In the year 2026, the USDA loan limit for Walton in Delaware county, NY, is capped at $336,500. Conversely, the FHA limit for a single-family home is established at $472,030.
Leverage Lendersa®'s USDA loan calculator to compare today's top USDA and FHA rates, and to ascertain the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the best option in for your financial needs.
2026 Loan Limits and Down Payment Requirements in Walton, Delaware County, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Walton, NY
At Lendersa®, our mission is to facilitate your acquisition of an ideal USDA or FHA loan promptly and effortlessly. Choose one of the three pathways to connect with matching lenders and USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, is often referred to as the USDA rural development loan or USDA mortgage. It's accessible only in rural communities. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment.
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