USDA Loan Vs. FHA loan for Walden, NY [Orange County ]

For the year 2025, the USDA loan limit in Walden, situated in Orange County, NY, is $581,200, whereas the FHA limit for a single-family home is $472,030.

Make use of the Lendersa® USDA loan calculator to assess current USDA versus FHA rates. This tool helps determine the necessary income, credit standard, reserves, and required documents for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the ideal program in tailored to your financial needs.

USDA and FHA Loan Options Available in Walden, NY

Lendersa® aims to efficiently connect you with the most suitable USDA or FHA loan options, ensuring a seamless experience. Begin with one of three pathways to find matching lenders for USDA loans.

Understanding the USDA Loan in NY

A USDA home loan, endorsed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is available solely within rural regions. Contrary to FHA loans, which necessitate at least a 3.5% down payment, the USDA mortgage requires no down payment.

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(620) 845-6431 Lender's profile and map Reviews The Stock Exchange Bank, Caldwell, Kansas 103 South Main Street, Caldwell, KS, 67022 The Stock Exchange Bank of Caldwell, the oldest banking institution in Caldwell and Sumner County, received its state charter on November 12, 1881 and opened on Christmas Eve, December 24, 1881. The stone building erected to house the bank in 1881 at a cost of $5,000, has undergone several remodeling projects
(903) 323-0230 Lender's profile and map Reviews East Texas Professional Credit Union 409 East Loop 281, Longview, TX, 75605 East Texas Professional Credit Union has been open since 1953. The credit union has assets totaling $962.5 Million and provides banking services to more than 79, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
(903) 693-6606 Lender's profile and map Reviews First State Bank and Trust Company 110 West Panola Street, Carthage, TX, 75633 First State Bank & Trust Company began serving Panola County residents in 1902. Since its inception, First State Bank & Trust Company has seen more than a century’s worth of growth, economic change and technological advancement, yet our dedication to providing high-quality financial services remains steadfast.
(580) 927-2311 Lender's profile and map Reviews Shamrock Bank, National Association 101 N Main St, Coalgate, OK, 74538 Shamrock Bank is a full service, employee-owned, community bank serving Oklahoma & north Texas communities. Our mission is to create an outstanding banking experience for our communities by nurturing an effective employee ownership culture. Visit www.shamrockbank.com for our hours and addresses to our 8 current locations in Coalgate, Dura
(903) 784-0881 Lender's profile and map Reviews First Federal Community Bank, SSB 630 Clarksville St, Paris, TX, 75460 A group of local businessmen came together in May 1922 to form Paris Building and Loan Association. The original mission of the organization was to lend money for building, improving, and paying debts on homesteads and to lend money to members of the Association. First Federal Community Bank is proud to be the hometown bank of choice.
(903) 785-6682 Lender's profile and map Reviews Northeast Texas Teacher's Credit Union 3320 Lamar Avenue, Paris, TX, 75460 Our pledge is to provide the very best financial services, using sound business practices in the most professional & friendly manner possible. Your privacy is important to NETTFCU. We do not give out any non-public personal information to anyone except as permitted or required by law & to 3rd parties as needed to conduct business on your behalf.
(903) 785-5555 Lender's profile and map Reviews The Liberty National Bank in Paris 305 Lamar Ave, Paris, TX, 75460 Liberty National Bank is a full-service community bank serving the financial and civic needs of the greater Red River Valley. In addition to two banking locations in the City of Paris, Liberty also has an ATM machine located in West Paris at 1929 Bonham St. Liberty makes available to its customers.
(785) 658-3441 Lender's profile and map Reviews The Wilson State Bank 422 26th Street, Wilson, KS, 67490 Since its inception, Wilson State Bank’s primary mission has been to serve the banking needs of our communities and surrounding counties. This mission continues to be the primary driving force behind the Bank today. We pledge to our customers to always provide a hometown atmosphere with people you can talk to and decisions that are made locally.
(605) 835-8749 Lender's profile and map Reviews Consumer’s Federal Credit Union 301 West Highway 18, Gregory, SD, 57533 1977, Consumer’s Federal Credit Union opened its doors in a small room located in the local Rosebud Farmer’s Union building. For twenty-three years, this is where the Credit Union called home. In October of 2000, the Credit Union broke ground at its current location on Highway 18. Subsequently.
(903) 237-5500 Lender's profile and map Reviews Texas Bank and Trust 300 E Whaley, Longview, TX, 75601 Established in 1958, Texas Bank and Trust today stands as one of the state’s strongest independent financial institutions, offering a brand of banking that is as difficult to duplicate as it is easy to recognize. We pride ourselves on providing technologically advanced products and competitive pricing
(903) 232-1800 Lender's profile and map Reviews Americas Mortgage Center, Ltd. 907 Judson Road, Longview, TX, 75601 America's Mortgage Center specializes helping home buyers get into homes with very little or no money down. Over 20 years experience in FHA, VA, USDA Loans. We help seniors with Reverse Mortgages. Our low rates and low closing cost make all of our mortgage loans affordable for Refinancing, Home Equity Loans. Call us today to get started.
(405) 547-2436 Lender's profile and map Reviews The Payne County Bank 202 South Main Street, Perkins, OK, 74059 Payne County Bank was incorporated January 3, 1898, nine years before Oklahoma's Statehood. With original capital stock of $5,000, the bank operated in a wood frame structure at the northwest corner of what is now Main and Thomas streets for about four years. With the construction of a new native sandstone building in 1903,