As of 2026, the USDA loan ceiling in Hamilton, located in the county of Butler, OH, is set at $336,500, while the FHA cap for a single-family house is $472,030.
Employ the Lendersa® USDA loan calculator to evaluate today's USDA and FHA optimal rates. It aids in understanding the income, credit, reserves, and essential paperwork for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side-by-side, helping you identify the ideal program in tailored to your financial needs.
2026 loan ceilings and downpayment details in Hamilton, county of Butler, OH
Loan Type
Loan Maximum
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Hamilton, OH
Lendersa® aims to secure the finest USDA or FHA loan for you swiftly and efficiently. Choose from three entry points that connect you with lenders and USDA loan solutions.
A USDA home loan, offered by the United States Department of Agriculture, is also known as a USDA rural development loan or mortgage and is accessible only in rural areas. Unlike FHA loans—which require at least a 3.5% down payment—the USDA loan does not necessitate any down payment at all.
6 South 2nd Street, Suite 100, Hamilton, OH, 45011
Lends in Ohio
AllWealth Federal Credit Union started as Hamilton City Employees Federal Credit Union which was officially organized on October 22, 1948 as a cooperative to provide savings opportunities and low-cost loans to City of Hamilton employees. The Credit Union began its operation with a desk in the City of Hamilton Personnel Office.
Valley Central Bank first opened its doors on June 16 1884 in the back of what was known as the Fladungs Hotel and Saloon located at 421 Benson St. The association then known as the German Building and Loan grew largely because it filled a need for home loans that most banks of that time had little interest
375 Glen Springs, Suite 150, Springdale, OH, 45246
Lends in Ohio
Front Row we take the initiative to go above and beyond for our clients while offering services second to none. With flexible opportunities that include our E-Finance Process; a completely online lending experience; to our dedication to assisting you in every step of the lending process.
8763 Union Centre Boulevard, West Chester, OH, 45069
Lends in Ohio
Kemba provides all of the services, products and resources of a bank. So you can save with us, borrow from us, invest through us. All with the same sense of security and stability you expect from a financial institution. But the reason to come to Kemba isn't because of the things we do like a bank, it's because of the things we do differently.
Guardian Savings Bank is a leading home mortgage lender in the Cincinnati Tri-State area. We currently service over $3 billion in mortgage loans. We’re a trusted community banker. Chartered in 1895 with one branch in Cincinnati, Ohio, we’ve grown to 12, full-service branches in Cincinnati, Northern Kentucky and Lexington.
8859 Brookside Ave, Suite 202, West Chester, OH, 45069
Lends in Ohio
The Mortgage Network of Ohio was incorporated in 1999 as a mortgage company dedicated to assisting homebuyers and homeowners with the purchase and refinancing of their residential properties. Based out of Cincinnati Ohio, the company has grown to being licensed and actively doing business in Ohio, Kentucky, and Indiana.
3rd Street Financial is a national mortgage brokerage firm. We deal in residential mortgages & serve as a matchmaker between the home buyer and the lender. We draw from a pool of carefully selected lenders & banks to find the right match for our clients. Our clients place their confidence in our expertise & we promise that we will do everything
8857 Cincinnati Dayton Road, Suite 202, West Chester, OH, 45069
Lends in Ohio
Lynx Financial Group was established in 2001 and has been helping homebuyers and homeowners ever since. We offer 1st Time Homebuyer Programs, FHA, VA, USDA and Commercial loans. Our staff has over 80 years of experience in the Mortgage Industry. This has allowed us to prosper while the industry as a whole has seen a downturn.
8859 Brookside Ave, Suite 202, West Chester, OH, 45069
Lends in Ohio
As Mortgage Consultants we provde the customer with much more variety and flexability than traditional bankers or credit unions. We work with more than 20 different lenders providing us with hundreds of channel and programs to meet your needs. Similar how a independent insurance agent will shop you for the best policy, coverage and terms.
