In 2026, the loan limit for USDA in Lyons, located in Wayne county, NY, is $336,500. For a single-family home, the FHA limit reaches $472,030.
Take advantage of the Lendersa® USDA loan calculator to discover today's optimal USDA versus FHA rates and find out the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting in deciding which program in suits your financial situation the best.
2026 Loan Limits and Downpayment Requirements in Lyons, Wayne County, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Possibilities in Lyons, NY
The aim of Lendersa® is to seamlessly provide the best possible USDA or FHA loan, free of hassle. Choose one of three starting approaches that link you with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage, is specifically aimed at rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans don't require any down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
TMFCU serving the City of Toledo & Lucas County since 1954. We now serve anyone who lives, works, attends church, school or volunteers in Lucas County!
While this is an open forum, we intend to maintain a family-friendly atmosphere, so please use appropriate language at all times when posting and/or commenting on our wall.
ProMedica Federal Credit Union is a full-service Credit Union. Anyone associated with ProMedica and his or her family members are eligible to join PFCU.
We are a full service financial institution that can assist with all of your deposit, borrowing, financial service and financial education needs.
Directions Credit Union—banking you can trust with a strong history and the highest quality financial services since 1953—now serves over 100, 000 members and manages a collective asset of more than $864 million. It’s this responsible management of member funds and the cost savings we pass along to our members
Harvest Federal Credit Union was established in 1970. Our roots are in serving the workers of Licking County. We were founded by local employees of Rockwell International (now known as Arvin-Meritor). Our first office was in the United Auto Workers union hall in an area not more than 5 by 8 square feet (pictured below).
Hopewell Federal Credit Union (HFCU), one of the leading credit unions serving Licking, Delaware and Franklin Counties, is a not-for-profit financial cooperative that is owned by its members. Hopewell provides a full range of financial services including savings and checking accounts, loan products and business accounts.
Wanigas Credit Union is a member-owned financial cooperative dedicated to providing a full range of quality financial products and services that meet the ever-changing needs of our membership. Services like mobile banking that include mobile loan applications, mobile check deposit, mobile bill pay and more.
At H.P.C. Credit Union, we have proudly been serving our members since 1950! Now serving over 8, 000 people in our community.
We have three full-service locations, two in Alpena, MI and one in West Branch, MI.
and also H.P.C. Credit Union’s mission is to serve and promote members’ personal financial success and to continue the Credit Union phi
In 1957, a small group of people gathered in an office on Wurtsmith Air Force Base to discuss the possibility of starting a credit union. Northland Area FCU offers its members the ability to have up to 100 different accounts.The accounts can be used for a college fund, Christmas savings, checking, vacation, home purchases, retirement, etc.
Alpena Community Credit Union has been open since 1952. The credit union has assets totaling $24.51 Million and provides banking services to more than 3, 000 members. When you’re a member of Alpena Community Credit Union, you’re not just a customer but part-owner of your credit union.
