USDA and FHA Pro and Con in Gardiner, Ulster County, NY
For 2025, the USDA loan limit in Gardiner, within Ulster county, NY, is $336,500, while the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's best rates for USDA versus FHA loans and determine the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in aligns best with your financial situation.
2025 Loan Limits and Downpayment Requirements in Gardiner, Ulster county, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Gardiner, NY
Lendersa® is dedicated to swiftly obtaining the optimal USDA or FHA loan for you, free of hassle. Choose from three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and intended for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all.
1499 Huntington Dr, Suite 500, South Pasadena, CA, 91030
We believe that life is all about the journey. Buying a home is the start of an exciting beginning that leads to financial independence & personal fulfillment. However making the right choice isn’t so obvious. We help by making the loan process simple and easy to understand so that getting a loan or refinance is just another step
Experience speed and flexibility with JCAP Private Lending, a leading direct lender in Southern California. We offer asset-based loans ranging from $50K to $5M, tailored specifically to residential real estate. With no credit or income verification needed, our fast funding options, from bridge loans to cash-outs, get you what you need promptly. Sen
Specializing in arranging private, hard money loans backed by qualifying real estate assets to satisfy your financial needs.
Lending Corner employs a team of real estate finance experts ready to assist in securing a private money loan for your financial needs. Whatever the goal – cash out, bridge loan, refinance, acquisition – we offer high LTV
Megan Doonan is known throughout the Southern California area as a professional and caring mortgage consultant who serves her clients with integrity and a particular eye for detail. Her clients are provided with the right loan every time thanks to her desire to thoroughly understand their financing needs
Our mission at Direct Payday Lenders USA is to make it easier for you to find the right lender for your situation and get a payday loan fast. We know how stressful it can be when ends don’t quite meet. Finding a lender shouldn’t add to the financial stress that you’re surely already dealing with. Our directory.
3070 Bristol Street, Suite 200, Costa Mesa, CA, 92626
LoanSnap invented the world’s first smart loan technology that uses AI and machine learning to analyze a person’s entire financial picture, and shows them how to benefit with a smart home loan.
With LoanSnap, people can stop losing money to lenders who only focus on interest rates and feel confident their home loan is the best option
FlexPoint is here to assist our clients through one of life’s biggest and best decisions for them and their families. We were founded on the belief that we can make the home financing process simple and straightforward for our clients specifically by finding the right mortgage for their individual needs,
Our goal is to offer the best refinance rates and lowest mortgage payments in minutes. We will beat virtually any mortgage rate quote and our wide selection of loan products are sure to provide the perfect mortgage solution for all of your Real Estate Finance needs. We specialize in home purchase, home refinance, second mortgage,
Prime Mortgage was created by experienced people who worked in the real estate industry for many years, providing billions of dollars in mortgages to consumers. They saw many inefficiencies in the way the real estate and mortgage industry has operated for years, so they created Prime Mortgage.
3200 Park Center Drive, Suite 1300, Costa Mesa, CA, 92626
Secure One Capital Corporation combines the expertise and comprehensive array offered by national banks with a culture that prioritizes unparalleled personal service. We understand that each borrower has unique goals. We specialize in creating custom mortgage solutions tailored to meet the needs of each individual client.
We specialize in all things home loan! We originate in California & Hawaii and have a passion for serving those who have served for us, we specialize in the VA home loan! The VA home loan is single-handily the best benefit available to our active duty and retired military personnel and family's
OptionWide and its entire staff are committed to helping customers find a path to a better financial future. The loan programs we offer focus on the next step, and the future steps, for your specific situation. Our Mortgage Loan Originators and the behind-the-scenes operations staff have years, and sometimes decades.
