As of 2025, the USDA loan limit in Eaton, located in Madison, NY, is $336,500. However, the FHA limit for single-family homes is $472,030.
Use the Lendersa® USDA loan calculator to evaluate and compare today’s top USDA versus FHA rates. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you select the most appropriate program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Eaton, Madison, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Eaton, NY
The aim of Lendersa® is to efficiently offer you the best USDA or FHA loan options without any hassle. Choose one of three starting paths to find matching lenders and appropriate USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the government Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans necessitate no down payment.
The Hawaii Law Enforcement Federal Credit Union was originally formed in 1937 as the Honolulu Police Federal Credit Union by a group of police officers. The goal was to create a financial institution to serve the unique financial needs of the employees of the Honolulu Police Department.
1415 Kalakaua Avenue, Suite 209, Honolulu, HI, 96826
Specializing in Large, Fast, Hard Money Loans, secured by Real Estate. Joint Venture, JV partners with cash are available to consider any Hawaii Real Estate Rehab, Fix & Flip or Investment...Hard Money Loans, secured by Real Estate. Joint Venture, JV partners with cash are available to consider any Hawaii
"House of Finance, Inc. was licensed on July 27th, 1995 as an Industrial Loan Business by Mr. & Mrs. Roland and Evelyn Casamina.
Mr. Casamina, who is the current President and Chief Executive Officer of House of Finance, Inc., founded the company to service the people of the State of Hawaii when it came to the purchasing.
Mahalo Mortgage is a kama‘aina company that offers a diverse range of loan programs, including government products such as FHA, VA and USDA. These programs provide qualifying individuals lower down payment options as well as increased flexibility in credit and income requirements
· Ultra Low “Wholesale Mortgage Rates” for Refinances and Purchases!
· Over 200 1st Party 5 Star Online Reviews!
· Company and Head Broker vetted by Hawaii's Channel 2 TV News and named “The Local Mortgage Expert”
· Expertise.com AWARD FOR BEST OF BEST BROKER in California & Hawaii!
· A+ Rated and Accredited with the Better Business Bur
1888 Kalakaua Avenue, Suite C312, Kailua, HI, 96815
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages. We are based in Hawaii, and concentrate on Hawaii only. Broker support available 8am to 8pm. Company updates on current and future compliance issues
Territorial Savings Bank has come a long way from its humble beginnings in 1921 when ten individuals came together to establish the Kaimuki Building & Loan Association. Committed to providing personal financial services to our customers and keeping in step with community needs and account holder expectations
Hawaii Community Reinvestment Corporation (HCRC) is a 501(c)3 community-based non-profit corporation founded in 1990. The mission of HCRC is to facilitate affordable housing, community development, and economic development throughout the State of Hawaii by providing innovative financing, training and consulting services.
Our investment in technology means faster turn times for our clients and lower costs for us (and subsequently you). And first and foremost, we keep in mind the importance of customer service. So following the Golden Rule, we treat our clients as we'd want to be treated ourselves whether we're in person, having a phone conversation
1050 Queen St, Suite 100, Office A2, Honolulu, HI, 96814
Duncan Hsia founded Infinite Financial to offer customers the best real estate financing options for their purchases or refinances. Duncan has helped many customers at other mortgage lenders over the years, but was frustrated to be limited to certain products and services. Now, at Infinite Financial, he’ll be able to build a team.
