USDA and FHA Pro and Con in Mohawk, Montgomery County, NY
In the year 2025, the USDA loan limit in Mohawk, within Montgomery county, NY, is set at $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.
Make use of the Lendersa® USDA loan calculator to compare the most favorable rates available now between USDA and FHA loans. Assess the income, credit score, reserves, and necessary documents for qualification. Our cutting-edge mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side-by-side. This information is crucial for making a well-informed decision on the most suitable financial program for your situation in .
Loan Limits and Down Payment Requirements for 2025 in Mohawk, Montgomery, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Mohawk, NY
The mission of Lendersa® is to facilitate the process of obtaining the most appropriate USDA or FHA loan quickly and easily. Choose one of three outlined steps that lead to successful matching with lenders and access to USDA loan programs that align with your needs.
A USDA home loan is a government-backed financing option through the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, and is exclusively offered in rural areas. FHA loans necessitate at least a 3.5% down payment, whereas the USDA loan eliminates the need for any down payment, benefiting eligible borrowers seeking affordability and flexibility.
Founded in 1901, Citizens State Bank is a community bank committed to offering useful financial products and standout customer service. We are dedicated to providing banking solutions that will make you glad that you chose our Bank. With over 100 years of service to our community, the Citizens State Bank is your hometown bank.
Kaw Valley Bank has been a part of Topeka for over 150 years, with its roots starting in Oakland & eventually growing in North Topeka & later city wide. The banks original name was Oakland State Bank. In 1920s Glenn Swogger Sr. & his father J.S. Swogger purchased Oakland State Bank where it was a storefront bank with a family living headquarters.
Covington County Bank has been offering customers outstanding service for over 40 years. From checking accounts to loans, and everything in between, we will find a product that suits your needs! A friendly hometown bank ready to meet all of your banking needs. Locally owned, locally headquartered.
449 Apollo Beach Boulevard, Apollo Beach, FL, 33572
Amerifirst, we're knowledgeable professionals in mortgage loans, but we don't expect everyone else to be. We meet you wherever you are on the road to buying a home, walking you through the process, answering questions, and cheering you on until you reach your goals. Our licensed loan officers can help you buy, build, remodel.
Fidelity State Bank & Trust Company (Topeka, KS) is a banking company based in Topeka, Kansas, United States. FDIC Insured and Equal Opportunity Lender.The history of the Chandler Family that owns Fidelity State Bank & Trust Company dates back to 1883. The Chandler Family has been active in Kansas since then and continues to be active in a large nu
Discover everything your credit union & financial institution can be at 1st Kansas Credit Union. As the oldest credit union in Kansas, our closed membership institution offers a wide range of accounts, loans, & financial services to Federal, State, City & County employees and their dependents in the states of Kansas, Nebraska, Iowa and Missouri.
320 South Kansas Avenue, Suite 100, Topeka, KS, 66603
The Topeka Police Credit Union was chartered February 12, 1952 by a small number of police officers who wanted to start a credit union to help police officers and their immediate families. The credit union opened its doors April 13, 1952.
The mission of the Topeka Police Credit Union is to provide quality service.
534 S. Kansas Avenue, Suite 825, Topeka, KS, 66603
Great Plains Funding, LLC was established for the sole purpose of providing “private money loans” to its real estate investor clientele. Great Plains Funding, LLC does not provide funding to any owner-occupied properties and limits its services to commercial loans for the acquisition and renovation of existing properties.
Integrity Financial Services is a full service residential and commercial lending company. Our staff of mortgage professionals are committed to 100% customer satisfaction. We understand our clients have choices for their mortgage needs. That is why we pride ourselves in a sound consultative approach to deliver the right loan program
