In the year 2025, the USDA loan limit for Walton in Delaware county, NY, is capped at $336,500. Conversely, the FHA limit for a single-family home is established at $472,030.
Leverage Lendersa®'s USDA loan calculator to compare today's top USDA and FHA rates, and to ascertain the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the best option in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Walton, Delaware County, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Walton, NY
At Lendersa®, our mission is to facilitate your acquisition of an ideal USDA or FHA loan promptly and effortlessly. Choose one of the three pathways to connect with matching lenders and USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, is often referred to as the USDA rural development loan or USDA mortgage. It's accessible only in rural communities. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment.
Firefighters Credit Union has been open since 1931. The credit union has assets totaling $103.66 Million and provides banking services to more than 5, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Farmers State Bank is a locally owned and operated Community Bank. Our full service locations are available in Harrisburg, Illinois, Marion, Illinois and Alto Pass, Illinois. We are a FULL SERVICE COMMUNITY Bank. Expert Knowledge in Commercial Lending, Consumer Lending, Mortgage Lending, Agricultural Lending.
The First State Bank of Campbell Hill was chartered in December 1921. In 1971, the bank relocated to a new facility where we currently reside. Over the years, the bank has continued to grow and now has assets totaling approximately 105 million dollars. Part of this growth was due to the acquisition of the Coulterville Banking Center in October 2003
Liberty Bank, headquartered in Alton, Illinois, was founded by area businessmen in 1994. Expanding to Godfrey in 1997 and Bethalto in 2006, it has since grown to include a total of four locations serving Madison County. In 2017, Liberty Bank joined United Community Bank and now includes more than 100 Bank & ATM locations
State Employees Community Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the State Employees Community Credit Union will continue a sound yet progressive asset management strategy
Altonized Community Federal Credit Union is a not-for-profit cooperative providing the best service to our most important assets – our members.
Altonized Community Federal Credit Union is a full service financial institution owned and controlled by the members who join it. Since its charter in 1939
At Preferred Mortgage, Inc., offers the best services in mortgage financing at the lowest cost to you. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound choices. As full-service mortgage brokers, we offer a wide range of loans from government (VA, FHA)
River Bank was formed on June 30, 1991 when three banks located along the Mississippi River in Stoddard, Ferryville and DeSoto were merged together. In September 1993, in an effort to better serve our La Crosse customers, a branch office was opened on Mormon Coulee Road. In November 1996, River Bank expanded its service to the Holmen/Onalaska area.
