USDA Vs. FHA Pro and Con comparison in Hartville, Stark County, OH

For 2025, the USDA loan limit in Hartville, located in the county of Stark, OH, is $336,500. In comparison, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best current USDA vs. FHA rates, evaluating the income, credit, reserves, and documents needed for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, guiding you to decide which program in is suitable for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Hartville, Stark, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

Opportunities for USDA and FHA Loans in Hartville, OH

The aim of Lendersa® is to swiftly provide you with the most favorable USDA or FHA loan, eliminating any hassle. Begin by choosing one of three routes leading to matching lenders and USDA loan programs.

Results from Lendersa's USDA loan requests and matches

What is a USDA Loan in OH?

A USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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