USDA Vs. FHA your options comparison in Fairfield, Butler County, OH
In 2025, the USDA loan limit for Fairfield in Butler county, OH, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's leading rates for USDA and FHA loans. It helps determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in best fits your financial needs.
Loan Limits & Downpayment Requirements for 2025 in Fairfield, Butler, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Fairfield, OH
Lendersa® aims to quickly secure the best USDA or FHA loan for you, hassle-free. Choose one of three starting points that connect you with matching lenders and USDA loan programs.
A USDA home loan is a government-backed loan, otherwise known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need none, offering zero down payment options for eligible homes.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
11500 Bee Caves Road, Suite 150, Austin, TX, 78738
Keystone Bank launched in 2018 with a maverick and entrepreneurial approach to community banking that truly puts the client first. Based in the Austin suburb of Bee Cave, it will initially focus on serving clients in western Travis County and the Hill Country. Its services include private banking, commercial real estate, residential real estate.
Texas Lone Star Lending is a different kind of mortgage company. We prefer the personal touch. We don't operate on bank hours. We're not on the golf course at 3p. Your questions and needs are important. While we cannot always answer the phone, if you call between 9a and 7p Monday through Friday, we will return your call within two hours.
Home Financing Direct offers the absolute best mortgage interest rates and lowest fees in the industry. In addition, we make the loan process easy and stress free for our customers by using the latest technology and providing world class service. Get your free personalized rate quote today
Charter Lending has been offering lower mortgage rates with superior service in Austin for over 10 years. You always get complete and accurate rates and fees with no cost or obligation. You don’t have to fill out a lot of forms. We value the successful self employed and/or sophisticated borrower.
Lakeway Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
NorState Federal Credit Union has been a part of local communities and helping our members, financially succeed, since 1941. As a member-owned, not-for-profit cooperative, NorState Federal Credit Union invites you to experience the difference of a locally-owned and operated credit union.
7000 North Mopac Expressway, Suite 200, Austin, TX, 78739
Put our speed, responsive service, and simple hard money loan products to work for you.
Our loan officers can help you in your next fix-and-flip, rental property, ground-up construction, and refinance with close rates as quick as 5 days!
If you have a viable exit strategy that is short-term—within 12 months of the funding of the loan—Park Pla
At 1st USA Reverse Mortgage, LLC we are not here to sell you products. We are here to help you find solutions to your needs. Our goal is to educate people honestly about the pros and cons of reverse mortgages. We are here to create awareness and a better understanding of reverse mortgages throughout.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
