USDA and FHA Pro and Con in Salem-Heights, Hamilton County, OH
For 2025 in Salem-Heights, located in Hamilton county, OH, the USDA loan limit is $285,000, whereas the FHA limit for a single-family residence hits $356,362.
The Lendersa® USDA loan calculator can be utilized to compare top rates between USDA and FHA options today, allowing you to assess the income, credit, reserves, and necessary documents for qualification. Our detailed mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you to determine which program in aligns best with your financial needs.
2025 Loan Limits and Downpayment Requirements in Salem-Heights, Hamilton, OH
Loan Category
Maximum Limit
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in Salem-Heights, OH
Lendersa® is devoted to securing the most advantageous USDA or FHA loan swiftly and effortlessly for you. Begin by selecting one of three starting points designed to connect you with appropriate lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, yet another name is USDA rural development loan or USDA mortgage, is strictly available only in rural areas. Unlike FHA loans, which necessitate a minimum of a 3.5% down payment, USDA mortgages require no down payment at all.
Frost provides banking, investments, and insurance services to businesses and individuals throughout Texas. Founded in 1868, Frost is one of the 50 largest U.S. banks by asset size. At Frost, everything we do is aimed at making customers’ lives better. We do it by creating and delivering great experiences to them every time they interact with us.
102 W Crockett St, Suite 705, San Antonio, TX, 78205
Crown Lending, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering
Refugio County Federal Credit Union, founded in 1958, is a federally insured, member owned, not-for-profit financial institution whose purpose is to promote the financial well-being of its members. We serve the three school districts in Refugio County which include Refugio ISD, Woodsboro ISD, and Austwell-Tivoli ISD.
San Angelo Federal Credit Union was organized in 1939 and is the oldest federal credit union in the area. Our philosophy has always been to provide affordable credit, help educate members to make sound decisions with their financial matters and offer competitive products and services.
809 Knickerbocker Road, Suite E, San Angelo, TX, 76903
We have been giving our membership one-on-one service since 1974. We want to do the same for you. Call Marshall for pre-approval on loans and schedule time for him so he is available when "you" go shopping. Whether you buy in town or out of town, we will be available to talk to you and your salesperson so the purchase goes quickly and smoothly.
Concho Valley Credit Union was organized in 1930 for the postal workers and was named Postal Credit Union. In 1980, the name was changed to Concho Valley Government Employees Credit Union to reflect the true membership covered. Then, in the summer of 2005, our name was changed once again to Concho Valley Credit Union.
Western Shamrock Corporation is the corporate successor to a single, small-loan office opened by the Company's founder, Milton Pierce, in 1965 in Lubbock, Texas. From this single location in the Texas panhandle, the Company has grown to nearly two hundred offices in four states..
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
9480 Huebner Road, Suite 200-C, San Antonio, TX, 78240
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
