USDA Vs. FHA Pro and Con comparison in Greenfield, Saratoga County, NY
In 2026, the USDA loan limit for Greenfield, located in Saratoga county, NY, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to examine today’s best USDA versus FHA rates, determining the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side-by-side, thus aiding you in selecting the most suitable program for your financial needs in Alabama.
2026 Loan Limits and Down Payment Requirements in Greenfield, Saratoga County, NY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Greenfield, NY
Lendersa® is committed to securing the best USDA or FHA loan for you swiftly and without hassle. Begin by choosing one of three ways to connect with lenders and explore suitable USDA loan programs.
A USDA home loan, backed by the U.S. Government's Department of Agriculture, is often called a USDA rural development loan or USDA mortgage and is available only in rural localities. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgage loans require no down payment.
Hudson River Community Credit Union (HRCCU) was founded in 1954 by the employees of International Paper Company in Corinth, New York as IPCO Federal Credit Union.
Today, HRCCU is a state-chartered community credit union. Anyone who lives, works, worships, or attends school located within Saratoga, Warren, Washington,
We’re the Adirondack Trust Company, and we go above and beyond to create solutions for people, businesses and our community.
As a successful independent Bank that’s been serving this area for more than a century, we are vested in your success and committed to taking you and our community to greater heights.
Capital Bank opened for business on Wolf Road in the Town of Colonie in December of 1995. The Bank was founded by a group Albany-based business people and community leaders. The founders knew there was a niche for a new commercial bank in the Capital Region. Over the next 15 years, the forecast of the founders came to fruition,
368 Broadway, Suite 12, Saratoga Springs, NY, 12866
Lends in New York
The Funding Store is a Registered Mortgage Broker founded in 2010. At the time of establishment, the mortgage industry had experienced transition as a result of predatory lending and deceptive mortgage practices. Revisions to licensing laws along with additional education and test requirements were embraced and The Funding Store
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TCT was founded in 1959 by a small group of teachers and school staff who wanted to pool their savings together to loan each other money when banks would not. At TCT, you're not a customer or a transaction, you're a member and an owner. We care about your financial well-being and your overall peace of mind when it comes to your savings and loan nee
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100 Saratoga Village Blvd, Ballston Spa, NY, 12020
Lends in New York
Capital New York Home Advantage opened it's doors in May of 2012 in Malta, NY. Mortgage Financing: Conventional FHA VA USDA Portfolio Reverse Mortgages Purchase, refinance, debt consolidation and home improvement Single family, multi-family, condos, co-ops, townhouses, modular and mobile homes Primary residence,second/vacation homes.
Parks Heritage Federal Credit Union is proud to be a part of the rich history of the Glens Falls region. We celebrate our heritage every day in the form of our name.
Originally founded in 1965, Parks Heritage Federal Credit Union is the chosen financial institution for medical service related professionals that care for our communities.
