FHA Vs. USDA loan program for SUNY-Oswego, Oswego County, New York

In 2025, USDA loan limit in SUNY-Oswego, county of Oswego, NY is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in SUNY-Oswego, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(217) 224-1093 807 miles Lender's profile and map Reviews United Community Credit Union 1001 Vermont Street, Quincy, IL, 62301 United Community Credit Union is a non-profit organization owned and operated by its members for the benefit of all who belong. Individuals living or working in the counties of Adams, Brown, Hancock, Pike, and Schuyler in Illinois and individuals living or working in Lewis, Marion, & Ralls counties in Missouri
(217) 223-4377 807 miles Lender's profile and map Reviews Members First Community Credit Union 1201 North 24th Street, Quincy, IL, 62301 Members First is a full service financial institution located in Quincy, IL. Liking our page gives you instant access to current events, promotions, and ready to launch products Members First is committed to the "People Helping People" philosophy, providing our community with safe, affordable, relevant financial services.
(217) 223-7300 807 miles Lender's profile and map Reviews Mercantile Bank 440 Maine St, Quincy, IL, 62301 Mercantile Bank was founded by local businessmen in Quincy, Illinois in 1906 and became part of United Community Bancorp, Inc. in 2013. Today, Mercantile, as United Community Bank, continues the tradition established a century ago of serving and supporting the financial needs of individuals, families, businesses, and organizations
(217) 223-0500 807 miles Lender's profile and map Reviews Central State Bank 900 S. 12th St, Quincy, IL, 62301 Central State Bank is a locally-owned community bank serving West-Central Illinois & Northeast Missouri with the latest technology, the quickest decision-making, & the simplest solutions for your personal, business, or agricultural banking needs. Central State Bank was originally chartered as Clayton State Bank in the small village of Clayton, IL.
(507) 775-2316 807 miles Lender's profile and map Reviews First Security Bank 316 Byron Avenue North, Byron, MN, 55920 First Security Bank is a local, family owned bank that is a proud supporter in helping customers achieve financial success and freedom. We are passionate about the community in which we live and work and strive to pay it forward and make a positive impact to better the lives of others.
(641) 472-3161 807 miles Lender's profile and map Reviews Iowa State Bank and Trust Company of Fairfield, Iowa 55 South 4th Street, Fairfield, IA, 52556 Iowa State Bank & Trust Company opened its doors for the first time on May 19, 1934, after a merger between Iowa State Savings Bank and the Iowa Loan and Trust Company was agreed to create a strong unified bank during the Great Depression. That same year, the bank was accepted into the Federal Reserve System.
(641) 472-9839 807 miles Lender's profile and map Reviews Libertyville Savings Bank 2000 W. Jefferson, Fairfield, IA, 52556 At Libertyville Savings Bank, we live and work in the same community as you. We get to know you and your banking needs so that we can provide the kind of five-star service you deserve. We have 6 offices in southeast Iowa, whether you’re in Fairfield, Libertyville, Eldon, Keosauqua, Keota, Douds or the surrounding area.
(314) 298-0055 808 miles Lender's profile and map Reviews Vantage Credit Union 19 Missouri Research Park Ct, Saint Charles, MO, 63304 Vantage Credit Union is a leading, full-service financial institution that’s owned and guided by our St. Louis-based member-owners—people just like you—and not by stockholders like at a publicly-traded bank. Because we’re a not-for-profit financial institution, our member-owners enjoy better rates, lower fees and superior service.
(314) 264-5325 808 miles Lender's profile and map Reviews Mortgage Solutions, LLC 19 Research Park Court, Saint Charles, MO, 63304 With over seven decades of experience working with borrowers in a variety of situations, Mortgage Solutions, LLC has set the standard for trust, honesty, and integrity. Whether you're looking to refinance an existing home, purchase a new one, or lower some of your high interest obligations,
(636) 498-4301 808 miles Lender's profile and map Reviews Equity Prime Mortgage Missouri 6036 Weldon Spring Pkwy, Weldon Spring, MO, 63304 Equity Prime Mortgage LLC is a licensed mortgage lender whose operations extend across the country. We provide a variety of mortgage products to assist you with finding solutions to all of your mortgage needs. Our company has Certified Underwriters on staff which allows issuing a decision on your application quickly.
(636) 219-7970 808 miles Lender's profile and map Reviews St. Charles Mortgage LLC 633 Oregon Trail Ct, Saint Charles, MO, 63304 Saint Charles Mortgage LLC understands that a great factor to what makes a mortgage successful is personal connection. We strive to give our clients the highest quality customer service by getting to know where you are in life and making sure we understand where you want to be. We absolutely minimize your rate