USDA Vs. FHA Pro and Con comparison in Greenfield, Saratoga County, NY
In 2025, the USDA loan limit for Greenfield, located in Saratoga county, NY, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to examine today’s best USDA versus FHA rates, determining the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side-by-side, thus aiding you in selecting the most suitable program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Greenfield, Saratoga County, NY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Greenfield, NY
Lendersa® is committed to securing the best USDA or FHA loan for you swiftly and without hassle. Begin by choosing one of three ways to connect with lenders and explore suitable USDA loan programs.
A USDA home loan, backed by the U.S. Government's Department of Agriculture, is often called a USDA rural development loan or USDA mortgage and is available only in rural localities. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgage loans require no down payment.
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