FHA Vs. USDA loan program for New-Haven, Oswego County, New York

In 2025, USDA loan limit in New-Haven, county of Oswego, NY is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in New-Haven, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(513) 792-2727 Lender's profile and map Reviews Cornovus Capital 8044 Montgomery Road, Suite 700, Cincinnati, OH, 45236 CORNOVUS CAPITAL streamlines the process of finding comprehensive financing solutions for commercial real estate and business owners nationwide. Supported by extensive knowledge and industry experience of its leadership, Cornovus Capital supports all financing needs of its clients from Acquisition, Refinance, and Reposition.
(606) 789-4001 Lender's profile and map Reviews Citizens Bank of Kentucky 620 Broadway, Paintsville, KY, 41240 At Citizens Bank of Kentucky we believe banking is an experience. We recognize you have a choice when it comes to selecting a banking partner. To our present customers, we are grateful for your business. Our pledge to you is that we will continually find ways to create more value for your banking relationships.
(513) 753-2440 Lender's profile and map Reviews Sharefax Credit Union 604 Ivy Gateway, Cincinnati, OH, 45245 Sharefax was founded by Ford Motor Company employees of Cincinnati, Ohio in 1960. Named in honor of the Sharonville Ford plant and the Fairfax (no longer in operation) Ford plant, Sharefax was born! As the years have passed, we have grown to serve over 32, 000 members from twelve counties.
(574) 267-7497 Lender's profile and map Reviews Indiana Lakes Federal Credit Union 322 South Detroit Street, Warsaw, IN, 46580 Indiana Lakes FCU is a credit union in Warsaw, IN providing auto loans, home equity loans, personal loans, checking, savings, cd’s, deposits, home banking, bill pay & other financial services for anyone who lives, works or attends school in Warsaw & Kosciusko County, Indiana. With over 40 years of helping our community with their financial needs
(513) 761-2251 Lender's profile and map Reviews Humbert Mortgage Inc 1250 Springfield Pike, Cincinnati, OH, 45215 Humbert Mortgage, Inc. is a family owned, local mortgage company with 30 years of experience. We look forward to helping your family find the perfect loan for your perfect home. We offer FHA loans, USDA loans, conventional mortgages, refinancing options and other programs to fit your needs. Don't worry about trying to find the best fit.
(606) 564-4001 Lender's profile and map Reviews Bank of Maysville 20 West Second St., Maysville, KY, 41056 The Bank of Maysville was founded in 1835. As the Commonwealth of Kentucky’s oldest independent bank, our history serves as testimony that we are a community-minded financial institution dedicated to meeting the needs of our customers and the region we serve. The Bank of Maysville is the oldest independent bank in the Commonwealth of Kentucky.
(513) 523-8888 Lender's profile and map Reviews Miami University Community Federal Credit Union 31 Lynn Street, Oxford, OH, 45056 Miami University and Community Federal Credit Union was founded and chartered by Miami University in 1969 and has proudly served Miami University Employees and the Greater Oxford Community for the last 45 years! Being a "for people, not profit" financial institution along with always serving our members individual needs
(513) 529-1251 Lender's profile and map Reviews First Miami Student & Alumni FCU 550 E Spring Street, Oxford, OH, 45056 First Miami University Student & Alumni Federal Credit Union, the only student run financial institution located on Miami University’s Oxford Campus. Founded in 1988 by a group of Miami Students, First Miami began as a cost-effective alternative to Oxford’s Uptown banking options. Today, First Miami is one of only three completely student
(574) 255-3193 Lender's profile and map Reviews TLCU Financial 1816 N Main Street, Mishawaka, IN, 46545 TLCU Financial has grown into a modern credit union that focuses on meeting our members’ needs. Now, all residents in LaGrange, Marshall, Elkhart and St. Joseph County can join TLCU Financial, or anyone with a family member with an existing TLCU account. Employees from our Select Employee Groups can also become members.
(513) 613-4834 Lender's profile and map Reviews Cinfed Credit Union 4801 Kennedy Avenue, Cincinnati, OH, 45209 Our family approach to business is built on a foundation of personal service, trusted care, and the belief that our bottom line succeeds only when you do. Our full range of comprehensive programs gives you the most options, with the best rates, to take your dreams of today and turn them into the realities of tomorrow.