USDA Vs. FHA your options comparison in Saratoga-Springs, Saratoga County, NY
In 2025, the USDA loan limit for Saratoga-Springs, in Saratoga county, NY, is $285,000, whereas the FHA limit for a single-family home is $356,362.
The Lendersa® USDA loan calculator helps compare today's optimal USDA and FHA rates, and assess the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in finding the most suitable program for your financial situation in .
2025 Loan Limits and Down Payments in Saratoga-Springs, Saratoga, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Saratoga-Springs, NY
Lendersa® aims to provide the best USDA or FHA loan quickly and hassle-free. Begin with one of three bases that connect you to lenders and explore USDA loan programs suited for your needs.
A USDA home loan, supported by the Department of Agriculture and also known as a USDA Rural Development Loan, is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
Hialeah Municipal Employees Federal Credit Union is a not-for-profit, cooperative financial institution serving its members since 1951 with a wide range of services to meet all their financial needs. Membership is open to all employees of the city of Hialeah, Florida; employees of this credit union.
Over 30 Years serving my clients, same location, same office. My Father Elias Legra Sr, came to the USA as immigrant from Holguín, Cuba. He struggled as most immigrants to establish himself to help our family as well as his clients. Starting from his home office in our utility room we now own and operate our Real Estate
Galizet Home Lending has the right loan options to meet your individual needs. We offer low rates, great service and a simple process, but we offer that and so much more.
Over 30 years of professional experience and commitment to excellence and it’s all delivered with a direct one-on-one personable touch.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Landing Mortgage was established in 2006 at the Naples Airport by a pilot who loved flying and working in the mortgage industry. In 2008, the company was purchased by Melinda Sweet, an expert in banking, finance, real estate and mortgage. Her father Walter was also a pilot, and they spent much of their time together in the sky.
Western National Bank Main Street is often viewed as the heart of a community. Where people come together, where dreams are formed, and where plans are put into action. Main Street might change over time but its purpose remains: to inspire prosperity among its residents. Similarly, Mainstreet Bank was founded to help fuel people’s dreams
1601 Washington Avenue, Suite 800, Miami Beach, FL, 33139
Starwood Mortgage Capital is one of the nation’s leading commercial real estate lenders, specializing in flexible loan structures within a sophisticated lending platform. We originate competitively-priced loans typically ranging from $5 Million to $100 Million, and we also do smaller and larger loans on a case-by-case basis.
1900 Sunset Harbour Dr, Annex 2, Miami Beach, FL, 33139
Yale Mortgage Funding was founded in 1992 We specialize in funding hard equity loans.
Our financing solutions help real estate
investors accomplish their investment goals. Our relationship-oriented approach means, the more deals we fund with you, the easier it gets to close future loans. We want to be your reliable capital source.
