In 2025, the USDA loan limit in Gordon-Heights, within Suffolk, NY, is $657,900. In contrast, the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today’s best rates between USDA and FHA. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Gordon-Heights, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Gordon-Heights, NY
Lendersa® aims to help you obtain the best possible USDA or FHA loan swiftly and effortlessly. Select one of three options to match with lenders and USDA loan programs.
The USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designated for rural areas exclusively. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not require any down payment, offering a significant benefit to eligible borrowers.
We are a full-service mortgage brokerage with access to over 50 different lending options to help find you the best rate and best structure for your mortgage to suit your short and long term financial needs We can offer access to a myriad of mortgage types from no down payments & first time home buyer programs to investor loans
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