USDA Loan Vs. FHA loan pro & con Glenville, Schenectady County, NY

In 2025, the USDA loan limit in Glenville, located in Schenectady county, NY, is $336,500. Meanwhile, the limit for FHA loans on single-family homes is $472,030.

Utilize the Lendersa® USDA loan calculator to explore and contrast current USDA and FHA rates. Identify the income, credit, reserves, and documents required for qualification. Our comprehensive mortgage calculator compares USDA, FHA, Conforming, and VA loans to assist in selecting the most suitable program for your financial needs in .

USDA and FHA Loan Options in Glenville, NY

The objective at Lendersa® is to quickly connect you with the ideal USDA or FHA loan with minimal hassle. Choose from three initial pathways to locate suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in NY

A USDA home loan, endorsed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan, is strictly for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages do not demand any down payment.

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(573) 717-7177 Lender's profile and map Reviews First Missouri Bank of SEMO 500 Independence Avenue, Kennett, MO, 63857 We are your hometown, community bank, & to us people matter. Our deposits are invested locally to promote economic growth and meet the borrowing needs of our customers. When you choose to bank with us, your business is managed locally, which means no out-of-town or out-of-state committee is necessary to evaluate your requests or fulfill your needs.
(800) 766-4328 Lender's profile and map Reviews First Florida Credit Union PO Box 43310, Jacksonville, FL, 32203 First Florida Credit Union is headquartered in Jacksonville and operates 17 branches throughout the state, serving more than 55, 000 members. The organization's guiding mission is to support its members' financial aspirations by providing affordable financial products and services with outstanding member service.
(800) 445-6289 Lender's profile and map Reviews VyStar Credit Union 76 S. Laura Street, Jacksonville, FL, 32232 VyStar is a not-for-profit, member-owned credit union. That means we work to improve the lives of our members as well as the places we call home. We offer a spectrum of better banking products and superior customer service to help members reach their financial goals. Just as we believe in the importance of being a trusted financial institution
(904) 329-7266 Lender's profile and map Reviews Trillium Capital Resources 301 West Bay St, Suite 1488, Jacksonville, FL, 32202 Trillium Capital Resources for several years and have closed on numerous financing deals, ranging from Life Insurance money, Credit Union, Agency and HUD. They listen to what our objectives are and formulate the right solution for us every time. We are glad to have them provide us with the solutions.
(573) 466-4180 Lender's profile and map Reviews FCNB Bank 402 W Main St, Steelville, MO, 65565 First Community National Bank is committed to banking as it should be: supporting our community and helping families become stronger, through trust and service. Founded in 1906, FCNB Bank currently serves the mid-Missouri area. The first cashier of the Bank of Leasburg was James N. Smith; Luther A. Evans became cashier in October 1906.
(731) 635-1230 Lender's profile and map Reviews Bank of Ripley 134 N. Jefferson St., Ripley, TN, 38063 The Bank of Ripley is committed to being a friendly, locally owned community bank that consistently and profitably delivers high quality personal service and financial products to meet the needs of, and be recognized as a leader by, the communities we serve for the benefit of those who make our existence possible
(641) 932-2144 Lender's profile and map Reviews First Iowa State Bank Albia, IA 19 Benton Avenue East, Albia, IA, 52531 First Iowa State Bank is located in Albia, Iowa, county seat of Monroe County, on the northeast corner of the city square. The original building was built in 1869 and housed a number of businesses until 1922 when it was completely gutted and rebuilt by the Iowa Trust and Savings Bank. The present bank was formed in 1930.
(952) 447-5626 Lender's profile and map Reviews Voyageur Financial Inc 14093 Commerce Avenue NE, Suite 100, Prior Lake, MN, 55372 Voyageur Financial, Inc. is a family owned mortgage company located in Prior Lake. For over 30 years we have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
(833) 466-9273 Lender's profile and map Reviews Onward Financing LLC 6130 Blue Circle Drive, Suite 200, Minnetonka, MN, 55343 Onward Financing uses dedicated, private capital along with the traditional mortgage market to enable home financing options that traditional sources won’t allow. We help qualified borrowers buy the home they want without paying multiple mortgages, moving twice, or risk not qualifying for a traditional mortgage
(612) 296-7400 Lender's profile and map Reviews Executive Mortgage Brokers, LLC 12800 Whitewater Drive, Suite 100, Minnetonka, MN, 55343 Executive Mortgage Brokers, LLC is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it.
(952) 935-9006 Lender's profile and map Reviews Freedom Mortgage 12701 Whitewater Dr, Suite 300, Hopkins, MN, 55343 Freedom Mortgage is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to age, race, color, religion, gender, sexual orientation, disability, or national origin. Local applicants are encouraged to apply.