USDA Vs. FHA Pro and Con comparison in Gordon-Heights, Suffolk County, NY
In 2025, the USDA loan limit in Gordon-Heights, within Suffolk, NY, is $657,900. In contrast, the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today’s best rates between USDA and FHA. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Gordon-Heights, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Gordon-Heights, NY
Lendersa® aims to help you obtain the best possible USDA or FHA loan swiftly and effortlessly. Select one of three options to match with lenders and USDA loan programs.
The USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designated for rural areas exclusively. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not require any down payment, offering a significant benefit to eligible borrowers.
301 Clematis Street, Suite 3000, West Palm Beach, FL, 33401
Landmark Appraisal & Realty Group is owned and operated by Matt Thoren, a 24 year veteran of South Florida real estate. Our appraisal firm covers Palm Beach, Broward, Martin and St. Lucie Counties. Our staff of appraisers are strategically located in the areas we cover – we live where you live!
"We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
You may also evaluate your different financing options by using interactive calculators and going over various mortgage scenarios."
120 South Olive Avenue, Suite 602, West Palm Beach, FL, 33401
Palm Beach First Financial and Mortgage is a leading lender in the West Palm Beach area. Palm Beach First Financial and Mortgage can provide low rate, no hassle mortgages for primary residences, second (vacation) homes, and investment properties. Eric can also work with current homeowners who are looking to refinance to a lower rate or payment.
224 Datura Street, Suite 910, West Palm Beach, FL, 33401
Jet Mortgage Group is committed to providing the highest level of service and expertise, all while moving at supersonic speed. Our network of over 100 lenders means we have the best loan program for your needs, at the best price. If you’re buying your first home, relocating to a new area.
120 S. Olive Avenue | Suite 701, West Palm Beach, FL, 33401
Greyson Capital, LLC is more than a full service mortgage lender. When you contact us, a Greyson mortgage specialist will walk you through the transaction, be it the purchase of a new residence, a second home, or an investment property. We also offer a variety of refinancing programs and products to fit your specific needs.
120 S. Olive Ave., Suite 311, West Palm Beach, FL, 33401
Ocean Capital’s comprehensive services represent the best in class & are resetting the bar for all others to follow.We meld experts in real estate,estate & financial planning, tax strategy & accounting, securities & insurance,portfolio managers,researchers and traders into a cohesive team that serves the unique needs of our diversified client base.
515 North Flagler Drive Suite P-300, West Palm Beach, FL, 33401
7th Level Mortgage, LLC is an award winning veteran owned mortgage company offering residential and commercial mortgage loans, home loans, refinance mortgages, Jumbo loans, FHA Mortgage, VA Mortgage, HARP loans, First Time Home Buyers, Commercial and Business loans as well as Reverse Mortgage loans.
farmbank serves Adair, Sullivan and surrounding counties from our Green City, Milan and Kirksville, MO locations. All farmbank banking facilities are conveniently located for our customers. farmbank is a locally owned community bank that provides a full array of banking services with a partnership approach of Growing Together.
