USDA Vs. FHA your options comparison in Edgewood, Ashtabula County, OH

In 2025, the USDA loan limit applicable in Edgewood, within Ashtabula county, OH, is $336,500. Meanwhile, the FHA cap for a single-family residence stands at $472,030.

Utilize Lendersa® USDA loan calculator to evaluate and compare today's most favorable USDA and FHA rates. Determine the necessary income, credit, reserves, and required documentation to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loan options side by side, assisting you in selecting the most suitable program for your financial needs in .

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Edgewood, Ashtabula, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Edgewood, OH

The objective of Lendersa® is to provide you with the prime USDA or FHA loan quickly and without hassle. Choose one of three starting options leading to matching lenders and USDA loan solutions.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in OH

A USDA home loan is a government-supported mortgage, formally known as a USDA rural development loan, and is available only in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • TMD Capital
  • 1500 Main St, Springfield, MA, 01103
  • We provide financing to real estate investors. We work in many different asset classes including - 1-4 Family Residential, Multi Family, Commercial properties. We pride ourselves being steadfast in our pursuit to meet our clients needs, and are committed to upholding our three core principles. Service, Pricing, Continuous Improvement.
  • Freedom Credit Union
  • 1976 Main Street, Springfield, MA, 01103
  • Freedom’s story began in 1922 when it was originally chartered as the Western Massachusetts Telephone Workers Credit Union. From a small office in the telephone company building on Worthington Street in Springfield, Massachusetts, the credit union grew until we found a new home on Main Street in Springfield.
  • Evergreen Credit Union
  • 1500 W American Drive, Neenah, WI, 54956
  • Evergreen Credit Union was originally started by the employees of Wisconsin Tissue Mills in 1958 to help their fellow employees with financial needs that were not being met by the local banks. In 1984, we outgrew the space available in the plant and built the first branch across the street.
  • Badger Globe Credit Union
  • 260 N Green Bay Road, Neenah, WI, 54956
  • Badger Globe Credit Union is a not-for-profit financial cooperative that was formed in Kimberly-Clark’s first paper manufacturing facility, Badger-Globe Mill, in Neenah, WI. In 1947, employees of the Badger-Globe Mill were receiving financial services at a local credit union that was off-site. Since this location was somewhat inconvenient.
  • Elizabeth Building & Loan Association
  • 519 Washington Street, Portsmouth, VA, 23704
  • In 1912 the founding members formed a mutual association named Elizabeth Building & Loan. Collectively the members put in their own funding to provide resources for lending. EB&L offers an alternative lending opportunity for first time home owners, repeat borrowers and investors.
  • Rockford Bell Credit Union
  • 4225 Perryville Road, Loves Park, IL, 61111
  • Rockford Bell Credit Union has been open since 1935. The credit union has assets totaling $48.53 Million and provides banking services to more than 4,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members.
  • Rock Valley Credit Union
  • 1201 Clifford Ave, Loves Park, IL, 61111
  • Rock Valley Credit Union is a full-service financial institution serving members since 1968. The credit union now serves approximately 13, 000 members. Our main office is located in Loves Park, IL with branch offices in Machesney Park and Rochelle. Rock Valley Credit Union currently serves
  • MembersAlliance Credit Union
  • 2550 South Alpine Road, Rockford, IL, 61108
  • At MembersAlliance, our purpose is to enrich the lives of those we serve through financial service. Your financial freedom is closer than you may think. Aiming to maximize your experience regardless of whether you’re engaging with our team in branch, online, or in the community, we want you to save more
  • Generations Credit Union
  • 5618 Harrison Avenue, Rockford, IL, 61108
  • Generations Credit Union We're a solid, community based, full service credit union where you're more than just an account number. You're an owner. We'll provide you with a high quality, full line of financial services at the lowest cost and highest rate of return, delivered in a personal, friendly atmosphere. Every transaction is backed by a smile
  • UMassFive College Federal Credit Union
  • 200 Westgate Center Dr, Hadley, MA, 01035
  • At UMassFive, we know that your success is our success. We are member-owned and member-run, which means a healthy local economy and a strong community is good for business—both ours and yours. As such, our Commercial Services division is designed to help your business grow and adapt with every evolving need, because when you win we all win.
  • FIRST PEOPLES BANK
  • 206 W Broadway Blvd, Jefferson City, TN, 37760
  • First Peoples Bank was organized in 1974 and opened for business January 2, 1975, as First Peoples Bank of Jefferson County, with a total of six employees. The bank operated in a portable building until it moved into its present Jefferson City office in May 1976. First Peoples Bank is the oldest bank in Jefferson County.
  • Greenfield Co-operative Bank
  • 63 Federal Street, Greenfield, MA, 01301
  • Our mission is to provide fairly-priced banking products, financial services and consumer and commercial loans of all types to help local businesses grow, assist individuals and families in achieving their own financial goals, and in this manner make the communities we serve stronger and more prosperous.