USDA Loan Vs. FHA loan for Fruit-Hill, OH 2026

For 2026, in Fruit-Hill, Hamilton county, OH, the USDA loan limit is $285,000, while the FHA limit for a single-family home stands at $356,362.

Use the Lendersa® USDA loan calculator to assess and compare today's USDA against FHA rates. This will help determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program for your financial needs in .

USDA and FHA Loan Options in Fruit-Hill, OH

The aim of Lendersa® is to swiftly secure the best USDA or FHA loan for you, without hassle. Choose one of three pathways leading to matching lenders and USDA loan options.

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Explaining USDA Loans in OH

A USDA home loan, secured by the Department of Agriculture, also known as a USDA rural development loan, is available only in rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment.

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Fruit-Hill Lenders
(513) 231-4927 Lender's profile and map Franklin Financial Group Inc 755 Maidstone Court, Cincinnati, OH, 45230 Lends in Ohio Franklin Financial Group, Inc. is a mortgage brokerage located in Anderson Township, a suburb of Cincinnati, Ohio. We have been operating and originating mortgages in Ohio, Kentucky and Florida since 1999. To date, we have originated over $289 Million Dollars in mortgages We operate under the highest standards of honesty, integrity and fairness.
(513) 470-9939 Lender's profile and map All Home Mortgages LLC 4240 Airport Rd, Suite 101, Cincinnati, OH, 45226 Lends in Ohio All Home Mortgages LLC is a Cincinnati based mortgage company. It's goals are to provide great rates, service, and communication to it's clients and referral partners. Whether looking to refinance or purchase, we will work hard to get you a great deal on your mortgage and educate you on the process.
(513) 449-4704 Lender's profile and map Rolph Mortgage LLC 4030 Mount Carmel Tobasco Road, Suite 220, Cincinnati, OH, 45255 Lends in Ohio The Rolph Mortgage team is committed to providing customers with the highest quality financial services with the lowest interest rates and closing costs possible by partnering with many lenders while providing 100's of mortgage options. We will work with you to ensure that you get a mortgage that is tailored specifically to your needs.
(513) 313-7899 Lender's profile and map Zipfel Capital 3440 Edwards Rd, Cincinnati, OH, 45208 Lends in Ohio We’re connected to countless lending institutions. We’re obligated to none. Building, buying, refinancing, investing both residential and commercial: put your confidence in Zipfel Capital. As a broker, we leverage our network and expertise to connect you with the right lender. Michael Zipfel, the founder and President of Zipfel Mortgage Group
(513) 793-6400 Lender's profile and map Mortgage House of America LLC 3530 Edwards Road, Cincinnati, OH, 45208 Lends in Ohio Mortgage House of America has specialized in finding a great product at a great price to suit our clients’ home purchase or refinance needs. From the ground up, we have built our business on strong foundations of honesty, integrity and communication with our clients. Most of our loan officers bring at least ten years of experience.