USDA and FHA Pro and Con in Gordon-Heights, Suffolk County, NY
In 2026, the USDA loan limit in Gordon-Heights, within Suffolk, NY, is $657,900. In contrast, the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today’s best rates between USDA and FHA. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Gordon-Heights, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Gordon-Heights, NY
Lendersa® aims to help you obtain the best possible USDA or FHA loan swiftly and effortlessly. Select one of three options to match with lenders and USDA loan programs.
The USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designated for rural areas exclusively. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not require any down payment, offering a significant benefit to eligible borrowers.
Thiokol-Elkton Federal Credit Union is a not-for-profit financial alternative to banks. Unlike other financial institutions, a credit union is owned & run by its members, who pool their savings in order to provide low cost loans & other services. If you work for one of our sponsor groups or have a family member who does, we invite you to join us.
We were founded in 1828 and were a “traditional” bank for a long time. But in 2020, we reshaped our nearly 200-year-old DNA to become an innovative, adaptive and technology-first, commercial bank supporting businesses across specialty markets like Digital Assets, Banking as a Service and Renewable Energy.
110 Haverhill Road, Suite 312, Building C, Amesbury, MA, 01913
At National Mortgage Advice, we finance what national banks can't or wont! We Offer: Real Estate Counseling, Acquisition, Development and Financing. We finance in 43 States. Jeffrey J. Moore President at National Mortgage Advice, Inc. National Mortgage Advice, LLC is now their lender of choice.
Parks Heritage Federal Credit Union is proud to be a part of the rich history of the Glens Falls region. We celebrate our heritage every day in the form of our name.
Originally founded in 1965, Parks Heritage Federal Credit Union is the chosen financial institution for medical service related professionals that care for our communities.
Cooper’s Cave Federal Credit Union, created by Finch Pruyn employees and chartered in 1958, remains a not-for-profit institution owned by you, our member. Cooper’s Cave FCU presently serves some 2, 450 members, with approximately $20 million in assets.
Membership in this credit union is open to residents of Warren County,
"As a full-service commercial bank, we offer a broad range of financial services, including: Online and mobile banking Consumer and commercial loans Trust and retirement services Money market and deposit accounts Wealth management Insurance services Since 1851, we have been serving this region and helping our neighbors achieve their f
We’re a full-service community bank that’s been serving the Greater Seacoast since 1854. We know this area well and are unwavering in our commitment to equip people and businesses with everything you need to journey well and achieve the outcomes you desire. We’re involved in the betterment of community and embrace philanthropy.
The Institution for Savings, founded in 1820, is one of the oldest mutual banks in the country with 15 full-services offices along Massachusetts' North Shore and Cape Ann. Member FDIC, FDIC, Equal Housing Lender.banks in the country with 15 full-services offices along Massachusetts MA.