USDA Loan Vs. FHA loan pro & con Covedale, Hamilton County, OH

In 2025, the USDA loan cap in Covedale, within Hamilton county, OH, is set at $336,500. Meanwhile, for a single-family home, the FHA limit stands at $472,030.

Harness the Lendersa® USDA loan calculator to compare current USDA and FHA rates. This can help determine the income, credit score, reserves, and documents necessary for qualification. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA loans side by side to assist you in selecting the most fitting program for your financial situation in .

Exploring USDA and FHA Loan Options in Covedale, OH

The mission of Lendersa® is to secure the best USDA or FHA loans quickly, and without inconvenience. Start with one of three approaches to find matching lenders and discover USDA loan programs.

Results of Lendersa USDA loan request and matching

Understanding USDA Loans in OH

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. While FHA loans require a minimum down payment of 3.5%, USDA loans require no down payment at all.

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(984) 260-0884 Lender's profile and map Reviews Classic Carolina Realty 5842 Fayetteville Road, Suite 113, Durham, NC, 27713 Whether looking for your first home or selling your fifth, we bring the same excitement and level of service to every client. We are a very personable group, from our agents to our admin staff who strive to make the process of buying or selling less stressful and even enjoyable for our clients. We are a locally owned.
(252) 565-0268 Lender's profile and map Reviews RTP Mortgage, LLC 245 NC-54, Suite 205, Durham, NC, 27713 RTP MORTGAGE LLC is in the Mortgage Bankers and Loan Correspondents industry in Durham, NC. Specializing in residential home purchases, investments, and refinancing. We are licensed mortgage professionals. We act as your Loan Officer, but we have the freedom to work with multiple different lenders.
(888) 233-0092 Lender's profile and map Reviews Main Street Home Loans 19775 Belmont Executive Plaza, Suite 350, Ashburn, VA, 20147 Main Street Home Loans was founded on the philosophy that “One size does NOT fit all.” Especially when it comes to your home. We take a very consultative approach with every client to ensure that this new mortgage fits within their short- and long-term financial goals.Each of our Home Loan Consultants understand.
(660) 727-3386 Lender's profile and map Reviews Kahoka State Bank 201 West Commercial Street, Kahoka, MO, 63445 Kahoka State Bank received its charter in 1968 and opened the facility at 201 W Commercial Street in Kahoka MO in which the main branch is still located. The current location was at one time the home of the Montgomery Opera House.Kahoka State Bank thrives on providing the upmost friendly, courteous service to our customers & for the entire county.
(660) 727-3344 Lender's profile and map Reviews Exchange Bank of Northeast Missouri 268 N Johnson St, Kahoka, MO, 63445 Exchange Bank of Northeast Missouri, we want to help make the communities we serve better by providing strong financial services. We call these communities home, so we know and understand the challenges you face every day. That’s why we strive to provide the products and services to help you overcome those challenges.
(660) 727-2941 Lender's profile and map Reviews Peoples Bank of Wyaconda, Missouri 310 South Johnson, Kahoka, MO, 63445 Peoples Bank of Wyaconda has been serving the loyal customers of this community. We continue to be locally owned and operated so you truly remain our family, neighbor and friend. When we say we appreciate your business and We are proud to serve Northeast Missouri from Wyaconda, Kahoka and Canton
(800) 710-6762 Lender's profile and map Reviews Griffin Capital 1135 Heatherstone Dr, Suite 102, Fredericksburg, VA, 22407 Griffin Capital Funding has grown to become one of the largest and most creative church financing companies in the country. With over $1.5 Billion in closed church loans, we have helped churches with loans as small as $50, 000 up to our largest loan for one church of $35, 000, 000.
(770) 786-7088 Lender's profile and map Reviews Newton Federal Bank 3175 Highway 278, Covington, GA, 30014 At Newton Federal Bank, we strongly believe that a community bank should provide the resources and transparency needed for any person to prosper. Whether it's the guidance and funding they need to start a new business, a business checking account tailored to the way your company operates, or crash-courses in personal finance.
(800) 503-6855 Lender's profile and map Reviews Credit Union Financial Services 1123 Elm St. NE, Covington, GA, 30014 CUFS was established in 1993 and is currently owned by four Georgia Credit Unions. The Credit Unions created CUFS to provide mortgages for members seeking affordable lending solutions and trustworthy, expert advice. They wanted a mortgage company that had their members best interest in mind
(608) 212-7335 Lender's profile and map Reviews Rasmussen Mortgage Inc. 113 South Main Street, Suite 201, Lodi, WI, 53555 Rasmussen Mortgage is a local mortgage brokerage. I have over 16 years experience in the mortgage industry. If you have not looked into what pricing a broker offers you are spending too much with the banks and credit unions. I focus on finding you the best mortgage for your wants and needs while maintaining personalized customer service.
(855) 436-4100 Lender's profile and map Reviews Nymeo Federal Credit Union 5210 Chairmans Court, Frederick, MD, 21703 Nymeo is a cooperative, not-for-profit credit union dedicated to personalized services for its members. If you live, work, worship, attend school or conduct business in Frederick County Maryland, you are welcome to become a member! Since we are a nonprofit, we have members NOT customers.
(301) 228-9048 Lender's profile and map Reviews Addison Mortgage Consultants 5 Hillcrest Dr, Suite B203, Frederick, MD, 21703 Addison Mortgage Consultants, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.