USDA and FHA Pro and Con in Carmel, Putnam County, NY
In 2025, the USDA loan limit in Carmel, county of Putnam, NY, is $776,600, while the FHA limit for a single-family home is $1,089,300.
To compare today’s top USDA versus FHA rates, use the Lendersa® USDA loan calculator. It helps you evaluate income, credit, reserves, and needed documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Carmel, County of Putnam, NY
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Carmel, NY
Lendersa® is committed to securing you the best USDA or FHA loan quickly and without hassle. Start by choosing one of three options that connect you to lenders and USDA programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, offered only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.
At Eiffel Mortgage Services, Inc. We are a full-service mortgage company based in Irvine, California. We specialize in Conventional, FHA, VA, First Time Home Buyers in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or Refinancing in any of these zip codes: 92618
7545 Irvine Center Drive, Suite 200, Irvine, CA, 92618
At TrustLink Mortgage we truly care about our clients and our partners. We are a mortgage broker with over 35+ years of experience and have multiple options to source from and together we will choose the best lender and product to meet your needs. We have overseen thousands of loan closings representing more than $3 billion in volume.
"TheBestRefi provides some of the most competitive rates and an enjoyable loan process, so you can treat yourself to your best loan yet and also TheBestRefi, we strive to be the lender of choice, by providing some of the most competitive VA, FHA, and
Fannie Mae rates available, along with added benefits, for your complete peace of mind"
Seapointe Capital we weave together the goals and desires of our clientele to create custom tailored real estate solutions.We focus on a consultative approach to real estate acquisition / disposition, financing and ownership of all types of real estate. Our mantra: better thinking creates better solutions.
9831 Irvine Center Drive, Suite 100, Irvine, CA, 92618
Family Home Lending is founded by loan consultants who have over 15 years of experience successfully helping families navigate the home lending process. Our staff strives to remove the complexity and make every experience joyful. Utilizing our state of the art technology, we are able to provide borrower's with a portal.
"Solomon Realtors rapidly growing towards our goal of being the number one real estate company in Southern California. We do it by placing our clients needs first and focusing on the areas that will best help our clients acheive their goals.
Extensive Training for our Agents
Custom-developed technology.
Detailed regional knowledge."
300 Spectrum Center Drive, Suite 400, Irvine, CA, 92618
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
9891 Irvine Center Drive, Suite 190, Irvine, CA, 92618
Charter Pacific Lending Corp. is a privately owned mortgage company serving the Southern California region since 2002. The founder and top advisor, Babak Moghaddam has been opening doors to home buyers since 1989 and he is dedicated to making home financing a simple, efficient process
Total Quality Lending mission is to empower our clients to make smarter decisions in Real Estate through providing the combination of service and education through home financing. We work together as one company, putting clients first, focused on finding better ways to meet their needs, demonstrating ownership through initiative.
200 Spectrum Center Drive, 3rd Floor, Irvine, CA, 92618
Sefati Service Inc. We are a full-service mortgage company based in Irvine, California. We are currently licensed in the state of Colorado. Whether you are buying a home or refinancing we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
