USDA VS FHA in Hartville, Stark County, OH

For 2026, the USDA loan limit in Hartville, located in the county of Stark, OH, is $336,500. In comparison, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best current USDA vs. FHA rates, evaluating the income, credit, reserves, and documents needed for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, guiding you to decide which program in is suitable for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Hartville, Stark, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

Opportunities for USDA and FHA Loans in Hartville, OH

The aim of Lendersa® is to swiftly provide you with the most favorable USDA or FHA loan, eliminating any hassle. Begin by choosing one of three routes leading to matching lenders and USDA loan programs.

Results from Lendersa's USDA loan requests and matches

What is a USDA Loan in OH?

A USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Hartville Lenders

  • GenFed Financial Credit Union
  • 2492 Wedgewood Drive, Suite B, Akron, OH, 44312
  • Lends in Ohio
  • GenFed Financial Credit Union is a not-for-profit financial institution that serves areas of Ohio, Illinois, and Indiana. We are owned by our account holders (also called members) and we exist for their benefit. Credit unions don’t have stockholders like banks and are able to return any profits to the members in the form of better rates, lower fees

  • Schmidt Mortgage Company - Randy Milani
  • 1953 Englewood Ave, Akron, OH, 44312
  • Lends in Ohio
  • Schmidt Mortgage Company was originally established in 1940 as “Frank A. Schmidt & Son’s” in Cleveland, Ohio, originating and servicing residential and commercial real estate loans. It was incorporated in January, 1959. It is one of the first 100 lenders in the country to become approved as a seller / servicer of Fannie Mae.

  • Medina Real Estate Solutions LLC
  • 8933 Stonebridge Ave NW, North Canton, OH, 44720
  • Lends in Ohio
  • Medina Real Estate Solutions LLC
    Private Real Estate Lending
    Medina Real Estate Solutions LLC provides asset-based financing for real estate investors. We fund acquisitions, bridge loans, fix-and-flip projects, rental property investments, and business-purpose refinances

  • First Ohio Community Federal Credit Union
  • 8200 Cleveland Avenue NW, North Canton, OH, 44720
  • Lends in Ohio
  • The credit union was established on November 30, 1937 as the Hoover Employees Federal Credit Union. Thanks to progressive thinking by the Board of Directors, a community charter was obtained in 1980. This new charter opened the field of membership essentially to everyone living or employed in North Canton, Ohio.

  • CSE Federal Credit Union
  • 1380 Market Ave N, Canton, OH, 44714
  • Lends in Ohio
  • (CSE) Federal Credit Union is a member-owned financial cooperative committed to providing easy and effective financial solutions for the Stark County community through service and education. Our goal is to make banking easy for you and your family. CSE Federal Credit Union is committed to helping all people within our community achieve

  • The Stoffer Mortgage Company Inc
  • 100 30th St Nw, Suite 106, Canton, OH, 44709
  • Lends in Ohio
  • Stoffer Mortgage is a mortgage services company based in Canton, Ohio. We offer conventional, FHA, USDA, jumbo, and VA mortgages for residential transactions to purchase or refinance one to four-unit dwellings. These properties can be utilized for owner occupancy, vacation/second homes, or investment.

  • PIONEER FINANCIAL SERVICES, INC
  • 2515 Cleveland Ave N, Canton, OH, 44709
  • Lends in Ohio
  • Pioneer Financial Services Inc. is a locally owned and operated company serving all of Ohio. Founded in 2000, we were built on honesty, integrity, and personal service. We offer a wide variety of loan programs with fast and efficient service. Our knowledgeable staff has over 50 combined years of experience originating mortgage loans.

  • Goodyear Employees Credit Union
  • 501 Kelly Avenue, Akron, OH, 44306
  • Lends in Ohio
  • Goodyear Employees Credit Union has been open since 1961. The credit union has assets totaling $5.63 Million and provides banking services to more than 900 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • DN Community Federal Credit Union
  • 3964 Fulton Drive NW, Canton, OH, 44718
  • Lends in Ohio
  • DN Community Federal Credit Union was founded on June 24, 1954 as Diebold Employees Credit Union. The original field of membership included employees of the Canton and Malvern, Ohio plants of Diebold, Inc. and their immediate families. The credit union was organized with the purpose "to provide a convenient place for employees to save regularly