USDA Loan Vs. FHA loan for Sherburne, NY [Chenango County ]

In 2025, Sherburne in Chenango County, NY, sets the USDA loan limit at $336,500, while the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today’s top USDA compared with FHA rates. Assess the income, credit, reserves, and documents required to see which program suits your needs. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you select the best fit for your financial situation in .

Options for USDA and FHA Loans in Sherburne, NY

Lendersa® aims to connect you with the right USDA or FHA loan quickly and without hassle. Start by choosing from three options to match with lenders and specialized USDA loan programs.

Snapshot of Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is secured by the Department of Agriculture and is exclusively for rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

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(516) 328-6300 Lender's profile and map Reviews Bridgeview Mortgage 1200 Hempstead Turnpike, Franklin Square, NY, 11010 Bridgeview Mortgage Corp into your first home or an experienced buyer interested in cashing out equity, you have come to the right place! There are nearly as many loan options as there are home buyers. We are pros at helping find you the right one: consolidating high-interest debt, refinancing your home or cashing out equity to use toward a vacatio
(732) 329-3838 Lender's profile and map Reviews NJ Gateway Federal Credit Union 100 Culver Road, Monmouth Junction, NJ, 08852 We are NJ Gateway FCU – a not-for-profit financial institution, organized in 1969, & wholly owned by our membership. Our asset size is currently at $30 million. More than 4000 member/owners actively use the services available to them through NJGFCU. Our Mission is Growing trusted relationships by helping members gain personalized financial success!
(732) 951-0808 Lender's profile and map Reviews Xpress Financial Mortgage Corp 4270 Route 1 North, Monmouth Junction, NJ, 8852 Xpress is proud to provide mortgage loans in New Jersey and Pennsylvania. We offer conventional and government insured loans to meet your purchase need. We also offer refinance programs to accommodate those homeowners who are interested in shortening their loan term, lowering their mortgage rate, or taking cash out for remodeling, college tuition.
(732) 951-0311 Lender's profile and map Reviews ALL STATE LENDERS CORP. 2088 US HWY 130, #100, Monmouth Junction, NJ, 08852 All State Lenders Corporation (ASLC) has been satisfying hundreds of customers every year with their mortgage needs. We founded our company on the promise of understanding that borrowers know the mortgage industry is a mature market where price differentiates between lenders. Our success at All State Lenders was founded on a low cost
(802) 871-4480 Lender's profile and map Reviews Northfield Savings Bank 210 College Street, Suite 201, Burlington, VT, 05401 Northfield Savings Bank is a local, community bank that provides full-service banking to individuals, families and businesses – from Home Mortgages, Home Equity Loans, Business Loans to Checking Accounts and Online Banking. With 13 branches across Central and Northwest Vermont, we are proud to be the largest bank headquartered in Vermont
(802) 654-4540 Lender's profile and map Reviews Opportunities Credit Union 25 Winooski Falls Way, Burlington, VT, 05401 Opportunities Credit Union is Vermont’s only community development credit union. Uniquely committed to Vermonters of low wealth, Opportunities’ mission is to build wealth, community, and opportunity through a fair and affordable financial system. Our primary market is Vermont’s 90, 000 low-income households.
(802) 863-0563 Lender's profile and map Reviews Asaro Mortgage, LLC 125 Bank Street, Suite 1, Burlington, VT, 05401 Asaro Mortgage was established in 2011 in Burlington, Vermont. The owner and broker is James Asaro. He has over 10 years of mortgage experience and hundreds of satisfied customers. James has lived in Burlington since 1996 and is a graduate from both Champlain College and the University of Vermont.
(802) 343-9901 Lender's profile and map Reviews SPRUCE MORTGAGE, INC 430 Shelburne Rd, Burlington, VT, 05401 Spruce Mortgage, we understand what Vermont Homebuyers want – low mortgage rates, a quick turnaround, and honest advice. We know, because we’re Vermonters, too. Offering complimentary pre-approvals, loan estimates, and rate locks, it is no surprise as to why so many people choose us over our competitors
(802) 863-2020 Lender's profile and map Reviews Vermont Mortgage Company 135 College Street, Suite 1, Burlington, VT, 05401 Vermont Mortgage Company is a trusted mortgage lending resource for Vermonters, and for soon to be Vermonters! Whether you are a first time home buyer, are buying a new home, are buying an investment property, or are refinancing your current mortgage; Vermont Mortgage Company will help guide you through.
(267) 382-0690 Lender's profile and map Reviews Financial Access 440 Auburn Court, Souderton, PA, 18964 Financial Access, LLC is an established Pennsylvania (PA) mortgage broker founded in 2004 steadily serving a broad spectrum of client’s needs to attain a successful purchase or refinance loan. In accordance to the Pa law, Financial Access, LLC is licensed by the Pennsylvania Department of Banking and Securities
(484) 606-6634 Lender's profile and map Reviews Time Mortgage & Finance LLC 1008 Addison Lane, Souderton, PA, 18964 Time Mortgage and Finance LLC is a company that provides services in residential and commercial loans. Buying a house is one of the biggest purchases in one’s life, and we believe the experience should be as simple and memorable as possible. With the help of an expert from Time Mortgage,