In 2025, the USDA loan cap in Covedale, within Hamilton county, OH, is set at $336,500. Meanwhile, for a single-family home, the FHA limit stands at $472,030.
Harness the Lendersa® USDA loan calculator to compare current USDA and FHA rates. This can help determine the income, credit score, reserves, and documents necessary for qualification. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA loans side by side to assist you in selecting the most fitting program for your financial situation in
Examine loan offers from a variety of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to secure the best USDA or FHA loans quickly, and without inconvenience. Start with one of three approaches to find matching lenders and discover USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. While FHA loans require a minimum down payment of 3.5%, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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