Lloyd-Harbor, Suffolk county, NY, is set at $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. Determine what income, credit, reserves, and documentation you need to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side-by-side, helping with the decision on which program in is best for your financial situation.
2025 Loan Limits and Down Payment Requirements in Lloyd-Harbor, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Lloyd-Harbor, NY
The objective of Lendersa® is to swiftly secure the best USDA or FHA loan for you, hassle-free. Choose from one of three starting points that match you with lenders and USDA loan programs.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. It is available exclusively in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans require no down payment, offering a major benefit for eligible borrowers.
A mortgage broker has the ability to tailor a loan program to meet your personal needs. We offer a variety of rates from multiple lenders. Different investors have a need for money or loans at a certain loan term from time to time. One bank may be very aggressive on a 15 year loan today while another is looking for 30 year paper.
the Polish National Credit Union has grown to meet the needs of our communities. We opened our doors at 222 Exchange Street in Chicopee in an office shared with a real estate and insurance firm owned by Felix Furtek, our first president. In 1942, we moved to 228 Exchange Street and then to a new building located at 244 Exchange Street in 1967
Alden Credit Union has been providing outstanding banking services to our member/owners since 1939. While our outlook and approach to customer service remains local, our reach is truly without boundaries. Whether you are looking to save or looking to borrow; one thing is certain, Alden will give you the absolute best value
500 N Green St, Little Egg Harbor, Tuckerton, NJ, 08087
Empowering dreams with tailored financial solutions, National Directlender LLC champions homeownership by offering diverse loan options. From FHA and VA loans to Reverse Mortgages and Bridge Loans, we provide expert guidance every step of the way, ensuring families secure homes and futures. Choose National Directlender LLC as your bridge to financi
3993 Huntingdon Pike, Huntingdon Valley, PA, 19006
Prudential Bank is a Pennsylvania chartered savings bank originally organized in 1886 as a Pennsylvania chartered mutual building and loan association. We were originally known as “The South Philadelphia Building and Loan Association No. 2”. We converted to a mutual savings bank in August 2004, to a Mutual Holding Company structure in March 2005
3103 Philmont Ave, Suite 103, Huntingdon Valley, PA, 19006
We are a private family-owned mortgage lender based out of Huntingdon Valley, PA established in 2007. Our upper management has a combined 75+ years of experience in the mortgage industry, and are always up to date on the ever-changing market. We offer FHA, Conventional, and the newest government programs available to Pennsylvania
Dynamic Funding Solutions, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
2337 Philmont Avenue, Sute 206, Huntingdon Valley, PA, 19006
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
