USDA and FHA Pro and Con in Mahopac, Putnam County, NY
In 2025, the USDA loan limit in Mahopac, located in Putnam county, NY, is $776,600, whereas for a single-family home, the FHA limit is $1,089,300.
Use Lendersa® USDA loan calculator to compare current USDA vs. FHA rates and determine the required income, credit, savings, and documentation needed to qualify. Our advanced mortgage calculator displays the USDA, FHA, Conforming, and VA side by side, aiding you in deciding which program in is best suited to your particular financial circumstances.
2025 Loan Limits and Downpayment Requirements in Mahopac, Putnam, NY
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Mahopac, NY
Lendersa®'s aim is to help you quickly find the best possible USDA or FHA loan without hassle. Choose one of three starting points to connect with lenders and explore USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans that require a 3.5% down payment, USDA mortgage loans do not require any down payment.
E-Mortgage Bankers is a Florida Licensed Mortgage Brokerage Business. We offer many source of financing. giving our clients the best options available. This also gives our Loan Officers the leverage to compete against anyone and everyone in the industry. Our objective is to keep growing with a huge emphasis on technology.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
9360 Southwest 72nd Street, Suite 225, Miami, FL, 33173
Welcome to Home Mortgage Center; we're here to help with services such as Reverse Mortgages & Private Loans. We offer solutions for your needs on an appointment only basis to provide a personalized approach! We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools,
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7550 Southwest 96th Court, Suite 1, Miami, FL, 33173
At SFMI Lending Capital Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Blanket Mortgage is committed to helping our clients find the right mortgage product. We understand that every borrower is different, and we offer a variety of programs to meet their individual goals. We make the process of securing a mortgage simple and straightforward by offering the latest in financial tools that enable customers.
Benworth Capital was established to meet borrowers’ needs for fair and flexible, alternative and traditional lending sources when institutional bank financing is not appropriate or available. Benworth Capital is South Florida’s top private provider of alternative short-term, first-position residential and commercial mortgages.
9425 Southwest 72nd Street, Suite 134, Miami, FL, 33173
Revival Capital is a mortgage company that is here to shake up the lending industry! Revival means to improve on the condition or strength of something and that is exactly what we aim to do to this industry. We noticed that the big banks and big lenders are limiting clients with minimal programs
Community Bank and Trust operates 14 full service branch offices in Southwest Missouri and Southeast Kansas. Since 1986 the employees of CBT have been actively involved in the success of our bank through the Employee Stock Ownership Plan. Each branch office is managed to specifically meet the financial needs of its customers and community.
