USDA VS FHA in Hamilton, Butler County, OH

As of 2025, the USDA loan ceiling in Hamilton, located in the county of Butler, OH, is set at $336,500, while the FHA cap for a single-family house is $472,030.

Employ the Lendersa® USDA loan calculator to evaluate today's USDA and FHA optimal rates. It aids in understanding the income, credit, reserves, and essential paperwork for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side-by-side, helping you identify the ideal program in tailored to your financial needs.

Browse loan proposals from 100 lenders

2025 loan ceilings and downpayment details in Hamilton, county of Butler, OH

Loan Type Loan Maximum Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Hamilton, OH

Lendersa® aims to secure the finest USDA or FHA loan for you swiftly and efficiently. Choose from three entry points that connect you with lenders and USDA loan solutions.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

A USDA home loan, offered by the United States Department of Agriculture, is also known as a USDA rural development loan or mortgage and is accessible only in rural areas. Unlike FHA loans—which require at least a 3.5% down payment—the USDA loan does not necessitate any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Shorecrest Mortgage LLC
  • 11520 North Port Washington Road, Suite 101A, Mequon, WI, 53092
  • At Shorecrest Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Walker County Educators Federal Credit Union
  • 925 Osburn Rd, Chickamauga, GA, 30707
  • The Walker County Educators Federal Credit Union was established in 1971. Our field of membership consists of employees and immediate family members of the Walker County Board of Education and Georgia Northwestern Technical College and Our mission is to provide our members with the highest level of personal financial service
  • LoanSum, LLC
  • 150 Weldon Pkwy, Suite 103, Maryland Heights, MO, 63043
  • The LoanSum Difference means that you will not find another hard money lender who will close your loan faster and with less paper work (no tax returns or financial statements). LoanSum offers a flexible term up to 12 months for both new and existing customers.Loansum provides commercial & residential properties
  • LutheranFCU
  • 10733 Sunset Office Drive, Suite 406, Saint Louis, MO, 63127
  • We have all the products you would expect of large financial institutions, and the personal service you want. And whether you are opening LCMS organization or personal accounts, you will find accounts with no maintenance or annual fees, exceptional online access, remote deposit capability, and for personal loans, excellent rates.
  • IMS Mortgage Services LLC
  • 3636 S Geyer Rd, Saint Louis, MO, 63127
  • At IMS Mortgage Services, we are committed to our values of service, empowerment & accountability. These values are not only for our customers, but for each other as well. We are the best mortgage professionals in the industry bar none.We do things faster & less expensive than our competition & quite frankly, we simply do what others only promise.
  • Essex Residential Mortgage LLC
  • 3770 S. Lindbergh Blvd, Suite 101, St. Louis, MO, 63127
  • We're committed to helping you find the right mortgage product for your needs. Every borrower, and every loan is different. We're small enough to have the flexibility needed to get your loan closed, but large enough to offer a wide variety of loan programs and customized options to meet all your needs.
  • Central Virginia Federal Credit Union
  • PO Box 1660, Lynchburg, VA, 24505
  • Central Virginia Federal Credit Union offers a fresh, unique alternative to banks. Like other financial institutions, we offer a full range of financial products and services. Unlike the others, we are not-for-profit. putting those savings in your pocket! Here you are more than a customer, you're a member.
  • Bloomsdale Bank
  • 55 Mill Hill Road, Bloomsdale, MO, 63627
  • Bloomsdale Bank Since opening our doors in 1914, Bloomsdale Bank has held the values of community, integrity, and sticking to what we know and doing it well. As one of the oldest community banks in Ste. Genevieve County, we understand the importance of treating our neighbors like family, making wise financial decisions.
  • Commercial Bank
  • 2330 West Port Plaza Drive, Saint Louis, MO, 63146
  • Commercial Bank is an independent bank specializing in relationship banking. We focus on personal relationships with you, our customer. While providing this "good old fashioned"​ brand of service we still provide the latest banking technology. Come visit us and let Commercial Bank show you what we can offer you.