USDA Loan Vs. FHA loan pro & con Edgewood, Ashtabula County, OH

In 2025, USDA loan limit in Edgewood, county of Ashtabula, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Edgewood, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 758-3004 Lender's profile and map Reviews Focus Capital Funding Corporation 600 La Terraza Blvd, Escondido, CA, 92025 With over 50 years of combined experience, Focus Capital has found its specialized niche – delivering creative solutions for our clients and providing a variety of elite services in the areas of retail, wholesale, and private lending. Our industry-leading tools equip buyers with knowledge.
(760) 237-4092 Lender's profile and map Reviews Blue Horizon Realty and Lending, Inc. 500 La Terraza Blvd Suite 150, Escondido, CA, 92025 We are an established business with Realtors and Loan Officers with many years of experience. We are a one stop shop! As Realtors serving all of SD and SW Riverside, our goal is to help you meet your needs financially, help you relocate, make the process less stressful and most importantly get you top dollar for your property.
(800) 562-8130 Lender's profile and map Reviews Sound Credit Union PO Box 1595, Tacoma, WA, 98401 A Northwest original since 1940, we’re one of Washington State’s largest credit unions, driven by the purpose of standing with members, employees and the community through all waves of life. Sound provides authentic and trusted financial support and services with full-service branches around the Puget Sound. credit unions,
(253) 565-9895 Lender's profile and map Reviews TAPCO Credit Union PO Box 64369, Tacoma, WA, 98464 Founded in 1934 by nine employees of the City of Tacoma who weren’t getting the financial help they needed at traditional banks, TAPCO Credit Union has always been committed to working families. Originally opened as City Credit Union of Tacoma, our first branch was located under the stairs of the Old City Hall in downtown Tacoma.
(909) 204-4170 Lender's profile and map Reviews Bay Port Financial Inc 1071 E 16st, Suite C, Upland, CA, 91784 Bay Port Financial Inc Founder of the Tom Bass and his team made our mortgage process with buying our house a breeze. They were very knowledgeable and kept us very informed during the entire process. His responsiveness was a great help during the process and allowed us to close on time.
(626) 610-6302 Lender's profile and map Reviews Smith and Loans 1101 California Ave, Suite 100, Corona, CA, 92881 At Pacific Seal Mortgage, we specialize in matching borrowers with the right mortgages. Conventional and FHA mortgages are among the many loan programs we have available. As a Mortgage Broker, we work with an array of Direct Lenders and can shop around to give you the most competitive rate available.
(951) 531-1399 Lender's profile and map Reviews Pacific Mortgage Group 2045 Compton Avenue, Suite 202, Corona, CA, 92881 We are a committed team, here to help you find the right mortgage rate for your needs. We understand that every borrower is different, and we offer a variety of services to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by working with the latest financial tools.
(909) 467-8600 Lender's profile and map Reviews Golden Coast Mortgage 1119 South Milliken Avenue, Ontario, CA, 91761 Golden Coast Mortgage, a division of Golden Empire Mortgage, Inc., Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. The Golden Coast Mortgage Team is committed to providing clients with the highest quality home loans combined with the most competitive mortgage rates.
(909) 587-5185 Lender's profile and map Reviews Capital United 3200 East Guasti Road, Suite 100, Ontario, CA, 91761 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(909) 654-5838 Lender's profile and map Reviews Firm Foundation Finances Inc 4345 East Lowell Street, Suite N, Ontario, CA, 91761 The mortgage Industry is filled with companies and individuals that forget that individuals need individual attention. Many in the industry are amateurs that don't know what they are doing and don't have your best interest at the forefront. We know that "Close Enough" in not Enough.
(909) 635-5813 Lender's profile and map Reviews Apple Financial Network 3200 E Guasti Rd, Suite 100, Ontario, CA, 91761 BirdEye Loans, Inc. John is dedicated to serving the needs of homebuyers and homeowners in the Inland Empire, Los Angeles and throughout California seeking the right loan for their situation. In his 19 years of dedicated service, John has worked with homebuyers seeking their very first home, experienced buyers seeking to upgrade to a larger home.
(909) 442-4658 Lender's profile and map Reviews Blisss Life Enterprises 3200 E Guasti Rd, Suite 100, Ontario, CA, 91761 "The Blisss Life Agency, a full-service mortgage and residential real estate brokerage offering a first class experience. Blisss Life, a wealth building brand dedicating to educating African American millennials learn to respect money so that they can live a financially free, blisssful life."