USDA Vs. FHA Pro and Con comparison in Sea-Cliff, Nassau County, NY

In 2025, the USDA loan limit in Sea-Cliff, within Nassau county, NY, stands at $0. For a single-family home, the FHA limit is $822,375.

Utilize the Lendersa® USDA loan calculator to compare USDA and FHA rates available today and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting in selecting the best program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Sea-Cliff, Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Choices in Sea-Cliff, NY

Lendersa® is focused on getting you the best possible USDA or FHA loan quickly and without problems. You can select any of three starting paths to connect with matching lenders and find USDA loan programs.

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Explaining the USDA Loan in NY

A USDA home loan, also referred to as a USDA mortgage or rural development loan, is supported by the government's Department of Agriculture and is available specifically in rural areas. In contrast to FHA loans needing a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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