USDA Vs. FHA Pro and Con comparison in Hamilton, Butler County, OH
As of 2025, the USDA loan ceiling in Hamilton, located in the county of Butler, OH, is set at $336,500, while the FHA cap for a single-family house is $472,030.
Employ the Lendersa® USDA loan calculator to evaluate today's USDA and FHA optimal rates. It aids in understanding the income, credit, reserves, and essential paperwork for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side-by-side, helping you identify the ideal program in tailored to your financial needs.
2025 loan ceilings and downpayment details in Hamilton, county of Butler, OH
Loan Type
Loan Maximum
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Hamilton, OH
Lendersa® aims to secure the finest USDA or FHA loan for you swiftly and efficiently. Choose from three entry points that connect you with lenders and USDA loan solutions.
A USDA home loan, offered by the United States Department of Agriculture, is also known as a USDA rural development loan or mortgage and is accessible only in rural areas. Unlike FHA loans—which require at least a 3.5% down payment—the USDA loan does not necessitate any down payment at all.
At Community Bank & Trust, our mission statement is "Serving Beyond Expectations." By making this statement, we are making a pledge that our core purpose is to provide quality financial services with excellence and professionalism to Central Texans. Community Bank & Trust was founded in 1952 as a customer-oriented, convenient bank.
Highway District 9 Credit Union was chartered July 28, 1953, serving the Texas Department of Transportation (TxDOT) District 9 employees and their family members. Highway District 9 Credit Union has always been committed to the best interest of our members. That’s why we were founded in the beginning, and it’s something we still believe in today.
NeighborWorks® Waco is a non-profit organization whose mission is to build stronger neighborhoods through homeownership, quality rental housing and community-building initiatives. Our team will continue work both on site and remotely, and will be available by mail and phone. We have decided to temporarily.
Guarantee Mortgage is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
The Hive Mortgage Solutions Team is your premier mortgage team located in Brewer, Maine. The Hive Mortgage Solutions offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Brewer area. Whether you are first time home buyer.
Houston Home Loan, Inc., we deal with the ins and outs of loans every day. Most people only think about them a few times in their life when they need to refinance or purchase a home. Years of experience and know-how make us the most qualified professionals to handle your mortgage transaction.
Waco Federal Credit Union To provide a safe and financially sound institution where members can invest their savings with peace of mind and assurance that their financial needs will be met with ethical and responsible, friendly service. The commitment to providing competitive rates, both dividends on savings and interest on loans.
1st University Credit Union has been helping people achieve their financial goals since 1956 when the president of Baylor University wrote a letter to the Texas Credit Union Department requesting a charter for a credit union to serve the employees, students, and alumni of Baylor and their families.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
