USDA Vs. FHA your options comparison in Crawford, Orange County, NY

In 2026, the USDA loan limit for Crawford, located in Orange county of NY, is set at $581,200, while the FHA limit for a single-family home is $472,030.

Use Lendersa®'s USDA loan calculator to compare today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the right program in for your financial needs.

Compare loan offers from 100 different lenders

2026 Loan Limits and Downpayment Requirements in Crawford, Orange, NY

Loan Type Loan Limit Down Payment
USDA $581,200 0%
FHA $472,030 3.5%
Conventional Conforming $726,525 3%

USDA and FHA Loan Options in Crawford, NY

At Lendersa®, our goal is to help you secure the best possible USDA or FHA loan quickly and effortlessly. Choose one of three starting paths to connect with matching lenders and appropriate USDA loan programs.

Lendersa results for USDA loan requests

What is a USDA Loan in NY?

The USDA home loan is guaranteed by the government's Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. This type of loan is particularly available in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA mortgages typically require none, presenting an appealing choice for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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