In 2026, the USDA loan limit in Mahopac, located in Putnam county, NY, is $776,600, whereas for a single-family home, the FHA limit is $1,089,300.
Use Lendersa® USDA loan calculator to compare current USDA vs. FHA rates and determine the required income, credit, savings, and documentation needed to qualify. Our advanced mortgage calculator displays the USDA, FHA, Conforming, and VA side by side, aiding you in deciding which program in is best suited to your particular financial circumstances.
2026 Loan Limits and Downpayment Requirements in Mahopac, Putnam, NY
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Mahopac, NY
Lendersa®'s aim is to help you quickly find the best possible USDA or FHA loan without hassle. Choose one of three starting points to connect with lenders and explore USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans that require a 3.5% down payment, USDA mortgage loans do not require any down payment.
At Putnam Capital Services, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Putnam County National Bank was established in 1865. We are locally owned and operated. We have been delivering exceptional service to our customers and the communities we serve for over 150 years! Our high level of personal service and dedication is evident as we strive to satisfy our customers' financial needs and improve our communities.
Sun Mortgage Company, Inc., professional mortgage company specializing in residential mortgages. 7 years Five Star Mortgage Professionals, Ranking in the top 1% for client satisfaction out of 1,800 Realtors, Westchester Magazine. At Sun Mortgage Company, Inc., we will find a loan that fits each borrower.
ASAP Mortgage Corp. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual home buyers throughout New York, New Jersey, Connecticut, Massachusetts, Pennsylvania, and Florida. We are a full service mortgage brokerage firm with an experienced staff offeri
SSEFCU is a member-owned financial cooperative providing financial banking services to multiple employee groups, but primarily serves select state, and local government employees. Membership is also open to immediate family of current members. We offer banking services like savings, checking, and loan accounts; with great rates and lower fees
One South Greeley Ave Suite 1b, Chappaqua, NY, 10514
Lends in New York
Brisco Funding, LLC is located in Chappaqua, NY, United States and is part of the Mortgage Banking Industry. Brisco Funding, LLC has 1 total employees across all of its locations and generates $165,887 in sales (USD).Brisco Funding is a Private Lending company specializing in single-family and multi-family rehab lending.
Pyramid Capital Group has established itself in the marketplace since 1993 as a company you can trust. We are comprised of professionals whose goal is to help you better understand the loan process and make it a pleasurable one. Our nationwide network of lenders make it possible for us to handle any type of situation ranging.
