USDA Vs. FHA your options comparison in Dry-Run, Hamilton County, OH

In 2025, the USDA loan limit for Dry-Run in the county of Hamilton, OH is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare current USDA and FHA rates, and determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage tool, you can see USDA, FHA, Conforming, and VA loans side by side to help decide which program, such as those in , suits your financial needs best.

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2025 Loan Limits and Down Payment Requirements in Dry-Run, Hamilton County, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conforming $548,250 3%

Exploring USDA and FHA Loans in Dry-Run, OH

Lendersa® aims to get you the best USDA or FHA loan quickly, without the hassle. Choose from three starting points that connect you with matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan, is available only in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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