For 2025, the USDA loan limit in Gardiner, within Ulster county, NY, is $336,500, while the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's best rates for USDA versus FHA loans and determine the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in aligns best with your financial situation.
2025 Loan Limits and Downpayment Requirements in Gardiner, Ulster county, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Gardiner, NY
Lendersa® is dedicated to swiftly obtaining the optimal USDA or FHA loan for you, free of hassle. Choose from three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and intended for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all.
1091 Red Ventures Drive, Suite 300, Fort Mill, SC, 29707
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Buying and refinancing a home should be clear and straightforward.
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Alliance Bank & Trust is committed to being the premier financial services organization in our market and to provide outstanding quality service to our customers. We are committed to analyzing our customer’s financial needs and ensuring that we provide them with the financial products
In 1965, fourteen Amway employees began a credit union with a simple vision—people helping people. River Valley Credit Union, originally called Amway Employees Credit Union, is a financial institution founded on the principle that people are worth more than money. More than 50 years
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2950 Old Nation Road, Suite 6, Fort Mill, SC, 29715
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
Carolina’s Premier Mortgage Corp. is a local Team of Mortgage Specialists committed to helping you find the right mortgage product for your needs. Licensed in North Carolina and South Carolina for Residential Mortgages and worldwide for Commercial financing. We understand that every borrower is different
111 Clebourne Street, Suite 200-F, Fort Mill, SC, 29715
C&F Mortgage, rest assured we are focused on you. C&F was built on the simple truth that when we pay attention to people & the community,we can make a difference.We are a trusted local lender with industry knowledge & experience focused on your success.It’s our mission to provide the tools,resources & expertise you need to build a successful career
We are locally owned and operated with our main office located in Burlington, KY. At OnPoint Home Lending, we pride ourselves on exceeding our customer's expectations in finding the best option for a home loan that's right for you. Whether you want the lowest rate possible, refinance your existing mortgage or new home purchase
Anderson Brothers Bank is a full service community Bank offering a complete range of competitive loan services and deposit products. Founded in 1933, this family-owned Bank blends the elements of traditional personal service, local market awareness, and advanced technology to meet the financial needs of its customers.
Our ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. The Dividend Mortgage name is trusted throughout the community.
We are a Community Development Credit Union, dedicated to providing fair and affordable financial services and education for our members, particularly those not typically served by traditional financial institutions. We will help Kalamazoo grow by enriching our members, building partnerships and investing in our neighborhoods.
Peoples Exchange Bank is proud to be your community bank. We strive to be first in what matters to our customers. Helping you pay less, earn more, protect smarter and borrow wisely. Since 1912, we've built a trusted name by helping our customers, our employees and our communities.
