In 2026, the USDA loan limit in Jefferson, Ashtabula county, OH, is {DETAILS_LOAN_LIMIT_USDA_1_1_4}, while the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare current best rates between USDA and FHA. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator offers side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best program in
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| Type of Loan | Maximum Loan Limit | Required Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conforming | $726,200 | 3% |
Lendersa® is committed to finding the most suitable USDA or FHA loan for you quickly and without hassle. Choose one of three pathways to connect with matching lenders and explore USDA loan programs.
A USDA home loan, generally called a USDA rural development loan or mortgage, is backed by the Department of Agriculture and available solely in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans need no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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