USDA Vs. FHA Pro and Con comparison in Fruit-Hill, Hamilton County, OH
For 2025, in Fruit-Hill, Hamilton county, OH, the USDA loan limit is $285,000, while the FHA limit for a single-family home stands at $356,362.
Use the Lendersa® USDA loan calculator to assess and compare today's USDA against FHA rates. This will help determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Fruit-Hill, Hamilton, OH
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Fruit-Hill, OH
The aim of Lendersa® is to swiftly secure the best USDA or FHA loan for you, without hassle. Choose one of three pathways leading to matching lenders and USDA loan options.
A USDA home loan, secured by the Department of Agriculture, also known as a USDA rural development loan, is available only in rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment.
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