For the year 2026, the USDA loan limit in Palatine, located in Montgomery county, NY is $336,500, whereas the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the current best rates for USDA versus FHA, in order to verify income, credit, reserves, and document requirements to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in
Review loan offers from 100 lenders
| Type of Loan | Maximum Loan | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to secure you the ideal USDA or FHA loan efficiently and without hassle. Choose one of three beginning methods that lead to connecting with lenders and accessing USDA loan programs.
The USDA home loan is a government-backed loan provided by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, available in rural areas only. It differs from FHA loans, which require at least a 3.5% down payment, as the USDA mortgage requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
Bridge Loan Guides
