In 2025, the USDA loan limit for Medford, located in Suffolk County, NY, is $776,600. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Leverage the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, assessing the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator positions USDA, FHA, Conforming, and VA loan options side by side, guiding your choice for the most fitting program in according to your financial circumstances.
Loan Limits and Down Payment Requirements for 2025 in Medford, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Opportunities in Medford, NY
The objective of Lendersa® is to swiftly and effortlessly secure the best possible USDA or FHA loans for you. Start with one of three strategies to connect with lenders matching your needs and explore USDA loan programs.
USDA home loans, also known as USDA rural development loans or mortgages, are guaranteed by the U.S. Department of Agriculture. These loans are exclusively available in rural areas and require no down payment, unlike FHA loans that necessitate a minimum of 3.5% down.
Texas Community Bank is a locally owned and operated, community-oriented financial institution with its heart and roots embedded along the South Texas-Mexico border. TCB is a wholly owned subsidiary of Vision Bancshares, Inc, a one-bank holding company that was founded in 2003 by Laredo banker, Douglas G. Macdonald and a group of local investors.
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We are a direct lender with low interest rates and great programs. We ONLY do mortgages. It is our specialty. Get us working for you. We are mortgage professionals. with 11 yrs of experience. Zeferino Perez is the CEO at Bravo Mortgage LLC. Zeferino help loan officers focus on what they do best; assist clients and close the sale.
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Mr. Mortgage, LLC was born, to provide clients & business partners with the highest level of personalized service, expertise & competitive home loan programs in the market today. We are a full-service residential mortgage broker providing Home Loans across the state of Texas. We pride ourselves on making the loan process simple & straightforward.
2511 Buddy Owens Blvd, Suite A, McAllen, TX, 78504
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Joe Cuellar, Branch Manager for Castle & Cooke Mortgage in McAllen, Texas, truly knows the ins-and-outs of the mortgage business! Whether clients are seeking alternative ways of generating income through investing in real estate or are simply looking for a home mortgage, Joe is the guy to see. With more than 30 years in the financial
