FHA Vs. USDA loan program for Sterling, Cayuga County, New York

In 2025, USDA loan limit in Sterling, county of Cayuga, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Sterling, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(405) 682-1990 Lender's profile and map Reviews True Sky Credit Union 10201 S Western Avenue, Oklahoma City, OK, 73139 True Sky Credit Union is a not-for-profit financial institution, serving the needs of those who live, work, worship or attend school in the eight counties surrounding the Oklahoma City metro area. We have seven convenient locations in the metro area including branches in Mustang, Capitol Hill, Norman, Edmond, Moore, Northwest Oklahoma City.
(337) 276-3692 Lender's profile and map Reviews The First National Bank of Jeanerette 1331 Main Street, Jeanerette, LA, 70544 The First National Bank is committed to the families and businesses of our communities through tailored financial solutions, service and responsiveness. Finance your needs backed by the savings you've already established with us. Best of all, your savings remain intact, and incurring interest.
(405) 310-4900 Lender's profile and map Reviews Great Nations Bank 2200 Alameda Street, Norman, OK, 73071 We are committed to provide high quality, high tech services and products in a friendly, community oriented atmosphere, catering to the financial needs of a diverse market. We are involved in the markets we serve through active participation in a variety of community organizations, both civic and charitable.
(405) 789-1110 Lender's profile and map Reviews First Bethany Bank & Trust 6500 Northwest 39th Expressway, Bethany, OK, 73008 First Bethany Bank & Trust has been owned and managed by the same family since 1967. Our commitment to customer service with integrity, consistency, and personal attention is the driving culture of First Bethany Bank and it has been the basis of the way we’ve done business for more than a century.
(903) 342-5275 Lender's profile and map Reviews First National Bank of Winnsboro 315 N Main St, Winnsboro, TX, 75494 First National Bank of Winnsboro has been continually serving multiple generations of families for over a century! At the 2018 Customer Appreciation BBQ, Texas Bankers Association and The Independent BankersBank presented FNB with a award for celebrating 125 years of banking. Windol Cook, on behalf of TIB, stated.
(405) 837-8056 Lender's profile and map Reviews Hunt Mortgage Services 9235 Dickerson Rd NE, Piedmont, OK, 73078 Hunt Mortgage Services places great importance on operating with integrity. All clients are treated fairly and in an ethical manner. Hunt Mortgage Services pride themselves on being knowledgeable about the products they offer. Our vast experience is most notable with the Bank Statement, FHA 203k (rehab) and Section 184 Indian Home Loan products.
(308) 534-2100 Lender's profile and map Reviews Nebraskaland National Bank 1400 South Dewey, North Platte, NE, 69101 Founded on May 14th, 1998 by three dedicated employees and a group of local shareholders, NebraskaLand Bank began with the mission, ""To serve our communities with high quality personalized service at a competitive price."" That mission statement remains the same today. We always say it's our people that make us special
(305) 592-7733 Lender's profile and map Reviews MPS Credit Union 2190 NW 72 Avenue, Miami, FL, 33156 MPS Credit Union was created in 1928 when a small group of postal workers got together and opened the credit union doors for business. In January 1930 the credit union was chartered under the state charter as Miami Postal Service Credit Union. At MPS Credit Union, each voice is heard since it is our job to see that we are offering.
(305) 995-5800 Lender's profile and map Reviews Eastern National Bank 9700 South Dixie Highway, Suite 710, Miami, FL, 33156 Providing tailored banking services, and financial solutions, to our local communities and global markets, since 1969. Our history, of supporting individuals, entrepreneurs, businesses, and banks, in South Florida, and Latin America, has helped shape our communities, and our future, while protecting our customers, and shareholders.
(305) 870-0370 Lender's profile and map Reviews Foreclosure Prevention 8950 SW 74 court, Suite 2201, Miami, FL, 33156 Henry Diez Owner at Quality Service Realty, IncQuality Service Realty was founded in 1995 to provide you with the best quality of service in real estate. With 16 years of helping hundreds of families and with countless closed transactions we have the experience and knowledge to help you achieve your real estate goals.