USDA Vs. FHA Pro and Con comparison in Salem-Heights, Hamilton County, OH

For 2025 in Salem-Heights, located in Hamilton county, OH, the USDA loan limit is $285,000, whereas the FHA limit for a single-family residence hits $356,362.

The Lendersa® USDA loan calculator can be utilized to compare top rates between USDA and FHA options today, allowing you to assess the income, credit, reserves, and necessary documents for qualification. Our detailed mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you to determine which program in aligns best with your financial needs.

Review loan offers from a network of 100 lenders.

2025 Loan Limits and Downpayment Requirements in Salem-Heights, Hamilton, OH

Loan Category Maximum Limit Required Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Opportunities in Salem-Heights, OH

Lendersa® is devoted to securing the most advantageous USDA or FHA loan swiftly and effortlessly for you. Begin by selecting one of three starting points designed to connect you with appropriate lenders and USDA loan programs.

Outcomes for Lendersa USDA loan request matches

Understanding USDA Loans in OH

A USDA home loan, guaranteed by the Department of Agriculture, yet another name is USDA rural development loan or USDA mortgage, is strictly available only in rural areas. Unlike FHA loans, which necessitate a minimum of a 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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