For the year 2025, the USDA loan cap in Fayette, located in Seneca county, NY, is set at $336,500. Meanwhile, the FHA ceiling for a single-family dwelling stands at $472,030.
Employ the Lendersa® USDA loan calculator to weigh the most favorable rates between today's USDA and FHA options. This will assist you in understanding the necessary income, credit, reserves, and documentation vital for eligibility. Our sophisticated mortgage calculator allows you to review USDA, FHA, Conforming, and VA options side-by-side, helping you determine the best program in for your unique financial circumstances.
2025 loan limits and down payment requirements for Fayette, in Seneca, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Fayette, NY
The mission at Lendersa® is to secure you the optimal USDA or FHA loan promptly and with minimal fuss. Choose from three initial steps leading to lender matches and USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is designated for use in rural areas only. While FHA loans necessitate at least a 3.5% down payment, USDA loans have the advantage of requiring no down payment at all.
1515 North University Drive, Suite 101, Coral Springs, FL, 33071
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1750 University Drive, Suite 225, Coral Springs, FL, 33071
Pacific Lending Group is a busy and cutting edge correspondent mortgage lender headquartered in Coral Springs, Florida, catering to homeowners and first time buyers. We have an experienced team of mortgage loan originators with backgrounds in financial planning, insurance, appraisals, real estate and business.
1515 N. Universtiy Dr Ste 111, Coral Springs, FL, 33071
Epic Mortgage, we serve our customers with honesty, integrity and competence, while providing them with the lowest interest rates and closing costs available. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan with many other lenders
1515 N. UNIVERSITY DRIVE #101, Coral Springs, FL, 33071
Sunshine State Mortgage has provided South Florida homebuyers with competitive loan options and services for over 25 years. It is our goal to be the leading home mortgage brokerage firm in Florida. In addition, we make exceptional customer service the cornerstone of our business by staying on top of industry .
1750 N University Dr #201, Coral Springs, FL, 33071
Nationwide Mortgage, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Bluecastle Lending, Realty & Title primarily services Broward, Palm Beach & St. Lucie counties, however, we do loans & title all throughout Florida. We offer some unique and almost unfair Buyer advantage like one-stop-shop, finding the best deal in the market for the buyer’s taste & budget the first day looking
In 1942, Eagle Federal Credit Union was organized to promote thrift and well being to its members. Today, Eagle Federal provides a solid financial partnership that members rely on from youth through retirement.Credit Union was organized to promote thrift and well being to its members.
At Atlantic Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
Parish Lending is a mortgage brokerage serving the needs of home buyers, realtors, and builders. We have a full range of loan products dedicated to finding the best rates, terms & costs--to meet our clients' needs specific needs. NMLS# 1902562brokerage serving the needs of home buyers, realtors
7330 Highland Road, Suite A1, Baton Rouge, LA, 70808
We are licensed in Louisiana, Texas and Virginia, however, we are located in Louisiana specializing in the Greater Baton Rouge (including Ascension Parish and Livingston Parish), Hammond, Lafayette and New Orleans markets. Our highly experienced lending team, of mortgage experts, takes pride in getting to know our clients
