FHA Vs. USDA loan program for Walden, Orange County, New York

For the year 2025, the USDA loan limit in Walden, situated in Orange County, NY, is $581,200, whereas the FHA limit for a single-family home is $472,030.

Make use of the Lendersa® USDA loan calculator to assess current USDA versus FHA rates. This tool helps determine the necessary income, credit standard, reserves, and required documents for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the ideal program in tailored to your financial needs.

USDA and FHA Loan Options Available in Walden, NY

Lendersa® aims to efficiently connect you with the most suitable USDA or FHA loan options, ensuring a seamless experience. Begin with one of three pathways to find matching lenders for USDA loans.

Understanding the USDA Loan in NY

A USDA home loan, endorsed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is available solely within rural regions. Contrary to FHA loans, which necessitate at least a 3.5% down payment, the USDA mortgage requires no down payment.

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(203) 830-4390 Lender's profile and map Reviews Savings Bank of Danbury 220 Main Street, Danbury, CT, 06810 Savings Bank of Danbury is a full-service Connecticut community bank rooted in history and positioned for the future. Founded in 1849 under the same name, we have grown and adapted to serve our customers while building a reputation for financial stability, personal service and modern convenience.
(866) 872-1866 Lender's profile and map Reviews UNION SAVINGS BANK 225 Main Street, Danbury, CT, 06810 USB is a mutual financial services organization committed to building lasting relationships that exceed the expectations of our customers & the communities we serve. We build lasting relationships that enrich the lives of our customers and communities. We are committed to professionalism, & our integrity & ethical standards will not be compromised.
(203) 903-0060 Lender's profile and map Reviews GML Group 429 Main Street, Suite 1, Danbury, CT, 06810 At Global Mortgage Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(212) 850-4848 Lender's profile and map Reviews Emigrant Mortgage Co Inc 7 Westchester Plz, Suite 229, Elmsford, NY, 10523 Emigrant Mortgage Company, Inc. (Emigrant) is a direct lender specializing in creative financing for residential properties. Headquartered in Elmsford, New York, Emigrant is a wholly owned subsidiary of Emigrant Bank, which has been serving the credit and banking needs of the New York community for more than 169 years.
(860) 210-0777 Lender's profile and map Reviews Community Credit Union of New Milford, Inc. 145c Danbury Rd, New Milford, CT, 06776 We are a savings and lending institution with over 40 years of experience. The Community Credit Union of New Milford was originally chartered as the Kimberly-Clark Employees Credit Union in 1959. In April of 2000, we officially opened our doors to the entire New Milford community.
(203) 431-7431 Lender's profile and map Reviews Fairfield County Bank 150 Danbury Road, Ridgefield, CT, 06877 Fairfield County Bank is a $1.9 billion community bank founded in 1871 in Ridgefield, Connecticut. Through our 16 offices, Fairfield County Bank offers a broad range of products and services to the residents, businesses, and municipalities in Fairfield County, Connecticut. We are the recent recipient of the prestigious Bauer Financial Five-Star rat
(877) 431-7431 Lender's profile and map Reviews Fairfield County Bank 10 South Street, Ridgefield, CT, 06877 Fairfield County Bank is a $1.9 billion community Bank founded in 1871 in Ridgefield Connecticut. Through our 16 offices, Fairfield County Bank offers a broad range of products and services to the residents, businesses, & municipalities in Fairfield County Connecticut. We are the recent recipient of the prestigious Bauer Financial Five-Star rating
(866) 224-1379 Lender's profile and map Reviews Lakeland Bank 250 Oak Ridge Road, Oak Ridge, NJ, 07438 Lakeland Bank is the wholly-owned subsidiary of Lakeland Bancorp, Inc., with over $8 billion in total assets. With an extensive branch network and commercial lending centers throughout New Jersey and Highland Mills, NY, the Bank continues to build on its infrastructure of financial strength, profitability, efficiency and quality service.
(201) 660-7430 Lender's profile and map Reviews Berkeley Mortgage, LLC 123 Paris Ave, Suite 2D, Northvale, NJ, 7647 Berkeley Mortgage, LLC is dedicated to providing a unique standard of excellence in the residential mortgage business. Berkeley Mortgage, LLC is a licensed mortgage brokerage company licensed in New York, Connecticut and New Jersey that caters to the specific needs of its clients.
(201) 248-0776 Lender's profile and map Reviews Porch Light Mortgage 45 N. Broad Street, Ridgewood, NJ, 07450 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(201) 689-2200 Lender's profile and map Reviews Hudson Home Mortgage LLC 171 East Ridgewood Ave, Suite 204, Ridgewood, NJ, 07450 In 2001, after working for two local mortgage companies Nick Emanuel decided to go out on his own and open Hudson Home Mortgage. Nick had one thing in mind, to be able to offer my clients the best possible rates and programs combined with the best possible service. Hudson Home Mortgage is your local mortgage source.
(201) 803-5857 Lender's profile and map Reviews BIRCH MORTGAGE LLC 45 N Broad Street, Ridgewood, NJ, 07450 Birch Mortgage LLC Provides Mortgage, Home Loans, Home Financing, Re-Finance, Home Purchase, Jumbo Mortgage, Lender, Real Estate And Financing To The Ridgewood, NJ Area. Protecting your private information is our priority. This Statement of Privacy applies to the www.birchmortgage.com and Birch Mortgage LLC and governs data collection and usage.