USDA VS FHA in Dry-Run, Hamilton County, OH

In 2026, the USDA loan limit for Dry-Run in the county of Hamilton, OH is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare current USDA and FHA rates, and determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage tool, you can see USDA, FHA, Conforming, and VA loans side by side to help decide which program, such as those in , suits your financial needs best.

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2026 Loan Limits and Down Payment Requirements in Dry-Run, Hamilton County, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conforming $548,250 3%

Exploring USDA and FHA Loans in Dry-Run, OH

Lendersa® aims to get you the best USDA or FHA loan quickly, without the hassle. Choose from three starting points that connect you with matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan, is available only in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Dry-Run Lenders

  • Franklin Financial Group Inc
  • 755 Maidstone Court, Cincinnati, OH, 45230
  • Lends in Ohio
  • Franklin Financial Group, Inc. is a mortgage brokerage located in Anderson Township, a suburb of Cincinnati, Ohio. We have been operating and originating mortgages in Ohio, Kentucky and Florida since 1999. To date, we have originated over $289 Million Dollars in mortgages We operate under the highest standards of honesty, integrity and fairness.

  • Mid-American Financial Group, Inc
  • 110 Boggs Lane, Suite 260, Cincinnati, OH, 45243
  • Lends in Ohio
  • Mid-American Financial, we have passion for what we do—helping other people’s dreams come true. Our business is about developing and securing relationships, not just loans. Trusted relationships— forged by a unique consultative, educational approach that enables our clients to make confident, truly informed decisions.

  • Maxelle Mortgage
  • 7019 Miami Avenue, Madeira, OH, 45243
  • Lends in Ohio
  • We offer fanatically personalized service, delivering the perfect loan for you and your family Maxelle Mortgage loan specialists can help guide you through the loan process. We can help you get you pre-qualified for free before you even find your new home and we can match you with a trusted real estate agent through our partner networks.

  • Sharefax Credit Union
  • 604 Ivy Gateway, Cincinnati, OH, 45245
  • Lends in Ohio
  • Sharefax was founded by Ford Motor Company employees of Cincinnati, Ohio in 1960. Named in honor of the Sharonville Ford plant and the Fairfax (no longer in operation) Ford plant, Sharefax was born! As the years have passed, we have grown to serve over 32, 000 members from twelve counties.

  • Rolph Mortgage LLC
  • 4030 Mount Carmel Tobasco Road, Suite 220, Cincinnati, OH, 45255
  • Lends in Ohio
  • The Rolph Mortgage team is committed to providing customers with the highest quality financial services with the lowest interest rates and closing costs possible by partnering with many lenders while providing 100's of mortgage options. We will work with you to ensure that you get a mortgage that is tailored specifically to your needs.

  • All Home Mortgages LLC
  • 4240 Airport Rd, Suite 101, Cincinnati, OH, 45226
  • Lends in Ohio
  • All Home Mortgages LLC is a Cincinnati based mortgage company. It's goals are to provide great rates, service, and communication to it's clients and referral partners. Whether looking to refinance or purchase, we will work hard to get you a great deal on your mortgage and educate you on the process.

  • Centerbank
  • 744 State Route 28, Milford, OH, 45150
  • Lends in Ohio
  • CenterBank, founded in 2000, was built upon an old concept; community banking. We know our customers on a first name basis, keep an open-door policy, and work hard to find common sense solutions for customers. Our product set and customer niche are delimited to foster expertise necessary to deliver best in class service and manage

  • RiverHills Bank
  • 553 Chamber Dr, Milford, OH, 45150
  • Lends in Ohio
  • RiverHills Bank, formerly New Richmond National Bank, has been serving people just like you and your family in Clermont County for over a century.Investing in the lives of friends and neighbors and keeping your locally earned dollars actively at work in our communities, RiverHills Bank is proud to serve as your community Bank.

  • Christian Family Credit Union
  • 410 Chamber Drive, Milford, OH, 45150
  • Lends in Ohio
  • When you bank with Christian Family Credit Union you make an investment in kingdom building. The money you have on deposit with us, we use to lend to other Christian families.When you bank with Christian Family Credit Union you make an investment in kingdom building. The money you have on deposit with us, we use to lend to other Christian families.