USDA Vs. FHA Pro and Con comparison in White-Plains, Westchester County, NY
As of 2025, in White-Plains, county of Westchester, NY, the USDA loan limit for a single-family home is $0, and for FHA, it's $822,375.
Utilize Lendersa® USDA loan calculator to explore the best available USDA versus FHA rates today, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, aiding in choosing the best option for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in White-Plains, Westchester, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in White-Plains, NY
Lendersa® is committed to swiftly securing the optimal USDA or FHA loan for you with ease. Begin with one of three starting points to connect with lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. In contrast to FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment at all.
1917 Hillhurst Ave, Suite 203, Los Angeles, CA, 90027
ArcStone Financial is a local direct lender with over 20 years experience servicing Southern California. As a direct lender, ArcStone Financial offers a wider variety of loan products to fit the needs of all types of borrows. With on-site processing, underwriting, funding and docs, we are better positioned to identify
"Direct California private hard money loans lenders for residential, commercial real estate loans. In Los Angeles Arcstone Financial offers Southern California real estate investors flexible options for bad credit
Commercial, construction, rehabilitation refinance loan specialists. 0ver 20 years in California real estate"
1662 Hillhurst Avenue, Suite A, Los Angeles, CA, 90027
At Hillhurst Mortgage, our focus is about educating and helping our clients feel comfortable with the entire home financing process. Each member of our team is hand-picked for not only their expertise and professionalism, but the care they exhibit to others. As a boutique agency Hillhurst Mortgage caters to the home loan needs throughout Los Angele
1917 Hillhurst Ave, Suite 205, Los Angeles, CA, 90027
ArcStone Financial is a local direct lender with over 20 years experience servicing Southern California. As a direct lender, ArcStone Financial offers a wider variety of loan products to fit the needs of all types of borrows. With on-site processing, underwriting, funding and docs
The Episcopal Community Federal Credit Union is an Economic Justice Ministry within the Diocese of Los Angeles The Episcopal Community Federal Credit Union is a very diverse credit union with 40 percent of its membership being Hispanic, 30 percent African American, 20 percent Caucasian.
701 N. Alvarado Street, 2nd Floor, Los Angeles, CA, 90026
We believe in becoming a responsible corporate business partner while providing sellers, buyers, and corporate clients our services with efficiency, technology, and communication. Assuring all clientele that our knowledge and integrity can be trusted to receive the expected results for success.
701 North Alvarado Street, 2nd Floor, Los Angeles, CA, 90026
Carbarr Funding is a California based brokerage approved in accordance to the Frank & Dodd act under the auspices of the California Department of Real Estate and dully registered with the Nationwide Licensing Registry System. The company specializes in mortgage lending catering diverse financing options for today's complex real estate market.
Molina Financial Services specializes in helping our clients reach their Real Estate Financing objectives. We have helped countless families purchase their first home by matching their personal financial goals with the best loan programs. We have also helped countless investors finance their real estate investment projects
18923 Soledad Canyon Rd, Canyon Country, CA, 91351
"Capital Home Sales is committed to providing exceptional service with integrity, honesty, knowledge and professionalism.
Our services include:
- Loan Modification
- Refinance
- Home Loan
- Short Sale
- Purchase of a Home
- Sale of a Home
- List of REO Properties
- List of Short Sale"
Amalia Rosenblum and Gary A Baker have over 50years combined experience assisting clients with their most important financial needs.
Together they have formed and continue to manage Colonial Services Group, Inc. This company has the resources to assist you with all of your Real Estate, Insurance, and Financial needs at a very affordable cost.
13440 Paramount Boulevard, Suite C, South Gate, CA, 90280
Gilbert Realty and Investments Real Estate Mortgage Broker since 1984. We specialist in First time home buyer programs, FHA, VA, conventional and 100 % financing available for borrowers with fico scores 640 or higher, We also offer low down payment programs for first time buyers with fico scores as low as 500.
