USDA Vs. FHA your options comparison in Harrison, Westchester County, NY
In 2026, the loan limit for USDA in Harrison, located in the county of Westchester, NY, is $0. Meanwhile, the FHA limit for a single-family home is set at $1,089,300.
Make use of Lendersa® USDA loan calculator to compare today’s optimal USDA and FHA rates, and analyze the income, credit, reserves, and the necessary documentation to qualify. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to decide which program is best suited to your financial situation in .
2026 Loan Limits and Downpayment Requirements in Harrison, Westchester County, NY
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Harrison, NY
Lendersa® is committed to securing the best possible USDA or FHA loan rapidly and without hassle. Choose one of three starting points to match with lenders and USDA loan programs.
A USDA home loan, backed by the government via the Department of Agriculture, commonly referred to as a USDA rural development loan, is available exclusively in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA mortgages demand no down payment whatsoever.
777 Westchester Avenue, Suite 101, White Plains, NY, 10604
Lends in New York
360 Capital Funding is a privately held direct lender whose principals have over 30 years of experience in real estate lending and investing. Our firm provides acquisition, refinancing, rehab and development loans for ALL property types. We offer quick decisions and flexible terms to meet your financing needs.
707 Westchester Avenue, Suite 305, White Plains, NY, 10604
Lends in New York
We are redefining the mortgage process from the ground up by combining an innovative approach with an experienced management team. We combine state-of-the-art technology with in-house expertise creating a seamless, transparent process that transforms mortgage lending from beginning to end.
Asset Based Solution (ABS), LLC focuses on real estate and asset-based lending. We are the leading Hard Money Lender in New York & Florida, also lending in Connecticut, Maryland, New Jersey, and Pennsylvania.
Our mission is to empower real estate investors, beginners or experienced, to seize opportunities they cannot finance themselves. We under
2500 Westchester Avenue, Suite 411, Purchase, NY, 10577
Lends in New York
Our mission is to do good by you and for you, by returning profits in the form of our competitive rates, low fees, simple rules, clear communication, frictionless delivery and unbiased advice. Quorum is banking that’s focused on you, and how our products and services can help you live life as you choose.
At Cardinal Mortgage Corp., we provide an extremely important service in the field of mortgage finance, including the loan origination, working closely with the borrower, pre-qualifying the loan, verifying the credit and property aspects of the loan, and making sure that you, the borrower is protected in all areas of the loan.
Bridge Lending Group is a Private Real Estate Lender with offices at 2900 Westchester Avenue, Suite 405, Purchase New York 10577.
We specialize in Refinance, New Construction, Rehab and Fix&Flip mortgages. We originate mortgage loans from $100K – $1MM+ against 1-4 family, non-owner occupied properties, at a loan-to-value ratio not exceeding 50
Jennings Financial Advisory Corp provides in house services for mortgages / finances, real estate and insurance.This breadth of coverage, combined with specialist services, means we'll always have an expert who is relevant to you.Our business is built on trust and integrity and that is what gives our clients, colleagues and partners.
Loan Fundr is a private Nationwide commercial lender headquartered in New York, offering many financing options, including: bridge financing, hard money loans, private lending, commercial real estate financing, structured joint venture financing, permanent financing, mezzanine financing, construction loans and acquisition financing
