FHA Vs. USDA loan program for Perth, Fulton County, New York

In 2025, USDA loan limit in Perth, county of Fulton, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Perth, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(641) 754-4501 956 miles Lender's profile and map Reviews Lennox Employees Credit Union 1004 E Main Street, Marshalltown, IA, 50158 Our mission shall be to offer financial services to Lennox Employees, their families, and Select Employee Groups and their families who are credit union members. We will accomplish this by offering on a financially sound, perpetual basis, affordable borrowing and savings opportunities, striving to offer the lowest possible rates on loans.
(641) 753-5900 956 miles Lender's profile and map Reviews United Bank & Trust National Association 2101 S. Center St, Marshalltown, IA, 50158 United Bank & Trust was chartered in 2002 and opened its' doors for business on June 29, 2002. The bank started with only 8 employees, and has grown over the years with the addition of several employees and the opening of our downtown location in 2006. Our independent Board of Directors is comprised of businessmen and women that live and work in ou
(641) 752-2393 956 miles Lender's profile and map Reviews Pinnacle Bank Iowa 2206 South Center Street, Marshalltown, IA, 50158 Pinnacle Bank was first chartered in 1927 in Tama, Iowa, as Tama State Bank. In 1996 the charter was moved to Marshalltown, Iowa. A new main office was then built in Marshalltown in 2005 at 2206 South Center Street. This facility was built to accommodate future growth and to allow for in-house processing and servicing.
(641) 754-6198 956 miles Lender's profile and map Reviews Home Federal 303 West Main Street, Marshalltown, IA, 50158 At Home Federal Savings Bank we are deeply invested in our communities with locations across southeastern Minnesota including Rochester, Austin, Albert Lea, Kasson, La Crescent, Winona, and Spring Valley. In the Twin Cities metro we have a branch in Eagan. Home Federal also has a presence in Iowa with a location in Marshalltown.
(641) 752-1582 956 miles Lender's profile and map Reviews MEMBERS1st Community Credit Union 910 South 12th Avenue, Marshalltown, IA, 50158 Members 1st Community Credit Union is located in Marshalltown, IA, United States and is part of the Depository Credit Intermediation Industry. Members 1st Community Credit Union has 4 employees at this location. There are 7 companies in the Members 1st Community Credit Union corporate family.
(651) 698-4335 956 miles Lender's profile and map Reviews Highland Federal Finance 2051 Killebrew Drive, Suite 650, Minneapolis, MN, 55425 Highland Federal Finance is committed to providing solutions to meet your financing needs. Whether you are searching for a home, auto, business, or unsecured loan, our experienced professionals are ready to assist you in achieving your financial goals. Highland Federal Finance works with multiple lenders.
(800) 862-1998 956 miles Lender's profile and map Reviews TruStone Financial Credit Union 2772 E 82nd St, Bloomington, MN, 55425 Our mission is to provide simple and fairly priced financial tools that allow members to save, borrow, and transact. We do this by engaging, educating and supporting our members to ensure they have the means to make their lives better. Our vision is to create a financial institution that people respect, admire.
(886) 455-2260 956 miles Lender's profile and map Reviews Community Bank Owatonna 640 Bridge Street, Owatonna, MN, 55060 Community Bank Owatonna is committed to helping businesses grow and expand. We offer a full range of lending products designed, competitive rates and terms, and local decision making to help your business meet its financial goals. Our lenders, each with more than 25 years of banking experience, take pride in structuring the most effective loan.
(507) 451-3798 956 miles Lender's profile and map Reviews HomeTown Credit Union 2400 West Bridge Street, Owatonna, MN, 55060 HomeTown Credit Union is a not-for-profit financial cooperative owned by members. Serving the communities of Dodge, Rice, Steele and Waseca counties in Southern Minnesota, HomeTown Credit Union has two locations in Owatonna and one location in Faribault. Loan options include home loans, land loans, personal loans, auto loans, school loans and more.
(229) 436-9161 956 miles Lender's profile and map Reviews Artesian City Federal Credit Union 100 Flint Avenue, Albany, GA, 31701 Artesian City Federal Credit Union was founded in 1950 on the credit union principle of “people helping people”. For more than fifty years, we have existed solely for the purpose of serving our members’ best interests. This focus on members instead of profits allows us to offer a full range of financial services specifically designed.