FHA Vs. USDA loan program for Sherburne, Chenango County, New York

In 2026, Sherburne in Chenango County, NY, sets the USDA loan limit at $336,500, while the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today’s top USDA compared with FHA rates. Assess the income, credit, reserves, and documents required to see which program suits your needs. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you select the best fit for your financial situation in .

Options for USDA and FHA Loans in Sherburne, NY

Lendersa® aims to connect you with the right USDA or FHA loan quickly and without hassle. Start by choosing from three options to match with lenders and specialized USDA loan programs.

Snapshot of Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is secured by the Department of Agriculture and is exclusively for rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

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(631) 956-0111 Lender's profile and map Reviews South Shore Mortgage 325 E. Sunrise Hwy, Lindenhurst, NY, 11757 The South Shore Mortgage Team is your premier mortgage team located in Lindenhurst, New York. South Shore Mortgage offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Lindenhurst area.Established in 1987.
(610) 275-8440 Lender's profile and map Reviews Norristown Bell Credit Union 1407 Erbs Mill Road, Blue Bell, PA, 19422 Our credit union was originally chartered in 1940 by Bell Atlantic (formerly known as Bell of PA, now Verizon). Tired of the poor service offered by local banks and other financial institutions, the credit union was formed to provide better loan and savings rates, as well as the personal financial attention they felt everyone deserved.
(267) 705-2333 Lender's profile and map Reviews Vantage Point Mortgage 401 Old Penllyn Pike, 2nd Floor, Blue Bell, PA, 19422 Vantage Point Mortgage is committed to delivering quality service to all of its customers. We offer a wide range of mortgage products and provide a variety of financial services to our new and current mortgage holders.Outstanding customer service is always our number one priority – we put our customer’s needs and requirements first.
(855) 730-1900 Lender's profile and map Reviews Northeast Equitable Mortgage LLC 488 Norristown Rd, Suite 241, Blue Bell, PA, 19422 Northeast Equitable Mortgage, we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example, through our website
(717) 545-9329 Lender's profile and map Reviews Local 520 U.A. Federal Credit Union 7193 Jonestown Road, Harrisburg, PA, 17112 Local 520 UA Federal Credit Union We appreciate your business and look forward to servicing your every day needs. We are working to add more benefits to your Credit Union experience in the upcoming months. Stay tuned to our page and be sure to check out your statements and added mailers.
(717) 541-5132 Lender's profile and map Reviews Kane Mortgage, Inc 4755 Linglestown Road, Suite 205, Harrisburg, PA, 17112 Kane Mortgage, Inc. was founded in 2002 by Kane Smeltz. From the humble beginnings where Kane handled all of the various aspects of loan origination to loan closing himself, KMI has grown to a staff of nine. The KMI staff includes the Owner, four Mortgage Originators, two Processors, a Human Resource Manager and a Client Relations Specialist.
(631) 445-0785 Lender's profile and map Reviews Summit Funding Solutions 1377 Motor Parkway, Suite 100, Hauppauge, NY, 11749 Summit Funding Solutions Offers the Financing That You Need, Summit Funding Solutions in a national name in commercial finance and business loans. Whether you are starting a new business or have an established company that needs capital, we offer a wide range of products and services to meet your needs.
(716) 945-5340 Lender's profile and map Reviews CCSE Federal Credit Union 417 Broad Street, Salamanca, NY, 14779 CCSE Federal Credit Union was founded by local teachers in 1977. Initially a teacher’s credit union, we have now expanded to serve everyone who lives or works in Cattaraugus County. CCSE is a full service financial institution. We offer savings and checking accounts, as well as low rates on a variety of lending products.
(215) 970-5044 Lender's profile and map Reviews Central Lending Services Inc 301 Oxford Valley Road, Suite 802A, Yardley, PA, 19067 At Central Lending, your local home loan experts dedicated to serving our customers, our community and make sure your home buying or refinancing experience is as simple as possible. Mark Principi, your local Yardley mortgage professional. mark reputation is built on professionalism, integrity and the ability to keep transactions on track.
(215) 380-0103 Lender's profile and map Reviews Always The Best Rate Home Loans, LLC 301 Oxford Valley Rd, Suite 1602A, Yardley, PA, 19067 At Always The Best Rate, we offer Conventional, FHA, VA, USDA and no PMI (Private Mortgage Insurance) loans for people looking to move to Yardley PA or anywhere in Bucks County. We can compare and evaluate loan programs that best meet your specific needs. we can help you meet your financial goals and become a Pennsylvania homeowner.
(215) 852-8902 Lender's profile and map Reviews Federated Lending Corporation 1669 Edgewood Road, Morrisville, PA, 19067 Federated Lending Corporation (FLC) was incorporated under the laws of the State of Pennsylvania in 1996. The corporate headquarters and principal place of business are located at 1669 Edgewood Road, Yardley, Pa. 19067. We have approximately 20 employees and cover all aspects of residential lending.