In 2025, the USDA loan limit in Mahopac, located in Putnam county, NY, is $776,600, whereas for a single-family home, the FHA limit is $1,089,300.
Use Lendersa® USDA loan calculator to compare current USDA vs. FHA rates and determine the required income, credit, savings, and documentation needed to qualify. Our advanced mortgage calculator displays the USDA, FHA, Conforming, and VA side by side, aiding you in deciding which program in is best suited to your particular financial circumstances.
2025 Loan Limits and Downpayment Requirements in Mahopac, Putnam, NY
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Mahopac, NY
Lendersa®'s aim is to help you quickly find the best possible USDA or FHA loan without hassle. Choose one of three starting points to connect with lenders and explore USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans that require a 3.5% down payment, USDA mortgage loans do not require any down payment.
100 Fisher Ave., Suite 952, White Plains, NY, 10606
Probate Advance is a company that focuses on providing funding options to beneficiaries and heirs of probate cases. When a beneficiary of case is in need of funding and cannot wait the months, or years, for an estate distribution we can purchase a portion of their beneficial interest, at a discount, to enable the heir to access.
Patriot Bank is a leading community and commercial bank headquartered in Stamford, CT with branches in Fairfield and New Haven Counties in Connecticut and in Westchester County in New York.
Founded in 1994, Patriot Bank has served its communities by helping individuals, small businesses, nonprofits
First County Bank, headquartered in Stamford, Conn. for more than 168 years, is an independent mutual community bank with 16 branches in Stamford, Norwalk, Darien, Greenwich, Fairfield, New Canaan and Westport offering deposit products, mortgages, wealth management, business banking services, and a full array of digital banking products
Sound Federal Credit Union began in 1952 when Stamford Municipal Employees Credit Union was chartered to serve the Stamford city workforce and their families. During the past seven decades, Sound has grown to over $76 million in assets and expanded its reach to serve the 15 cities in Fairfield County along the Long Island Sound.
750 Washington Boulevard, Suite 1050, Stamford, CT, 06901
SG Capital Partners is a correspondent lender that offers Non-QM (Non-Agency) residential real estate debt across a wide variety of portfolio products including owner occupied, second homes and investor markets nationwide. We collaborate directly with our clients in order to create innovative mortgage solutions that truly fit a borrower’s needs
North Atlantic Mortgage guides individuals through the complexities of residential and commercial finance. With proven strategies using unique financing solutions, we can provide the best competitive rates.North Atlantic offers attentive service and prudent thoughtful advice. We consistently provide our clients with the highest quality of guidance.
Established in 1937, Educational and Governmental Employees Federal Credit Union is a safe, secure, and full service financial institution, serving nearly 7, 300 members. We pride ourselves on offering outstanding service and providing members with the tools and resources for a brighter financial future.
DR Bank offers the same customer service and attentiveness of a community bank with the financial services and technology of a larger bank. Whether you’re stopping by or banking on-the-go, our team of experts is here to help.We are committed to long-term relationships and offer the conveniences and financial services you expect from a larger bank.
Our Mission is to provide unparalleled service and expertise to each of our borrowers. We will put honesty and integrity first and foremost in every transaction. We will do our best to help our clients achieve their dreams and aspirations in real estate. Robert F. Alberga, Founder at RFA Capital Corp.
Infinity Commercial Lending is positioned to put businesses of all sizes in touch with the financial solutions they need to manage their next expansion, smooth out cash flow issues, or gain the capital they need to start operations smoothly. With both traditional business loans and new, innovative solutions.
