USDA Loan Vs. FHA loan for Jefferson, OH [Ashtabula County ]

In 2025, USDA loan limit in Jefferson, county of Ashtabula, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Jefferson, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(425) 405-9973 Lender's profile and map Reviews SnoCope Credit Union 3130 Rockefeller Avenue, Everett, WA, 98201 A not for profit financial cooperative started in 1959; membership is open to anyone who lives, works, worships, goes to school or operates a business in WA. SnoCope makes employment decisions without regard to race, color, sex, national origin, veteran status, sexual orientation, gender identity, religion, age, disability or other protected status
(206) 774-2900 Lender's profile and map Reviews Nordstrom Federal Credit Union 2701 Hoyt Avenue, Everett, WA, 98201 Member-owned and serving Nordstrom employees since 1936, Nordstrom Federal Credit Union is dedicated to providing superior service and financial products. Our members enjoy perks like custom-tailored loan terms, competitive dividend rates, and convenient online banking services. Experience a different, better kind of banking.
(425) 252-5139 Lender's profile and map Reviews Mill Town Credit Union 3102 Broadway, Everett, WA, 98201 Mill Town Credit Union was chartered in September 1939 by the then employees of the Soundview Pulp Company based off the waters near the Everett Marina. It became Scott’s Paper Credit Union after it was acquired by the company in 1963 and became a reliable financial resource for the employees.
(425) 259-6446 Lender's profile and map Reviews Community Healthcare Federal Credit Union 1503 Pacific Avenue, Everett, WA, 98201 Community Healthcare Federal Credit Union was chartered in 1959 by the employees of Everett General Hospital to provide an alternative to traditional banking rates and fees. We now provide financial services such as savings, checking, IRA’s, Certificates of Deposit, VISA, student loans, and a variety of consumer loan products to individuals.
(425) 297-1000 Lender's profile and map Reviews NW Plus Credit Union 2821 Hewitt Ave, Everett, WA, 98201 nw+\|cu is a not-for-profit financial cooperative. When individuals become members of a credit union, they become equal shareholders, each with one vote to elect their volunteer Board of Directors and Supervisory Committee. These volunteers oversee a professional management team and overall credit union operations
(425) 451-8889 Lender's profile and map Reviews Reliance Mortgage Inc. 1008 140th Ave NE, Suite 101, Bellevue, WA, 98005 Reliance Mortgage has been simplifying residential, commercial and construction loans since 1992. The company remains one of the strongest truly local institutions in the Pacific Northwest. Today, we are a premier leading Asian Mortgage broker in Washington. We are currently licensed to do loans in Washington, Oregon, California & Nevada.
(206) 229-0000 Lender's profile and map Reviews Seattle's Best Mortgage Inc 11911 NE 1st St, Suite B306, Bellevue, WA, 98005 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you
(425) 429-6625 Lender's profile and map Reviews Washington Mortgage Solutions LLC 1 Lake Bellevue Drive, Suite 205, Bellevue, WA, 98005 Washington Mortgage Solutions LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(425) 460-2480 Lender's profile and map Reviews Homelink Mortgage, Inc. 365 118th Avenue Southeast, Suite 200, Bellevue, WA, 98005 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with competitive interest rates and superior service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(206) 489-5670 Lender's profile and map Reviews NW Sunrise Mortgage LLC 11900 NE 1st St, Suite 300, Bellevue, WA, 98005 We aim to offer the best professional housing loan service to meet our clients' financial needs in the Greater Seattle Area. NW SUNRISE MORTGAGE LLC was incorporated on Feb 26 2020 as a PROFIT Limited Liability Company Type registered at 11900 NE 1ST ST STE 300, BELLEVUE, WA. The agent name of this company is XU CHEN.
(425) 332-6220 Lender's profile and map Reviews Platinum Home Lending, Inc. 805 164th Street Southeast, Suite 206, Mill Creek, WA, 98012 Platinum Home Lending Inc. is a locally owned and privately held Mortgage Broker. Our Mortgage Specialist are here to help you obtain the right mortgage for your needs. With our vast knowledge of the local market, many years of experience and a wide variety of lenders to choose from,