For the year 2025, the USDA loan limit in Palatine, located in Montgomery county, NY is $336,500, whereas the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the current best rates for USDA versus FHA, in order to verify income, credit, reserves, and document requirements to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in fits your financial goals.
Loan Limits and Downpayment Requirements for 2025 in Palatine, Montgomery county, NY
Type of Loan
Maximum Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Palatine, NY
Lendersa® strives to secure you the ideal USDA or FHA loan efficiently and without hassle. Choose one of three beginning methods that lead to connecting with lenders and accessing USDA loan programs.
The USDA home loan is a government-backed loan provided by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, available in rural areas only. It differs from FHA loans, which require at least a 3.5% down payment, as the USDA mortgage requires no down payment.
Mechanics Cooperative Bank is proud to be a local community bank, focused on supporting the banking needs of local families and local small businesses. We have products and services that can match any financial institution and offer a more in-depth understanding of the local business market.
Norstar Mortgage Team is committed to providing clients with the highest quality Pennsylvania home loans combined with some of the lowest wholesale mortgage rates available . Whether you are a first time home buyer, purchasing your dream home, refinancing an existing loan, consolidating debt or need cash out for any reason our highly experienced
At Kennebunk Savings, we believe that the better we get to know you, the more useful we can be. That’s why we encourage all our customers to bring us their questions, no matter how big, small, or unique. When we know what your goals are and what financial challenges you may face, we can help you.
BauerFinancial, an independent financial institution rating firm has awarded Beverly Credit Union it’s highest rating, five-stars. This superior ranking is reserved only for the strongest and most stable financial institutions in the Nation. Beverly Credit Union earned this score due to our solid financial footing and continual enduring financial p
100 Cummings Center, Suite 544H, Beverly, MA, 01915
GoldCoast Mortgage To make certain that you succeed at your real estate goals.To do so we need to learn your objectives. We genuinely enjoy learning about your goals and seeing if we can help We won’t chase, sell, or obligate you. Ever. If your goals lead you to another mortgage lender or bank we will support the decision to pursue that path.
301 Oxford Valley Road, Suite 802A, Yardley, PA, 19067
At Central Lending, your local home loan experts dedicated to serving our customers, our community and make sure your home buying or refinancing experience is as simple as possible. Mark Principi, your local Yardley mortgage professional. mark reputation is built on professionalism, integrity and the ability to keep transactions on track.
301 Oxford Valley Rd, Suite 1602A, Yardley, PA, 19067
At Always The Best Rate, we offer Conventional, FHA, VA, USDA and no PMI (Private Mortgage Insurance) loans for people looking to move to Yardley PA or anywhere in Bucks County. We can compare and evaluate loan programs that best meet your specific needs. we can help you meet your financial goals and become a Pennsylvania homeowner.
Federated Lending Corporation (FLC) was incorporated under the laws of the State of Pennsylvania in 1996. The corporate headquarters and principal place of business are located at 1669 Edgewood Road, Yardley, Pa. 19067. We have approximately 20 employees and cover all aspects of residential lending.
