For the year 2026, the USDA loan cap in Fayette, located in Seneca county, NY, is set at $336,500. Meanwhile, the FHA ceiling for a single-family dwelling stands at $472,030.
Employ the Lendersa® USDA loan calculator to weigh the most favorable rates between today's USDA and FHA options. This will assist you in understanding the necessary income, credit, reserves, and documentation vital for eligibility. Our sophisticated mortgage calculator allows you to review USDA, FHA, Conforming, and VA options side-by-side, helping you determine the best program in for your unique financial circumstances.
2026 loan limits and down payment requirements for Fayette, in Seneca, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Fayette, NY
The mission at Lendersa® is to secure you the optimal USDA or FHA loan promptly and with minimal fuss. Choose from three initial steps leading to lender matches and USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is designated for use in rural areas only. While FHA loans necessitate at least a 3.5% down payment, USDA loans have the advantage of requiring no down payment at all.
1500 Gateway Blvd, STE 220, Boynton Beach, FL, 33426
Greg Hayden the President of Mortgages Done Right Inc. I created the business to give thousands of my clients and hundreds of my realtors more mortgage choices in the market place. The days of going to one lender for a mortgage are gone. Mortgage brokering is better for the consumer.
319 A East Woolbright Road, Boynton Beach, FL, 33435
The Mortgage Firm is a mortgage lending company in its 21st year, with its corporate headquarters located in Altamonte Springs, FL. We specialize in home mortgage lending on residential properties. Over the past 5 years alone, we've helped over 10, 000 people finance their dream home. We communicate with you every step of the way.
420 W. Boynton Beach Blvd, Boynton Beach, FL, 33435
We offer a consulting, advisory and assistance program for a select group of people meeting certain minimum credit/financial criteria in which we provide consulting, advice and assistance in the areas of unsecured no collateral personal and business loans. There are no up-front fees. We have a very detailed Consultant Service Agreement between us
1240 South Federal Highway, Boynton Beach, FL, 33435
Streamline Financial Group, Inc. is a premier provider of creative financial solutions for various lending needs. Drawing upon a background of over 17 years in the industry, we have the ability, expertiese and experience to fund every type of financing request, from the mundane, to the exotic. Products range.
Florida Mortgage Consultants is staffed with highly skilled consultants who can provide efficient and practical mortgage solutions that are tailored to your needs and lifestyle. Our company caters to clients in Lake Worth, FL. To learn more about our services and rates, don’t hesitate to get in touch!
3939 Sapphire Palladium Dr, Boynton Beach, FL, 33436
"Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and the best products to fit their financial profile.
Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Morris Sheppard Texarkana FCU will continue to uphold its fundamental responsibility to actively serve people within our field of membership, which consists of the employees of the City of Texarkana TX, City of Texarkana AR, Bowie County and their spouse, children, and grandchildren. We will continue to deliver a range of low cost products.
FCI Federal Credit Union were granted a charter with the National Credit Union Administration. Our membership field included the employees and their immediate families of the Texarkana Federal Correctional Institution. This Credit Union is a not for profit financial cooperative that is owned by the people who use it and is governed.
Domino Federal Credit Union was chartered on August 23, 1973. Employees of International Paper Mill in Domino, Texas worked together to establish this institution. In the beginning, Domino Federal Credit Union only offered Savings and Loans. It has since grown to offer Checking Accounts, IRAs, Share Certificates, Online Banking and more
Red River Credit Union employs over 350 local residents to manage over $900 million in assets. Our membership is over 110,000 strong. As a premier financial institution, Red River Credit Union can offer its membership loans, deposit accounts, and financial services to meet their every need.
